I will not choose ripple, i will choose bitcoin first time, because bitcoin never had accusations that was for ripple and is decentralized and also over time if calculate bitcoin give a lot of profit and will continue do it, and also is accepted as a a payment from a lot of merchants.

I trade Stellar coins last year, i like a lot technology behind it and the time of confirmation on network which is totally different from how confirmation work for bitcoin, i think if a bull run will come XLM will grow.

Well maybe ethereum is a good option or some top altcoins but no one will guarantee you a time frame to make a profit from, but anyway is your choice and sometimes make take longer than you expect to make a good profit.

I think will hit 15k this year, possible during halving event, all of us waiting for it and why not for a new ATH, why not to reach 25k until end of year, but always depends a lot of many factors so we can't guarantee that something will happen.

Now that we are in 2020 we expect for a bull run, but i think people will not invest on ICOs again even if the market will go to higher ATH for most coins then no one think about it. I think now people who are in crypto will not invest in blind like they do in past.

Many if us waiting for it, and all hope that will come sooner or later, hope to see a good price this year and also some people might recover if they buy on bull run and hold for a new ATH. Maybe this will happen after halving who know.

Ethereum if my favorite, and i think XLM maybe have a chance and Litecoin and also another altcoins which maybe now are on top 100 on cmc, and maybe some new coins which we don't know.

Well the bear market is bad for people who buy the crypto coins on bull run and this can affect them a lot if they panic or if they buy a coin without any potential, but the main problem if is if the crypto coins they buy on high price will ever grow again.

I think this year will be a good year for crypto, i expect to have a new ATH maybe, but more after halving i think will happen, we can only wait and try get some more coins and hold them for bull run.

I agree that there are some IEOs who maybe are hold on some fake exchange or in exchanges without trust, but i not agree that all projects are scam and maybe some of them have a chance but is really hard to know which one will succeed on this market now.

I agree that we should hold our coins and money in our hands, 1 month ago approximately i used a service that store money and can send directly from there, i had some money there not a lot and they temporary block me and asking for documents and screenshoot about my withdrawal from another website to them, i send all doxa, but they still saying me that account is under review and i will can't use my money until they finish it, so never can't trust any online service to hold my money there, well i use that to pay bills and other things online and to not go to local and wait a lot and also because of holidays, but i will never trust them again.

Maybe you can win with that coin but there is no guarantee that you will win or lose in 1 - 2 days after buying, is hard to know if you will make profit or no in short time all depends on a lot of factors.

I don't know such website and also never will know what person have the highest balance, address yes maybe you can find but you don't will never know to who be long that balance, for exchanges yes but for people names no.

I think is possible to have a better price for altcoins this year than we had in 2019, but all depends on a lot of factors, most of us waiting for a bull run which might come this year, anyway i will choose only altcoins with some history because is hard for new project to give something new.

Well yes it matter because most people invest money on crypto and not get them for free, so many focus on profit and check what price have coins and there are also some who think will make a fortune over night but this is not possible.

Real mining in smartphone will not be profitable now and i think it might take years to be made smartphone for mining but i think no one will focus on and smartphone will be used for what was created first time only. Possible to be some projects that give coins via an app but that is not real mining. About PI coin i don't know what to say, i had the app last year but i delete it because i not like how is made and i don't know if have a chance now.

I think is not the best decision you had made, you never should do it, you should try to buy them from part of your income and not high risk and also you buy only altcoins which is not the best decission, if possible you should buy a new house soon and if you have some profit from the time you buy the altcoins then sell now and buy a house and see after if you have enough to buy some coins. Crypto is not a quick rich scheme.

I think is hard to do it, because most valuable coins cost some good amount of money to have buy enough so can make some profit if a bull run will come, but always people should choose coins with potential and not start invest on any new project they see without doing minimal research.

I don't think is anyway to cut crypto loss mainly when market drop a lot and continue drop, but most secure investments is still bitcoin and will continue be for long time, maybe only way to cut loss is to buy stable coins or exchange to fiat when see the pirce drop but is hard to watch every hour how market goes.

Well the reason that altcoins not grow is because there now is no interest for investors to buy and also a lot of people sell crypto for holidays and other just hold and not buy altcoins, most of people hold waiting for next bull run which possible happen this year.