Most friendly nations to Russia have developed their CBDCs. China and India have been Russia's major partners and have refused to join NATO states to sanction Kremlin. With the exclusion of Russia from SWIFT the international payment system, international trade payment between these nations has not been easy. Central Bank Digital Currency seems to be one of the means of helping Russia invade sanctions. But I am viewing CBDC as the beginning of the end of fiat currency. Before, at least it took efforts of minting to print a currency, now it might take just a click to produce billions of a country's currency. Without adequate security, hackers can cause harm to the system and issue billions in no time.

The South African female team lost a golden opportunity to get the maximum three points that would have given them better hope of moving to the next stage. The first goal was firstly disallowed as offside until the video assistant referee (VAR) confirmed that the referee's decision was wrong. The second goal also came through Kgatlana in the 66th minute but this lead didn't last for a long time because Braun's 74th strike gave the Argentine side the needed motivation to keep fighting. That goal will be one of the best goals in the tournament because it was scored from an unbelievably long distance. Five minutes later the Bayana Bayana lost their lead after a good display by the Argentine female team that led to a goal by Núñez.

Both Argentina and South Africa have an equal chance of qualifying because they both lost their first games against Sweden and Italy. The game against Sweden and Italy will determine who tops the group and how the next game will decide who moves to the next round.

It is clearly a centralized payment system but the services of intermediaries or middlemen such as clearing houses that causes delay in the transaction process will have to be bypassed to make the payment process fast.


https://laporte.com/knowledgecenter/financial-services/financial-services-update-fednow-banking-results-reinsurance-disruption

Just yesterday I read some wise words from a platform that says that self advice is the most potent form of counsel. And the only way one can properly advise yourself is through self-evaluation. We should periodically check if we are really achieving our personal and organizational goals. We have to make sure we achieve both of them because achieving only personal goals may lead to less contribution to the forum and not achieving personal goals may lead to low morale or motivation.

I will not say I have learned so much but I can attest that the more time I invest in the forum the wider my knowledge about bitcoin and other aspects of life. The bitcoin space is wide, complex, and dynamic so one needs to patiently keep learning and relearning. I have not regretted using my time in this forum because it has made me better skillfully, financially, politically, and so on. But as you advised, I will have to take a few house and examine my activities in the forum. Maybe listing some of the this I have learned will help me to determine if I have made some progress or not.

It is a copycat or an imitation of the Bitcoin payment system. The peer-to-peer system is been replaced with account-to-account (A2A) transactions. It also seeks to remove middlemen in the banking system, imitating the decentralization feature of Bitcoin. But I don't see it as a threat to Bitcoin because it is nothing but a fiat payment system. It is not even a blockchain technology and is highly centralized. The only difference is that transaction time will be faster than normal and It also promises to be effective at all times throughout the year.

The US is not the first country to adopt this payment system as it has been available in some European nations, Canada, and even India and it has not limited Bitcoin growth in these nations. People that place importance on their privacy and freedom will always choose the original payment system.

I am sure one of the reasons why you put more effort to improve your post quality is because you were criticized and corrected when you made some mistakes. This shows that you need this criticism or attacks as you call it to evaluate your performance and improve your post quality. So don't be scared of criticism because they are not personal attacks but worthy counsel. They might sound harsh, but they make a lot of meaning if you push aside the harsh words and embrace the advice.

There are no forum rules that mandate anybody to do post reviews for any rank of the forum. Merits are distributed based on the personal discretion of these merit sources. But some merit sources have given members the privileged of applying for post reviews and there are other threads where members' posts are reviewed. You can find them and apply. Not getting merit might not necessarily mean that you are not a quality poster and receiving many merit is not also a pointer that you are doing well. So don't rely on merit as your main grade for your performance. I know merit is a motivator, but don't lose your zeal and passion when it not coming the way you expect.

Regarding my rating SmartGold01, you are not doing badly and I am sure in no time you will achieve your next rank. I supported you with one merit. Keep improving.

Some crypto investors will argue that one can diversify their investors by buying some altcoins. Some will even give you a list of some altcoin that is worth investing in. Maybe they understand the sector more than me. But for me, investing in altcoin is very risky. I don't really have the proper risk management skill to handle the high rate of uncertainties that rules the altcoin sector. Apart from Bitcoin my best investment option will be real estate. So I will gladly diversify my investment by buying affordable lands and houses in my country than risk buying some altcoins.

The market cap of Bitcoin makes it very difficult for individuals or corporate bodies to manipulate. And bitcoin is gradually becoming a currency that recovers easily from attacks by certain unfriendly firms or individuals. In recent times FUD has had little or no effect on its price. I can not guarantee that some altcoin has enough market cap to withstand minimal attacks. Most of these altcoins collapse immediately after a key player dumps them.

Gambling is for fun and to make money. I gamble for fun and entertainment but the truth is that I don't want to lose any of my bets. I become worried when I keep losing consistently for a long time. In most cases, I will have to do a review of my gambling activities to identify any pitfalls. But seeing gambling as a stable means of income is wrong because the outcome is highly unpredictable.

This is a wrong pattern of gambling. Some gamblers might be lucky to hit their targets but this is not always the case. If you gamble because you want to win and solve specific financial problems you might end up gambling above your means or become an addict. It is not wrong to have a target but it might not be proper to solely depend on gambling to settle financial problems

I am well aware that the outcome of gambling is unpredictable. So depending on gambling to settle a need might lead to disappointment. It will be better to seek other dependable means of sorting out my problems than to depend on gambling.

Japan seems to be making policies to attract more investors to the country. I read that Web3 promotes privacy and decentralization since it uses blockchain technology. In June Japan enacted a law that exempts some crypto firms from paying tax. The government believes that all these crypto-friendly policies will attract more entrepreneurs from the crypto industry which will lead to economic growth. The impact of Japanese Prime Minister Fumio Kishida''s was felt immediately with Binance CEO Changpeng Zhao announcing to move its services to the new Web3 platform. I am sure more companies will also take advantage of the new decentralized network.

Your comments is an example of how I started my journey on bitcoin. I had little knowledge about investing in Bitcoin but when I studied about the coin and its prospects I decided not to procrastinate. I began to accumulate my coin using DCA. The first months were not easy because I was always looking at my wallet every day to check the price of Bitcoin. It sounds funny but that was the truth. I will check the price every time I had the opportunity. My fear and price checking gradually reduced and currently, I don't really check it in months.

Currently, my plan for Bitcoin is not to sell and make a profit during Bitcoin halving. It goes far beyond that and to the future. I see Bitcoin as a long time investment that can even be transferred to dependents in the future. The most important thing is to keep your wallet safe and keep investing. This is because the coin has the capacity of increasing to a price far above the price in the halving period.

The next Presidential elections will be in 2024 and Bukele is contesting, thanks to the amendment of the constitution that allows a sitting president to have two consecutive terms. Hopefully, he will win and get another five years. That means a new president will have to wait for six years to take over from the current president. Nobody knows the future but two things might happen. The new president might have seen the positive impact of Bitcoin on the country and decided to follow the footstep and plans of the current administration. But if he is a puppet of these anti-bitcoin forces, he might decide to do their bidding and make unfriendly policies. Until then, let us keep celebrating the landmarks of Bitcoin in El Salvador.

I support your quest to be a merit source @Charles-Tim because even if you focus more on the technical board you are an active member in other boards. I know you are also active in Beginners and Help and Bitcoin discussion. As you said becoming a merit source is a responsibility so you are under obligation to distribute it to quality posts but giving out earned merit is a choice.

You are a respected and reputable member of the forum and you deserve to be on the list. I don't doubt your ability to identify and merit deserving posts. We hope that you will give more attention to reading the post of low-ranking members and visit boards that lack merit sources frequently.This is because if you read them closely, you will discover that some of them are not that bad.

I totally support your application sir.

The club has taken a position and it seems it is final. They want him to renew his contract or leave the team this season. And it was also announced that Mbappe will not be part of the pre-season games in Japan. His future is in his hands and the clubs that want his services. PSG has accepted the $332 million offer from Al Hilal for Kylian Mbappe, it is now up to the striker to accept or reject the offer. If he accepts the offer, Mbappe will become one of the richest sportsmen in the world because the Saudi-based club is to offer 776 million dollars per season.

Some football analysts believe that it will be early retirement for the French striker if he accepts the offer. He will have to lose out on the competitive and exciting football in Europe. The money is huge but trophies and awards supersede financial gains. When it comes to sports everything is not money.

Most times people refuse to render help to others because of past experiences. When you are treated wrongly by people you trust, trusting people becomes a problem. This victim will never give a loan to anybody again because of this ugly experience. Lending money is risky which is why it is important to seek collateral before the funds are issued. If you think you are close to the person that asking for collateral might be improper, then let there be a witness or guarantor. To limit such ugly occurrences, give out only what you can afford to lose.

OP since Bitcoin is illegal in your country don't you think it is risky to keep using it? I know in some countries using Bitcoin is a serious offence that can lead to fines and even imprisonment. Now your friend will lose that money because he can't seek legal action. It will be better to obey the law than to become a victim of the law.

Many people don't even know the basics of privacy and security so they end up being scammed. I think OP is trying to draw the attention of members to place more importance on protecting their assets. Common sense is not always common because many people neglect basic knowledge.

I also share your thoughts that it is not necessary to pay and enroll in a course in cybersecurity because you can learn most of the ways of securing your assets. But many free online courses on cybersecurity can be impactful. You might also think that you are well informed about security but you should also know that these hackers and scammers are also finding new ways of exploiting loopholes in the security systems. So there is a need to upgrade your knowledge periodically on cybersecurity. I also think that there is a need to learn and relearn to hold Bitcoin because some people worked very hard for years to accumulate their coins.

Bundle exchange services are available mostly in Africa and South Africa and Nigeria had the biggest crypto market in Africa. Since we don't have a South African board but the forum has a Nigerian section, this information would be more helpful in the Nigerian board. I am saying this because many Nigerians might be using the Bundle exchange services.

But I want to commend the management of Bundle Exchange for allowing customers to withdraw their funds. This shows that they have no intention of rug-pulling or scamming its users. This is also a wake-up call to people that keep thier funds in exchanges. Many exchanges are out there planning to scam their customers. Thank you @SmartGold01 for informing me about the importance of checking my email regularly. Sometimes I didn't check my mail box for a week, which is very bad.

You have good intentions for your customers and it's indeed a good motive. Having so many advertisements will make the website complex and difficult to navigate through. I also know that you also need funds to finance the project. But everything should be done in moderation to keep the quality of the website intact. But the Duelbit advert was well positioned, designed, and arranged. Thanks to the duelbit team for choosing to support the talkimg project. It was a project that was born out of the desire to solve the problem of the community.

The debate about who is the greatest between Ronaldo and Messi can be very stiff and sometimes lead to verbal and physical confrontation. I have seen people engage in physical combat because of this argument. That's why I always avoid this debate because both of them have many loyal fans. How was Ronaldo humiliated by Di Maria, was it because he was dribbled by the Argentine? Dribbling someone is not humiliation because even the best defenders are dribbled.

Messi's first appearance in Inter Miami was impactful and he gave the fans the fun and victory they have not gotten for a long time. I also observed the good relationship between him and other players. He is a good leader and motivator. But he still has a long way to go and we can't predict how his future games will be. Ronaldo is not also doing badly in the Saudi League. Although most of his goals came through penalties, his presence in Al Nassr has not been a bad one.

None of us are sure of the reason for this sale, all we can do is to speculate. It is possible that these whales have gotten to their projected profit margin and they want to sell and make gains. And other whales want to buy at the current price because they are targeting the halving season. It is also possible that these coins are bought by some of the firms that applied for spot Bitcoin ETF approval in the US.

There is also a general belief that altcoins give more profit than Bitcoin. So these whales may be diversifying to altcoins believing that as the price of bitcoin gains during the halving period, these altcoins will gain triple or even more profit. It is also possible that some of these coins were moved because of strict regulations. Recently Kuwait banned crypto activities, so many investors will have to move their investments to avoid sanctions.

We can keep giving more reasons because we don't know the reason for the movement of these crypto assets.

My journey in Bitcoin started here. And I have not regretted joining this forum because I have been exposed to the basics of bitcoin. The forum has so much information on all aspects of the crypto sector that can be beneficial to anyone interested. This community also consists of early Bitcoin adopters so they have a wealth of experience. No questions about Bitcoin and other coins that cannot be answered in this forum. And the good part of it is that these top members are ever willing to teach, give directions and make corrections. This forum doesn't only teach about cryptocurrencies you can learn about the economy, politics, communication skills, and many more. It has also grown to be a community where people from different countries, religions, and professions connect.