both, I want ICO and IEO back in popularity. because the more ways to raise initial funds, the better for the crypto community. there will be many options and this will increase the competition. plus now there is a new method called IDO. those who like decentralization and don't like KYC will use IDO, the rest will use ICO and IEO.

yes devs are an important factor. but we don't need those who are lazy or just want money. Currently, crypto is only filled with greedy people, rather than developing platforms and innovating. they just want investors' money. look at the market today how many projects released from 2017 are still surviving and still developing. maybe only less than 10% and the rest disappears with the investor's money with him.

is it good for the future?
no, they will only reduce people's trust. in the end blockchain technology was only used as a promotional tool. there is no real development in this technology.

You're right, Polkadot is very good today. yesterday I saw the DOT price is still $6 but now it's $9. in just a few days rose so fast. this is a good achievement. I became interested in this project, maybe this project has a good future.

I will keep using it as long as the profit earned can cover the GAS fee. wait until the GAS fee goes down, you won't be able to get profit. remember not forever the token you hold goes up. so don't wait just because GAS go up.

I think your trading strategy is wrong, think again. not forever waiting is good.

https://support.binance.us/hc/en-us/articles/1500000956801

oh shit, binance is finally following in the footsteps of Coinbase and other exchanges. there is no more reason to hold onto this coin. but I'm still confused why the price can still hold up until now.

it was only a matter of time until the ripple was knocked out of the top 10. sooner or later they will become worthless altcoins. I think 2021 will be the toughest year for Ripple and its investors. if other major exchanges follow Coinbase's footsteps, XRP will be over.

If you mean ending is dead, I don't think that will happen. The SEC only sued Ripple and its bosses. even if the SEC wins, ripple will just have to pay the fine and it will all be over. the problem is the delisting by the exchange. whether after the problem with the SEC, XRP could return to normal or not. otherwise, next year ripple will be eliminated from the altcoin with the largest market cap.

sec only for the American region, on the basis of this institution exists to protect its citizens. That's why every new project that wants to sell coins, prohibits Americans or those with an American passport from participating. but crypto doesn't only exist in one country. So as long as they are not American, they are still free to commit fraud and the SEC does not have the authority to sue them.

I think there should be an organization that audits every project. and this organization was created by the owners of the dapps platform such as ethereum, BNB, EOS, and other Dapps platforms. so each Platform has an audit team to see if the project is feasible or not using their network. and this team must be open to any suggestions and complaints.

yes it's the same, I call it the Failed project. whether the project disappeared suddenly, committed fraud, or failed because it was not popular. I call it that for whatever reason, the project costs the investors a loss. and if you ask what a worthy project is like ?. I believe that, worthy projects are those that are in the top 100 coins with the largest market cap. and they are still developing. If these two things have been fulfilled, I think the project is worth investing in.

ripple is the second largest trading volume coin on the bitstamp exchange. and more than 5% of ripple's daily trading volume comes from this exchange. so if there were any restrictions, it would be hot news. there will definitely be an impact, and there are still possibilities for other exchanges to follow bitsmap. I think Ripple is in big trouble.

The SEC crushed all predictions about ripple for the next year. Nobody is convinced that ripple is still worth the hold. This will be a tragedy at the end of the year, Ripple closes 2020 with a big fall. as long as problems with the SEC have not found an answer, ripple is hopeless.

not both, but I still use both coins to this day. the reason is because I need these two coins to pay the transfer fee. I have never believed in any crypto coin without exception. but regardless, I'm still a crypto trader. i trade btc, eth and other altcoins.

for me to believe in something that has a high risk will only make you fail. because trust will only make you always think positively. and this will only make you doubt when the market falls.

but is it possible? meanwhile, to create a DEX that supports all blockchain networks is still too difficult. how is it possible to make a cross-chain that can support smart contracts between networks. and one thing I know, every project wants to be the best. so it is impossible for them to sit together to develop technology like this. it's hard to imagine ethereum, tron, EOS, Binance chain, Polkadot, Waves, Cardano and other Dapps platforms working together and connected.

yes you're right, the best way to get out of this problem is to admit mistakes and pay dendan. as long as the ripple network remains operational, there will be time to go back up. making a self defense will only make this problem drag on. this is not good for the ripple market. will only make this problem drag on. this is not good for the ripple market.

above $1000 is sufficient. ethereum is not what it used to be and things are not too pro ethereum. so it's difficult even though bitcoin can go up to 50k or even higher. ethereum will be only slightly affected by the increase. So I'm not really hopeful even though bitcoin is in a bullrun. ethereum is in its transition to ETH 2.0, and is now only in its early stages. if waited for it to change completely, I doubt this cycle would still last until then. so $1000 is a pretty realistic target.

what about altcoins like litecoin, monero, or ethereum. doesn't the coin have real use. so there is still hope for bitcoin dominance to fall. and what about the possibility of bitcoin sideaway or even stabilizing in the 23k price range for a long time. this also triggers the decline in bitcoin dominance, people will start to take profits and sell bitcoin. after that the trader will definitely choose a profitable altcoin. it is also unlikely that bitcoin will be in a rally for a very long time. There will definitely be times when BTC corrects. this moment can also cause the altcoins to rise.

Ripple is the worst coin, and it's a fact everyone knows about it. I hope this lawsuit wins by the SEC, this will be a lesson for Ripple not to be too greedy. and this news will stop the positive trend of ripple. I have a little sympathy for those who just bought yesterday. this will be a loss at the end of the year.

what about BNB?
With the Binance Smart Chain, they seem to be serious about developing the Dapps platform. If you look at the speed, and the technology used by BNB is superior to Ethereum, it may only be a matter of time for BNB to become the next Ethereum.

1. ethereum, due to the launch of ethereum 2.0
2. Polkadot, because this project has the potential to compete with other Dapps platforms.
3. Uniswap (UNI), because their exchange is on hype.
4. Ripple, I'm actually planning to sell it. After the spark snapshot is over XRP is not very profitable to hold at this time.
5. Cardano (ADA), I'm interested because last month this coin had a good performance compared to other altcoins.

that's 5 altcoins that are in my portfolio right now, maybe in the future I will add a few more altcoins considering the market is very good.

Better not, using borrowed funds to trade crypto is suicidal. the market doesn't always go your way. You've probably heard that people lose even when the market is in a bull. if you became one of those people, what would you do ?. how do you pay the loan when you lose?. better use the minimum funds, it doesn't matter even if you get a little profit. at least you don't mess with debt.