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1381  Economy / Economics / Re: A fact that the general public don't know on: December 21, 2022, 07:08:38 PM
The collapse of FTX is indeed a big surprise in the Cryptocurrency industry. And some media and certain people are taking advantage of this situation to make Fud for Cryptocurrency and Bitcoin. Maybe beginners get fooled and panic. because I had a feeling of panic because I am a newbie in this industry. But after I studied deeper. then it turns out that these are completely different things. the fall of FTX simply cannot be used to make a fud for crypto and bitcoin. in fact this has opened our minds that something that is centralized is always a place for people to commit fraud and dishonesty. from here I began to understand the importance of decentralization or not being centralized. and newbies also come to know that Dex is more trustworthy than Cex. and saving in a personal wallet is the right thing. whereas keeping assets in Cex is wrong. But Cex still plays an important role and we still need it in the crypto industry. but the fall of one Cex cannot be made to bring down crypto. because both are different things even in the same industry.
1382  Economy / Gambling discussion / Re: Premier League Prediction Thread 2022/2023 on: December 21, 2022, 06:53:59 PM
Tottenham started the season very well. Many expected this team to compete for the title. But they failed. They are not able to maintain consistency. Their performance has been erratic in recent times. They have lost three of their last five matches, and are fourth in the table. Tottenham will not be able to compete for the title this season.

Arsenal and Manchester City's performances have been very consistent. The battle for the title this season will mainly be between these two teams. The points gap between Arsenal and City is 5. If Arsenal can maintain their consistent performance then it is not possible for City to close this 5 point gap.


I was a major fan of Tottenham Hotspur to win the Premier League initially, I did also find myself voting on the poll created on who wins the Premier League but they suddenly had drop in performance that was as a result of low quality players in the squad fir the manager to use as he's already made mention to the chairman daniel levey to get quality signatures in for the club.

Five points is no big deal between them both ( Manchester City and Arsenal ) Manchester City jas a chance to over take gunner's if they don't get very serious and consistent about how they go further.
But I'm really backing gunner's for the premier league title.

I have almost the same thoughts regarding tottenham. However, Tottenham are still in the top 4 for the time being. and that is enough to prove tottenham is not too disappointing. maybe in the last 5 matches Tottenham have not been too consistent. But luckily in the next match Tottenham will be against Brentford. and I think Tottenham will be able to win the game. so that it can still maintain its position in the top 4 rankings in the standings. But when talking about winning the Premier League. then I didn't expect much for tottenham from the start. because since the beginning of the season I have hoped more for Manchester city and Liverpool. But Liverpool let me down. and without my guess Arsenal could even continue to be on top of the standings. Arsenal appear consistent in every match.
1383  Economy / Trading Discussion / Re: Bear And Bull Market? on: December 21, 2022, 06:41:50 PM
for investors bear market is the best opportunity to invest. but when it comes to profit. then we usually only expect to make a profit when the bull market comes. and our main focus in the bear market is to keep accumulating. because not much can be expected to profit in a bear market. unless we are traders who do scalping every day or take advantage of small increases and decreases. But I'm not very good at it. so I'm just focusing on buying in the bear market now.

if talking real difference between market bear and bull. in my opinion, of course the difference is in which dominant the price continues to rise (bull) or continue to fall (bear) within a certain period.
1384  Economy / Gambling discussion / Re: Casino bonus is it worth it? on: December 21, 2022, 06:32:49 PM
still it's a matter of luck. For me the bonuses that the casino offers are still attractive and decent. But that should not be our focus. even when getting a deposit bonus I don't really focus on the bonuses I get. I just always focus on my original deposit amount. and don't have high hopes on the bonuses that are offered. And I think Duelbits is still the most comfortable site for me to use. maybe I'm the type of person who is not too interested in the bonuses on offer. because I prioritize comfort and trust.
1385  Economy / Gambling discussion / Re: Premier League Prediction Thread 2022/2023 on: December 21, 2022, 06:24:44 PM
When premier league matches resume on December 27th, with roughly 7 games to begin, entertainment days are finally back with matches of interest, Aston Villa is playing against Liverpool on December 27th, and I have a good feeling that Liverpool might win given Aston Villa 2.50 odd from the look of things. Aston Villa is a great team, but I don't think they have the balls to play Liverpool, so I guess I will give Liverpool a straight win or draw. the villa will not make it easy for Liverpool.

Even though Aston Villa is ranked twelfth and Liverpool is ranked sixth in the English Premier League at the moment, in reality they only have a four-point gap. With such a close gap in points, I'm sure Aston Villa will still not be easy to beat, moreover Aston Villa will play at home and already have experienced coach Unai Emery.
With these factors, I think it's enough for Aston Villa to play better to hold off Liverpool.

But if we consider the big names of the teams and also the head to head results they have, then of course Liverpool are the favorite team to win.
Even the odds that are currently available are very much different, Aston Villa @ 4.50 and Liverpool @ 1.73 which of course is very clear that Liverpool is projected to win. But even so, it looks like I will try to make a choice on Aston Villa maybe with the asian handicap.

actually if you look at the games before the break this season because of the world cup. So we can see that Aston Villa is progressing. In their last two matches, Aston villa was able to beat MU and Brighton. So it won't be surprising if it turns out that Aston Villa beat Liverpool in the match later. But the chances of victory are still superior to Liverpool, but at least Aston villa also has the same chance in this match if you look at the match before the break.
1386  Economy / Economics / Re: Use your money wisely. Invest or Deposit ? on: December 20, 2022, 09:05:37 PM
If at this time we have routine money and income, then we should never use it for things that are useless or wasteful, it's better to focus on making the money as an investment, we don't know whether we can still be active or not, when we can't active earnings, we still have income from investment.

your thinking is very wise. and I think that's the right step to do. i.e. make preparations while you still can. like investing while we still have income. But doing so might be a little difficult for some people. but even though it is difficult it does have to get used to it. because we will even get older and when we are old, of course we will retire. and that's when we can enjoy the results of our investment for a long time to be used in old age.
Some people been not thinking about their retirement or those old age time or moment because they are really mainly thinking that they would be helped out by their own sons and daughters which i would

say that it is really a wrong mindset.You cant really assure if those things if they would help out on the time that we are old.So better make yourself insured at least and
able to survive even if they would try out to abandon you or they do live on far off places. Majority had been neglecting these stuffs which
later on you would really be realizing that you should have started up early when on this regards.

precisely. Preparations really have to be done since we are young and strong to work and make money. Maybe now when we still make money and have the strength to work. We sometimes forget about the preparations for old age. But actually time flies so fast and not felt. and I think people who don't prepare since they are young will surely have regrets later when they are old and unable to work anymore. our children they have their own life with their families. so it is wrong if we expect too much from them in the future. because they will be more busy with their respective families. maybe they'll only look at us once in a while. so don't expect too much.
1387  Economy / Economics / Re: The impact of Russian and Ukrain war on world economy on: December 20, 2022, 08:55:55 PM
The impact of the ukraine vs russia war is certainly felt for both countries and can extend to countries that are directly related to the economy, as we know that russia is a large country that produces many needed products such as oil, gas, industrial raw materials and so on.
And the impact does occur in all countries that have political relations and economic cooperation such as trade cooperation, export/import and so on. Not only the economy but even the crypto world is always affected. And I think this war can indeed drag on and have quite a long impact.
1388  Economy / Gambling discussion / Re: Premier League Prediction Thread 2022/2023 on: December 20, 2022, 08:46:25 PM
Even so, I think Manchester City also needs to maintain its performance considering the season will be very busy. Manchester City can also be overtaken by other teams including Newcastle and Tottenham. So they have to be really careful about those bad possibilities.

With the experience Guardiola has I think Man City will remain strong for the season. They have provided strong evidence in the last season. Although today they have different players, but their quality is better. So I think the reason for the busy schedule won't make Man City bad.
Indeed, there are always many possibilities, this is because there are still quite a lot of matces. There are about twenty-four games still left for the EPL. Indeed at the moment Newcastle and Totenham are obvious threats. Their gap is very slim a one-time mistake would allow Man City to drop the rankings.
New castle and tottenham are indeed the teams closest to Manchester city in terms of point difference. Manchester City has 32 points and New Castle 30 and Tottenham 29 points. It is very clear that Manchester city cannot afford to mess up in the match against Leeds. because if Manchester city loses the match then it is very likely that its ranking position in the standings will be shifted by the nearest club. But I don't think Leeds is a threat to Manchester city. and I'm optimistic that Haaland and all of his colleagues can bring victory to man city in this match.

and if talking outside the Premier league. then Man city on December 23 will compete against Liverpool in the Carabao Cup. I'm curious about the results of the match because in the last few meetings Man City has always lost to Liverpool. like their meeting in week 11 in the premier league. man city lost 1-0 to liverpool.
1389  Economy / Economics / Re: Saving one third what you earn monthly is not that hard, isn't it ? on: December 20, 2022, 03:39:08 PM
It's not everyone that can manage to make at least some savings after the end of every thirty days monthly, but it will always be a good decision to start one if not in place because it will help to have something one can refer to in times of emergency and financial impromptu circumstances, savings also head have something left to fall back on later in life, it may seems difficult to be achieved but it has always been a decision  well good to take, because your savings is what saves you ftom lending money around from people and be i debt.
The real challenge of saving is getting started. I used to feel that way. it was very difficult when I was about to start saving at that time. even though the income is sufficient, sometimes there is money left over every month. But always spent on things that are not really needed. until finally I wanted to start saving and at first it was very difficult. but when it's started it turns out that saving becomes easy and we even become motivated to increase the amount of money to be saved. do not have to start with a large amount. can start by saving a small amount like 1% of our income. and continues to increase over time.
1390  Economy / Economics / Re: Use your money wisely. Invest or Deposit ? on: December 20, 2022, 03:30:27 PM
If at this time we have routine money and income, then we should never use it for things that are useless or wasteful, it's better to focus on making the money as an investment, we don't know whether we can still be active or not, when we can't active earnings, we still have income from investment.

your thinking is very wise. and I think that's the right step to do. i.e. make preparations while you still can. like investing while we still have income. But doing so might be a little difficult for some people. but even though it is difficult it does have to get used to it. because we will even get older and when we are old, of course we will retire. and that's when we can enjoy the results of our investment for a long time to be used in old age.
1391  Economy / Economics / Re: Only one way to save people now on: December 18, 2022, 06:32:31 PM
we must not forget that we will still need fiat. because even BTC was made not to replace fiat but to be an option or another alternative. to be honest, I also experienced a lot of disappointment with the bank system. however, I am still aware that the role of the Bank will always be needed. Crypto and fiat should always coexist. both need each other.

Bitcoin was made as a payment method that is anonymous and transparent. I don't know why people keep telling bitcoin to replace fiat since it was not intended for that, though bitcoin could be future money but for now, it cant replace our own fiat as we are using it on daily basis and we are not just that advance that all of us uses digital money.
correctly. because in fact we may not be able to escape fiat in a few decades. because after all Fiat remains the most comfortable to use today even though there are indeed many disappointments in the system run by bankers and everything is centralized. But still, we still need a very long time to finally be able to find a replacement for Fiat. and Bitcoin is just one that has the potential to do that. But I still hope that Bitcoin and fiat can coexist harmoniously. namely centralized and non-centralized coexistence in the financial system is extraordinary. because everyone has a choice freely. between centralized and non-centred.
1392  Economy / Gambling discussion / Re: FIFA 2022 world cup on: December 18, 2022, 06:18:58 PM
Argentina won the 2022 Qatar World Cup. I congratulate Argentina on the victory and congratulations to Messi for getting the most beautiful gift in his life. because his extraordinary career in the world of football has been complete at the top by bringing his country to win the 2022 World Cup. I also congratulate France for being the second champion. second place is also a great achievement.
The 2 PSG strikers shined in the Qatar world cup. this is a very amazing final fight. Argentina's 2 goals in the first half were answered by France's 2 goals in the second half. as well as 2 goals in the extra time round.
congratulations to Argentina who finally got their World Cup Trophy after a long time they had to fight. and for France, despite being the defending champion in the previous edition, the reality is that defending the title is difficult. but they fought very well. second place is not a bad result.
yeah right. argentina's struggle finally succeeded after all this time. It really is a long final match. several times I almost jumped out of my seat because of the tension every time the opportunity for both teams almost became a goal. I really enjoyed the excitement of this drama-filled final. I think this is the best final match. because we have seen a lot of goals in this game. The 2 star players from the two teams also really showed how classy their game was.
1393  Economy / Gambling discussion / Re: FIFA 2022 world cup on: December 18, 2022, 06:12:18 PM
Argentina has won the world cup this time. But I expect Mbappe to win the award for the best player in this World Cup. Even in the last minutes, as we saw, Mbappe even almost scored the goal. and Mbappe has repeatedly led France to magic. Mbappe's speed and individual skills are also extraordinary. so he deserves the award as the best player. but what surprised me in this final match was that the cooperation between the two teams was truly extraordinary. really a world cup full of surprises and full of drama.
1394  Economy / Gambling discussion / Re: FIFA 2022 world cup on: December 18, 2022, 06:02:30 PM
Argentina won the 2022 Qatar World Cup. I congratulate Argentina on the victory and congratulations to Messi for getting the most beautiful gift in his life. because his extraordinary career in the world of football has been complete at the top by bringing his country to win the 2022 World Cup. I also congratulate France for being the second champion. second place is also a great achievement.
1395  Economy / Economics / Re: A career - as an employee or a business owner which do you prefer and why? on: December 17, 2022, 05:58:50 PM

Business is something most people aspire to, but it is not easy and not everyone can do it. Business needs capital, knowledge, and bravery, lobster farming is also a money-making business, it looks easy, but starting is another matter. I support your thoughts but you need to prepare everything before you begin.

Not everyone can also do business, so even though this is the dream and dream of most people, in fact, in this case, of course, it is very difficult to do.
It's not a matter of trying or not, but indeed when we don't have talent there, no matter how hard we try, the result will still be very difficult.
Maybe there will be some who say hard work will not betray results, but on the other hand we must also be aware that working hard to force our will when we don't have the ability still this will not be good because we must also be aware of our own qualifications.

correctly. because in reality starting a business does require knowledge, courage, skills and capital. and not everyone has all 4 of these factors. And sometimes we really have to be aware of our own abilities. because not everyone can do it. But all of them are definitely trying to make their dreams come true. but not everyone can achieve their dreams. so is what happens in business. Being aware of your own abilities is important. But all are worth a try.
1396  Economy / Gambling discussion / Re: FIFA 2022 world cup on: December 17, 2022, 05:50:33 PM
An interesting fact about Croatia is that they have only experienced one defeat at the 2022 world cup (semi-finals) and one defeat also at the 2018 world cup (finals). This shows that Croatia is very consistent in every game it has played in both the 2018 and 2022 world cups. Croatia in 2018 wasn't really favored from the start. and even in 2022 Croatia is not too favored either. because actually teams like Brazil and Portugal are far more favored. However, Croatia has shown their strength in the two World Cups. this is enough to be the most beautiful gift for modric who played for the last time in the world cup. coming in third isn't too bad.
And in the end we all know who really deserved to be 3rd place in the Qatar World Cup. Croatia is better in quality, but the hope of many is that Morocco will win it. I'm not surprised by Croatia's victory, but it's a little regretful that Morocco isn't as strong as the previous matches.

The high expectations of Morocco failed in the end, but Morocco really deserved something good during this World Cup. Honorable failure for them, I totally agree on that. Congratulations to Croatia, and also congratulations to Morocco.

And I like the Moroccan players who always look grateful even though they lost the game against France and also when just now from Croatia. because maybe for them to be able to reach the top 4 is already beyond their expectations. and it's been a great achievement. Now we just have to wait for the final match which will be held tomorrow according to my time. and I'm quite happy with this year's World Cup. lots of surprises happen and of course there are always things that become controversial.
1397  Economy / Economics / Re: Retailers make more profit than wholesalers during inflation. on: December 17, 2022, 05:43:52 PM
The difference between wholesalers and retailers is a difference that can be seen immediately. The price offered will also be cheaper than retail sellers. But there is one thing that must be considered, when retailers buy, sometimes buy from wholesalers too, there will be a symbiosis of mutualism that is mutually beneficial to each other. Usually retailers will buy in large quantities so that it is more profitable for the first seller which I then call wholesalers, but those who buy from retailers will definitely not buy the same amount meaning that there will be a longer lag time for retailers to finish their wares.
In calculating the profit calculation it will be very clear that the last seller will benefit more than the first seller.
So what I want to convey here is, the first seller will not get more profit than the last seller, but they can sell more than the last seller. In an economy, I would generally prefer to make a small profit but sell more of my product and be a buyer center retailer, than to make a large profit but have few target customers, or take longer to get my product to market.

so true. Because even though the profits that wholesalers get are a little from each type of product they sell. but their sales are so fast. because retailers always buy a lot at one time purchasing to wholesalers. so small wholesale profits will become large if accumulated over time. because the total goods sold by wholesalers are many times more and faster than retail sales which take longer. and sell in small quantities little by little. and well both are mutually beneficial between retailer and wholesaler. both of them need each other.
1398  Economy / Gambling discussion / Re: FIFA 2022 world cup on: December 17, 2022, 05:37:21 PM
Congratulation Croatia.  Croatia is the third placed team in FIFA World Cup 2022 held in Qatar today.  Through their beautiful game and interesting side they play today.  But they are today the third place team Croatia as a result of a lot of hard work.  Morocco played the ball very badly today because their finishing was not good.  And they missed massively in all cases their luck was not in their favour.  Although they attacked a lot towards the end, Croatia could not put the ball in the goal post.  However, they had many opportunities but could not use them in any way.
Yeah, Congratulations to Croatia for getting the bronze medal, they have shown a good game in this match. Croatia played very calm, they didn't have too many mistakes. Meanwhile, Morocco did not play very well, the attackers were not optimal, there were too many passing mistake in this match, maybe they were nervous.

Croatia deserved the win and played really good overall im the entire match against Morocco. I expected lots of goals but didnt expect no goals in the second half. Croatia close the match smart on their experience and got a very good achievement on another world cup

An interesting fact about Croatia is that they have only experienced one defeat at the 2022 world cup (semi-finals) and one defeat also at the 2018 world cup (finals). This shows that Croatia is very consistent in every game it has played in both the 2018 and 2022 world cups. Croatia in 2018 wasn't really favored from the start. and even in 2022 Croatia is not too favored either. because actually teams like Brazil and Portugal are far more favored. However, Croatia has shown their strength in the two World Cups. this is enough to be the most beautiful gift for modric who played for the last time in the world cup. coming in third isn't too bad.
1399  Economy / Gambling discussion / Re: FIFA 2022 world cup on: December 17, 2022, 05:23:13 PM

We are nearing the end of the game and Croatia is leading 2-1.  Although Morocco tried its best, Croatia played more ball.  They can't take advantage of clear goal positions either.  It's 87 minutes and the Croats don't look like they're going to score easily.  Anyway, being one of the top four teams for Morocco is also a great achievement.
It was a good match, I'm glad that Croatia won, it's a worthy result. And for Morocco to be in the top four at the world championship is better than anyone can expect, I understand that when you get so far, you want even more, but they played beyond their abilities and showed a good game. Now we have the main question, who will be the champion? I think it will be France again.
actually the results of the Croatia vs Morocco match were in accordance with what was predicted. and Croatia deserved to win in this match. croatia is more to play safe in this match as usual. being in the top four is a great achievement for morocco. because since the beginning of the 2022 World Cup no one suspected that Morocco could get this far. and now there is one more game left in the top of the final. i.e. Argentina vs France.
1400  Economy / Gambling discussion / Re: Premier League Prediction Thread 2022/2023 on: December 16, 2022, 04:14:19 PM
yes, of course I am also quite sure of Arsenal's superiority. West Ham is not a threat to Arsenal. because West Ham this season has been terrible I think. West Ham has even lost 9 of a total of 15 matches this season. Precisely Arsenal's match against West Ham will only make Arsenal get more and more points. because I'm pretty sure Arsenal will win. and can get full points from the match.
On paper, Arsenal should have easily won this game against West Ham. West Ham is only 2 places above the safety limit of the relegation zone, and with Arsenal's excellent performance it is their opportunity to add to their collection of points and keep their distance from Manchester City who continue to stick to them in second place. So I think 3 points will be obtained by Arteta's team.
Well that's what I think about the match (Arsenal Vs West Ham). Perhaps the real challenge that Arsenal will face is the next game after West Ham, against Brighton and New Castle. and New Castle I think will be a tough opponent for Arsenal. considering how New castle's achievements this season are quite good.
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