Currently, we are performing the pre-sale and can't name the precise date and exchange names. This information will be available after ICO. We'll try to list our token on several largest crypto-exchanges as soon as possible.

We think, that in the near future most part of the cryptocurrency holders will use CoinLoan platform.

Yes, exactly! Any registered user with fiat funds, which will be used for providing loans.

We plan to launch the platform officially in Q2 2018. But we'll do our best to make this much earlier.

Current Pre-Sale token price is $1 for 1 CLT. The price will start from $2 at the main ICO and will be increased by 50% every week or after the lot of 5 million tokens is sold.

The minimum loan amount is $50, which makes possible micro-loans. The maximum loan amount is unlimited.

This is a good question. We have described this in our white paper too. Please, check section "4.3 Mechanism of Handling Risks".

It's not possible. The borrower has different ways what to do in such situations. You can read more in our White Paper.



We often receive this question. Here are the main differences:
1. CoinLoan project will be launched in Europe and licensed as a payment institution. This allows working legally and providing services all over the world, excluding those countries where a local license is needed. We will try to obtain a license in other countries (including those in Asia) depending on the amount of the raised funds.
2. Any individual or legal entity can act as a lender and provide loans or as a borrower and receive loans. No licenses are required for this.
3. The minimal amount of the loan on the platform is $50 (also expressed in other currencies). This allows providing microloans. The maximum amount is not limited.
4. All applications for providing and borrowing loans will be processed automatically and immediately.
5. CoinLoan Tokens (CLT) will be used for paying the fees on the platform for receiving and borrowing loans. They form an integral part of the system which provides the high demand for them at the market.  
6. The borrowers will be able to evaluate the risks related to the cryptoasset volatility and set the LTV (Loan-to-value ratio) at their sole discretion (from 10 to 70%).
7. Loans can be provided or borrowed in many fiat currencies (USD, EUR, GBP, CNY, JPY, RUB, CHF). This list will be extended as the platform is developed.
8. Various cryptocurrencies (Bitcoin, Ethereum, Litecoin, Ripple, Dash, Monero, ZCash) can be used as a collateral. This list will also be extended. We'll try to cover all popular cryptocurrencies with a high capitalization rate.
9. We will focus on convenient and fast methods of depositing/withdrawing fiat funds on the platform with a minimal fee. E.g., instant withdrawal on any bank card, local bank payments, conventional international SWIFT-transfers, etc.
10. We don't prohibit placing our tokens at the exchange, in fact, when ICO ends we'll try list the tokens on the largest cryptoexchanges.
11. Also, we'll try to provide the most profitable fees and lending conditions on the market.
12. Borrowers will have more discretion in different market conditions which affect the value of the cryptocollateral.

Hi! The borrower can borrow a loan in the amount from 10% till 70% of the current market value (LTV).

You can read more about this in our White Paper starting from page # 12: https://coinloan.io/whitepaper

CoinLoan Token (CLT) - an ERC-20 compatible token, built on Ethereum blockchain. The main task of the CLT token is to pay fees for providing or borrowing a loan. 1 CLT allows paying the platform fee for borrowing a loan up to $10000. In addition, it will be possible to reduce the interest rate on obtaining a loan by offsetting the part of the rate with a CLT token.

We are going to cover all the world.

Any individual or legal entity can act as a lender on the CoinLoan platform. No licenses required for this.

Anyway, the borrower needs to repay the same amount as he/she borrowed + lenders interest rate.

After the launch of the platform, we are going to support several major cryptocurrencies as collateral: Bitcoin, Ethereum, Litecoin, Dash, Ripple, Monero, ZCash. Yes, we plan to expand this list in the future.

We don't need any solvency proofs from the borrower, because every loan is secured by pledged crypto-assets (cryptocurrency).

https://medium.com/@coinloan/coinloan-no-risks-for-the-lender-955c6da0dcc8

Our total soft cap is $3M. If we will not reach this cap, all contributions will be returned back.

Hi! The main ICO will be launched in 14 days after the Pre-ICO end. It will lasts for 30 days, same like Pre-ICO.

Please, check our website https://coinloan.io/ - we have dedicated Team section there.

We plan to launch the platform officially in Q2 2018. But we'll do our best to make this much earlier. We need some time for legal procedures (licensing, etc.).

We have only a referral program.