Market segmentation is needed to find suitable investor, but spreading project also a must. I ever got some help to get investor from someone not related with ICO/Blockchain, he just interested with investing. After we met i told him that our project using coin not fiat for investment, he said he did't interested with blockchain/ico, but he introduce me to others person in next month who became our investor

In technology side blockchain maybe can replace some case in banking such as messaging, etc. To replace bank fully, i think it can't. Bank is complex system in infrastructure, Technology, Finance, politics, business, and the most complex is at public use for layman

Now crimes involving crypto, before crypto come crimes involving money, before money come crimes involving gold / silver. Crime is crime, whatever methods it will be always crime, and crime always around us. There is no relation between crypto and crime, which means no crypto no crime.

Improvement on security is also researched by everyone, let say there is KYC to minimize money laundry, corruption, etc. Cold wallet, to store your crypto wealth offline and decentralized. Until now crypto researcher is still looking for the best way to make improvements and regulations.

Let say about "Regulation", many people don't agree with this one and better to say "If you want regulations so use traditional way / other methods". But in the other side those who say that also worry if their crypto wealth is not secure. IMO, it's too narrow minded if you think Regulations just like that.

Bit funny while decentralized with regulations, but it also needed

40% bonus is too much, and it's enogh to kill your business in the future. The problem happen with weak hand investor, most of them will sell  70% of their token to gain little profit and 30% if token have significant price, or sometimes they sell all token to gain quick profit. I said this is money game, just in my personal opinion.

10% is maximum for early investor, as token holder better to give investor rewards

Amazing features, working product is not guarantee that altcoin will success in the future. I can said that in mindset as Business Developer in a company. As an investor, i have many rules before put my money inside a project. in simple word here are my rules

1. Features
2. Working product for real use case (I have my own criteria for this)
3. Their roadmap/plan
4. Capable team (It's a must, and i have my own criteria)
5. Business Strategy to achive their goals
6. Sometimes if i really interested with the project, i invest on them and apply as their team.

Actually i don't have any experience creating token using tron blockchain based. So far i don't like token created on top of tron token, because they looks like small token, no real use case (many of them just for games,betting) and difficult to grow. I just hold BTT token and buying while IEO because of their real use case, so far i got profit buying BTT while IEO, and just saw only BTT have good prospect to hold

Everything is possible in crypto. I guest ethereum can comeback around 0.03 btc until 0.04 but i don't know when exactly maybe in 2021. My assupmtion because of many developer use ethereum base for their token which mean many demand for ethereum. But this is not main factor, for me as long as ethereum can maintain their  community, deliver more features so it can come back again

sorry to say that your friend was greedy, and that's result for his greed (i dont mean to judge everyone). Before trade he should learn about technical analysis and fundamental analysis, and also money management, it will help your friend to minimize risk.  Trade is trade and gamble is gamble, dont trade with gamble. To make many profit it will take a time, sometimes i'm not open position for trade for a week or even two weeks, just because my analysis is not good enough

I got scam with their team, name not listed in their spreadsheet. When i asked via PM/Telegram group they just say "please write on appeal from". I wrote it on appeal form, but no response until now. Not only that, in my opinion their project really disappointed, as you saw their token price was really really bad

yes you can buy crypto with credit card, you can use liquid, binance or coingate. Is it good idea? No i dont think so. I prefer buy crypto using other method rather than using my credit card, i really care about this things. Why you use credit card to buy crypto?

have you try coinomi and coinpayment? both of them have mobile app and also web based wallet. Coinpayment can used for payment, but their UI not very good. Coinomi have very fast performance and very stable on my device, their UI also very easy for me. So i prefer to use coinomi to store my crypto wealth. make sure you backup seed phrase, to avoid wallet loss / to recovery your wallet

To make up your loses so dont ever gambling, gambling only make you lose your money. The possible way only trade, investing is not an option because in my definition invest will take roi more than 3 month. Trade only coin with huge volume, such as usdt, xrp, eth or ltc. Don't trade little coin it wont give you many profit except your capital is big to trade those coin.

Dont forget to calculate fee while trading(buy and sell fee), most of newbie trader (i dont mean to judge you) forgot about this, so although they got profit actually they don't have big profit or even still loss. Example :

buy coin at 20 satoshi
sell coin at 22 satoshi
This is profit right ?? in fact this not profit for me, this is lose according to fee.

I agree with you, and everyone have their own method to minimize risk while HODL. Related with no 2 and no 3, i have my own method to minimize risk.

No 1 : it must, no doubt with this

No 2 : I just select some altcoin who give profit, in this case i divide into two options
option 1, rely on their market capital. I select coin with huge market capital between 1 until 300 .
option 2, rely on their benefit to hold this coin, sometimes coin with low marketcapital still chosed by me. I just put my risk in this criteria only 15% from my crypto wealth

No 3 : I define real use case more specific. many coin have real use case but i still not interested with them

No 4: Always stay update, do not choose coin with words "Soon we will....", "We will ...", "Next week ....", or words hears like too much promise . Whatever their real use case, it's not worth for me

it depend on altcoin you choose, if you choose ethereum, litecoin, dogecoin, and altcoin with self blockchain it will require huge disc space.

Memory and Computing power not so high, you just need high bandwidth for blockchain traffic. But If you keep coin with masternode / pos coin so result will be diffrent.

Let say you want to keep and stake rdd coin or dash coin, it will require high computing power and also high memory load, it because pos or masternode coin not run as passive blockchain, they will generate new block depend on how much coin you hold

I fully agree that ethereum can replaced bitcoin someday in case no new technology deliver by bitcoin it self, because eth have platform called dApps. However i just think replace bitcoin by merketcap is really possible, but replace bitcoin price is not possible. There will be so many rich people if that happen

there are several regret for me,

1. when btc drop to $150, i regret not buy so many bitcoin
2. I was regret because can not keep coin from IOTA giveaway
3. I was regret because lost some my private key/seed phrase
4. I was regret because not sell many coin when price at $20000

There are too much regret for me bro, and i dont want to do it again

it's also not a problem, but as we knew external disc with laptop maybe would be a problem someday. As long as you can minimize the problem it will be fine, and make sure you use ssd external disc just to make more faster

If i have $2000 to invest i will make my portfolio like this

30% to buy gold
30% Company shares
30% to buy altcoin
10% BTC,

Gold and shares for long term invest. Altcoin used to trade or gain daily income using those alts. BTC will used for swing trade

We can not rely only with fundamental, or vice versa. Expert trader maybe use one of them, but experienced trader will use both of them. If you want to be sucessfull trader you must use both of them. Both of them have advantage and disadvantage, so combine two method will minimize risk while open position for trading.

From the first time cryptocurrencies born, they have many image

1. Underestimate with cryptocurrencies function. Many people assume crypto wont work like cash, who want to accept crypto(people mindset at that time)

2. Crypto is scam because no one who want to give their money to others (my friends said). In fact, we didn't give money to others except  because they work as bounty hunter, translator, miner, etc. The purpose of this way is introduce cryptocurrencies to public and wish they interested to join using cryptocurrencies

3. Many people got scam because of crypto, let say ponzi schemes, pump and dump coin, failed project, scam ICO, failed ICO, etc. and then they blamming all cryptocurrencies.

from some example above is common people mindset for now. Need more educations for them, and also regulations. By theway they provide regulations such as KYC, otherwise most of crypto user not agree with KYC process.

What do you think about KYC? and do u have some ideas to make better regulations?