of course building our financial condition to be better is our main focus. and bitcoin investment can only be done if we have money left over after meeting all the needs of our daily life. and only invest in moderation, namely within normal limits. don't be greedy and hasty. buy little by little. of the rest of the money we make. so we don't feel heavy if the value goes down first before finally increasing when the bull run market comes. and invest in other things too. and we should always have a backup plan and also a backup investment.

actually the process of going down and up that has been experienced by me is so much in the past. But I have learned a lot from the experience. so that I can build an independent business (small business) now and have several employees.

But I have felt something very sad in the past when I was still working at a company. I become a good employee. and my boss really likes me. even put high trust in me. But it seems that my boss's subordinates (fellow employees but have a higher position than me) have instigated my boss in the past. so the situation changes drastically. I was transferred to work. given a heavier task and outside my field. my boss's cynical eyes kept staring at me every time he saw me. I was so innocent back then. and not prejudice. But the new reality was revealed after 2 months later. and I decided to leave. But before leaving I had made an achievement that would surely make my boss miss me and he would definitely feel sorry. I left suddenly and loudly said I would open my own business. and Finally I built my business from the ground up to today. when my business is getting stable. it turns out that a tough test is back. namely during the Covid 19. But fortunately my business can survive. But not fully recovered yet. Small and independent businesses sometimes make us live more comfortably than working in large companies that have much greater mental stress. and I think stories like what I feel must also be experienced by many people who have now built independent businesses. because I have also met someone who has almost the same story. build an independent business after getting disappointed from the initial job in the company. which makes our motivation to be high.

It's great to see Manchester United back at their best. I didn't even expect Manchester United to add 2 goals in the last minutes in such a short time. Rashford really showed a very good game against Charlton in this EFL Cup.

But a more difficult match awaits MU in the Premier League. namely the match against Manchester City which will certainly be a much-awaited match and this match will certainly be very fierce. However, MU as the host must be able to maintain their consistency which has just been rebuilt since the second half of this season.

After seeing how Athletic Bilbao continued to build attack after attack but didn't score a goal, it really made me a little frustrated. and indeed Athletic bilbao should be able to win this fight. However, Osasuna is already aware of Athletic Bilbao's superiority in terms of attacks. so that Osasuna carried out a pretty good strategy by building a very solid defense. It's actually really unfortunate that Athletic Bilbao couldn't get full points in this match. because in the next match Athletic Bilbao will indeed face stronger opponents. Real socieded can even beat Osasuna with a score of 2-0. So I think Athletic bilbao will have to fight harder in the next match. because if they let their guard down, they might lose.

strongly agree. The high motivation and consistency shown by the Newcastle players cannot be underestimated. Even in the premier league, Newcastle have only lost once. 8 draws and 9 wins is a very good achievement. even today Newcastle has won again, namely Newcastle managed to beat Leicester City 2-0 in the EFL Cup. and during the game we can see the excellent dominance of Newcastle. Newcastle's defense and attack are very well structured. so Leicester found it difficult to penetrate the Newcastle defense. so there is no reason to underestimate Newcastle.

I think firing coaches back is a bad thing. because the decline in Chelsea's performance was the result of Chelsea being too stingy in the player transfer market last year. and right now what Chelsea needs is not a new coach. But Chelsea really need a new flagship player. Chelsea must dare to pay the superior players they are after at high prices in the next player transfer market. because as we know in the previous transfer market Chelsea were too economical for their finances. and finally the players they are after are always unable to get them because they are unable to compete in bidding prices.

Your thinking is actually quite good if it is carried out in a country that has a stable economic level and its currency does not experience inflation of more than 1%. but in which country is it? although there are definitely very rare. because in fact the inflation rate since 2020-2022 has increased rapidly in many countries. even in developing countries there are experiencing hyper inflation.

Earning 3% annual interest on depositing money in the Bank becomes unprofitable if our country's currency has depreciated. and inflation in the price of goods has exceeded 10% in a year. Even now, 10% inflation can occur within 1 month in several countries. and inflation in a year can exceed that figure.

for example in my country fuel prices during 2022 have increased by almost 40%. and the prices of daily foods such as rice and fruits have also increased by more than 25% in a year.
so that in my situation in my country which is affected by inflation. then choosing to deposit money into the bank is a bad choice. I prefer to invest in properties such as strategic land to be used as housing in a few years. because the price of a piece of land continues to rise even in times of inflation. in a year in my country normally a piece of land continues to experience a price increase of around 5-20% per year. and it depends on the location of the land. because the price of land that is on vehicle access routes and close to big cities can even increase by 20-50% per year. because it has good potential. especially if we build a housing on it. then the selling price can increase by hundreds of percent. but for land that is inland or far from big cities. then the increase is very small, only around 5-15% per year. but still better than depositing our money in the bank.

and setting aside a few percent of our money this year to invest in bitcoin isn't too bad either. because in the next year (2024) bitcoin is expected to experience a very good increase (bitcoin halving).

yes, let's see what will happen to Chelsea in the next match against Fullham. because this week's match Chelsea has played very badly. in two games against Man City. in the Premier league 2 days ago Chelsea lost at home with a score of 1-0. and recently Chelsea lost again in the FA Cup to Man City by surprise, with a score of 4-0. Man city as the host in this match has given satisfaction to their supporters. And it seems true that Graham Potter will have a tough job to get Chelsea to their best game again next week. and if Fullham is able to beat Chelsea in the game then I think it will add to the disappointment of the Chelsea fans. And we need to know that Chelsea really need top players in their team. because the current composition of Chelsea's players is really still not good.

the consistency displayed by Arsenal in every game this season deserves appreciation. Even though I'm not an Arsenal fan, I'm quite happy to see Arsenal's performance this season exceeding everyone's expectations. because as we know that before this season started, Arsenal was not a team favored by many people. But Arsenal have proven that they are a strong team. And for Arsenal's next match will be against Tottenham. and I think Arsenal will be able to bring full points back from that game.

However, we must not forget that this match will be held at the Estadio de la Cerámica. meaning that Villarreal as hosts will surely have more motivation and passion. And they have to compete well in front of their supporters. But Real Madrid will also struggle because getting full points from this match is really needed. if not, then Barcelona will continue to be at the top.

well, the match against Villareal will indeed be a tough test for Real Madrid. But if you look at the last 5 meetings between Real Madrid vs Villarreal. then we can see that Villareal has never been able to beat Real Madrid. so the chances in that match I think will be bigger to draw. and another opportunity is a win for Real madrid. I myself seem more interested in betting on Real Madrid's victory.

There are lots of tips for beginners. and already provided by other users.
There are only two suggestions that can be conveyed to beginners, namely.
 one, we must maintain motivation and enthusiasm in adding insight. because with the motivation to add more insight unconsciously it will make us more active in this forum. and without realizing it our insight will continue to grow every day.

second, read more and obey the rules in this forum.

Yeah right. we can not underestimate Manchester United. although at this time Manchester United have not found consistency in every match. But the opportunity to overtake Arsenal is still wide open. because the season is still long.

But I think at the moment Manchester City are not doing very well either. Against Chelsea yesterday, Manchester City saw several gaps in their defense. so that some of Chelsea's counterattacks actually endangered Manchester City's defense. However, at the previous meeting Manchester United did suffer a very big defeat by Manchester City.

Yes, it's true that some people are more comfortable being an ordinary employee than running an independent business. because the risk in running your own business is very high if it is carried out by people who do not have much experience and broad insight. or some people are more comfortable with the salary they receive every month from the company. However, some people who prefer not to be under pressure from other people will definitely choose to build an independent business. because people who cannot stand pressure from superiors tend not to last long in this type of work as employees. so building an entrepreneurial business is the solution. But there are also those who choose to do both.

well, Several times the opportunity was obtained by Chelsea. and actually a few games after the break this season we saw a lot of surprising match results. i.e. the team that has more possession of the ball but does not get many opportunities tends to lose. and conversely, the team that doesn't have much possession of the ball but is always able to make an effective counter-attack is the one that actually has a chance to win. in the premier league we see a lot of games like that after the break this season. The team that has more possession of the ball loses. But I hope Manchester City can strengthen their defense. because in the first half Manchester city focused more on the attack line. and the back line has several gaps.

the rivalry between Real Madrid and Barcelona this season is quite interesting. because even now Real madrid and Barcelona have the same number of points. And I think the next match will be very interesting. because Barcelona will be against Altetico Madrid and Real Madrid will be against Villareal. I think these two matches will be very interesting. and it will also be a pretty fierce match. and will also determine whether or not the standings will change between Barcelona and Real Madrid.

but there is something very interesting about Chelsea's current game. namely Chelsea's defense is currently very solid. although Manchester city carried out more attacks, there were not many opportunities that could be obtained by Manchester city. Manchester City looked very difficult to penetrate the Chelsea defense. and in fact Chelsea's counterattack has endangered Manchester City's goal several times. I think I was wrong for underestimating Chelsea too much. But I still believe in Man city's victory.

actually, if you look at the consistency of the team, my prediction seems to be the opposite of yours. I think Manchester City's chances of winning are bigger in this match. But considering that Chelsea played as the host. then your prediction could be right. But I would still expect a win for Manchester City. and of course this match will run quite fiercely. But I predict Manchester city will play more attacking than defending.

so true. and it looks like Nottingham Forest ended the first half by staying 1 goal ahead. and now the second half has begun.

However, the first round of Aston Villa vs Wolves is still ongoing. And Wolves really can still maintain their dominance. and the score still hasn't changed 0-1 in favor of Wolves.

all the teams that are in the relegation zone are currently struggling and several teams like Wolves and Nottingham seem to be starting to show good results at this time.

Wow amazing Wolves have managed to get 1 goal. Aston Villa continued to be under pressure from Wolves' attacks in the last 12 minutes. and the score is currently 0-1 in favor of Wolves. It was very surprising that Aston Villa actually lost possession. and Podence's goal in the 12th minute put Wolves ahead for now. Aston Villa's defensive strategy I don't think is a good idea. because Aston Villa currently have to catch up goals. and should be able to equalize.