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141  Economy / Economics / Re: Replacement? on: March 16, 2023, 09:04:35 PM
I have been seeing the progress of cryptocurrency these past few years, and I've been thinking, will it definitely be a replacement for physical money and use crypto as a primary transactions in our everyday life?
Not impossible to happen but the question is if the government will allow it. Or just about to accept that the government will control crypto then when it happens? In this situation, we are just like using fiat money.

Because for me, it was not necessary that we have to replace fiat money. While embracing digitalization and crypto gives us more options for which one to use in our comfort. Meaning, we can either use the two depending on what we choose or consider the place where we live.
Yes, there must be both. FIAT money is unsecured money whose use is forced on society. Bitcoin is honest money that freed the world from the fakes of FIAT currency. One of the biggest threats to a free society is the end of hard currency. Digital payments are NOT a good thing if that's the only option. Cash must remain for the security of the country.
142  Economy / Speculation / Re: Experience about trading in btc on: March 13, 2023, 04:04:20 PM
If I have a house 🏠 and I want to sell them and the money invest in trading in bitcoin can tell about yours experience 5hat according to markit conditions any chance to markit grow up or still we see some downfall. In past few years what's the future chances of bitcoin and all others coin
This is not the right choice investing by selling a house is something that needs to be avoided. After all, it's your only asset. To invest wisely in making decisions because it will impact you in the future.

What we need to know is that investing in crypto is very high risk because the price is volatile and very difficult to predict so if you sell a house hoping for a bigger profit then what will happen will be the opposite. Therefore, start something with a cool head.
143  Economy / Gambling discussion / Re: La Liga (Spanish League) Prediction Thread 2022/23 on: March 13, 2023, 03:55:41 PM
barcelona's victory against bilbao was very dramatic, if there was no VAR then the final score would be a draw, barcelona is playing very well, they are getting further away from madrid which is currently in 2nd position with a point difference of up to 9, there is little chance for madrid to shift barcelona's position at the top, they really deserve it.
This season is one of those seasons where Barcelona have often won with a narrow score of 1-0 and credit deserves to be given to Barcelona's defense and goalkeeper Ter Stegen for their fantastic performances this season. In that match, Barcelona was still shrouded in luck and supported by Ter Stergen's performance
Excited to see Barcelona's performance lately. And sure enough if there is no Var the score will be a draw.

Incomplete attackers and defenders who often make blunders, There is no capable Dembele coating, Rafinha is also very under expectations, he should have skills that are used to opening up space but in fact he is not capable, his goals are currently only assisted, not him who did acceleration like Dembele.
144  Economy / Gambling discussion / Re: Premier League Prediction Thread 2022/2023 on: March 13, 2023, 03:41:49 PM
I don't think Fulham's performance was bad. They played well enough. I would say the performance we expect from Fulham, they played as well. A total of 12 shots were made by Fulham's players. Fulham has not been in good form in the last few matches. But the performance of the Arsenal players was outstanding. They scored three goals in the first half. Fulham's players could not take advantage in the second half due to being behind by 3 goals at the end of the first half. Then they tried hard enough. I don't think Fulham could have given more effort against a team like Arsenal.
Yes, I agree with you, it must be admitted that this season Arsenal has been unstoppable, and it is clear that this season belongs to Arsenal. I remember that Arsenal used to be a world-class club to be feared in European matches, especially the UCL, but since the retirement of Arsine Wenger, Arsenal have lost their strength.

Now that Arsenal has returned to its prime, Arateta is able to change everything, all of them did not expect this to be unexpected. Even the defender who was loaned to Marsile, he returned home. He fully entrusted his results to satisfy Salysa has proven himself that he is worthy of it, Ordegaard, a Madrid exile player, has become a mentor and captain at the same time.
145  Economy / Economics / Re: Why do people stay poor? on: March 13, 2023, 03:33:27 PM
There are several reason why people stay poor. One of the reason is sandwich generation. This problem is often to be seen in third world country. Parents cant afford all of their family members because the only income is from parents. After the son/daughter get a job now its their turn to afford the family. This circle is never end so thats poor came from.
A good education can actually play a role in alleviating poverty, because a good education can change the mindset of the poor who had surrendered to a mindset to move forward, besides having a greater chance of getting a job.

But what else can we do, there is a lot of education in the country, let alone the state government, which has a lot of corruption. Actually, this is the government's effort by providing scholarships, budgeting for educational facilities, strict teacher recruitment selection so that the output is of high quality.
146  Economy / Economics / Re: Benefit from Higher Education? on: March 13, 2023, 03:23:28 PM
Do you have a receipt that proves most entrepreneurs have bachelors degrees? Because most of the degree holders in our country are not businessmen, and most of the businessmen here are not degree holders as long as the majority do not have bachelors degrees.

   Although I'm not saying that being a bachelors degree doesn't help. there are others like bachelors degree whose course is not in line with the business they are doing as far as I know.
Higher education does not make you rich but only broadens your horizons and opens the way for more logical thinking. If you are rich, it is like a person who works hard and works smart (use logic) and is supported by good luck, aka luck too. Important or not important lecture is up to you. Because the real key to success is hard work and smart work.

Many of the richest people in the world have no higher education. like Bill gats he is the richest man in the world he failed his exams and dropped out of his college because he thought that college could make him poor. But he didn't give up, he continued to sell, he always worked hard and worked smart, now he has a wealth of $ 129 billion
147  Economy / Economics / Re: Money and education on: March 12, 2023, 02:28:19 PM
If asked is education important at this time? Yes the answer is important. Because by studying or studying at the higher education institution concerned, he will gain knowledge and knowledge in accordance with the talents and interests he chooses in the study program he takes at that college. Then does going to college guarantee success? The answer, of course, depends on the goals of the person doing it, whether the goal is just to have fun with friends or just get an academic degree, etc.

Everything must be returned to the person who lived it. Regardless of whether college is important or not and whether it guarantees success, it all depends on the person's intentions. This means that if the person has good intentions and goals, God willing, he will get that success. Success in a broad sense does not need to be associated with lectures and materials. There are also people who don't go to college but are successful in material terms, but they are not successful in terms of science and knowledge. The point is success in a broad sense, not in a narrow sense.
148  Economy / Economics / Re: Poor and Rich on: March 12, 2023, 02:10:58 PM
We all know the quote "the rich get richer and the poor get poorer" I heard this quote when I was in high school now I'm grown up. I always wondering why?

Is it that the rich have already wealth the day they are born? Have savings and investment?

While the poor doesn't have any of those?

The point is I started in low before having some savings and investment. I'm not saying I'm already rich but I can say that I'm better than before. Can you guys share your ideas with this topic.
The rich are getting richer because of the money they use to make money. While poor people can be rich, rich, they are good at managing their finances.
This is just my reality. Never be ashamed of poverty, but be ashamed of knowledge, because great knowledge can change one's fate. The mindset in thinking that I have to succeed in flashbacks backwards is also important in the future so I don't make the same mistake again. But there is one thing that is most important is implementing a policy of economic checks and balances.
149  Economy / Gambling discussion / Re: French Soccer League Predictions and Discussion Thread (Ligue 1) on: March 12, 2023, 02:00:32 PM
I am no longer worried about PSG's performance. But I am happy that PSG secured 3 points. I am sure that PSG will win the Ligue 1 title. Because they have been eliminated from the Champions League, they will now focus on the Ligue 1 matches. And coach Galtier will want to stabilize his team. PSG is also 11 points ahead of Marseille in the second place in the points table. And this gap will widen in the next few weeks.
PSG failure in the Champions League due to defeat against Bayern Munich, of course there are no more titles to focus on except for Ligue 1, a distance of 11 points certainly allows PSG to lock in the league championship this season, PSG's victory today is profitable for my bet too. I hope also that next season PSG can be better than this season's UCL matches. at least make it to the semi-finals or the final
With two goals in the den Brest match, PSG also achieved special glory. They are the 12th team in Ligue 1 history to score 3000 goals.
PSG had just been knocked out by Bayern Munich in the last 16 round of the Champions League. Prior to this, PSG also lost to Marseille in the last 16 round of the Coupe de France. This victory over Brest can be a bit of calm. Apart from that, the additional three points also made PSG's position at the top of the ladder even more stable.
150  Economy / Gambling discussion / Re: Premier League Prediction Thread 2022/2023 on: March 12, 2023, 01:52:37 PM
Finally Chelsea win, it looks like the moment of victory while in the UCL had an impact on the League. Chelsea managed to perform well against Leichester City. But I'm not too sure yet whether they start playing well or will just be unstable in the next game. Marc Cucurella, Mudryk and Enzo Fernandes performed well. It looks like they're taking Chelsea in a better direction as long as they can play consistently. They still have a winning streak of UCL but have struggled in the EPL.
For this season, Chelsea doesn't need to be in the top 4, because entering the top four is either Tottenham or Liverpool, if the top 5 is still possible. even if it's in the top 4 it's really good for Chelsea, the adaptation of players and coaches focuses on the champions league. Chelsea must work hard to compete in the UCL this season and must win, because that's the only mandatory requirement if you want to still compete in the UCL next season, chasing the top 4 is tough now
151  Economy / Gambling discussion / Re: Italian League Prediction Thread (Serie A) on: March 12, 2023, 12:40:43 PM
Napoli picked up a valuable victory to get closer to the championship ladder. With 12 games remaining and their form so far, it seems hard to imagine the Napoli side slipping out of the race. Now Napoli are 18 points ahead and they already smell the scent of the Serie A title. Thus, Napoli can shift its concentration to the Champions League.
From the start of the match, it was very glaring that Napoli was the dominant side. They put a lot of pressure on the defense of the Atalanta side and their goal keeper sure had a lot of work to do. They had a lot of shots on target but sadly Osinhem couldn't find the back of the net despite several attempts. On the other hand, I must commend the Atalanta side for holding it down until the 72nd minute when Napoli finally scored their first goal. Great team work.

Atlanta played defensively in this match. I don't see Atalanta's players attacking too much. While Napoli was a strong team, Atalanta was not a weak team. So since Atalanta played a defensive strategy, it was not easy for Napoli players to score. We didn't see any goals in the first half. In the second half, Napoli's players increased their attacking pace. And finally managed to win the match 2-0. Napoli is now 18 points ahead of Inter Milan.
I really need to start watching Napoli games. They play beautiful football. A good result ahead of the match against Frankfurt later, I'm sure Napoli will win the Scudetto quickly. Kvaraskhelia is absolutely amazing. He has close control with precise root and his goalscoring prowess is just beautiful to watch. If he continues to improve, he will overtake De Bruyne as the most prolific midfielder in the world.
152  Economy / Gambling discussion / Re: Germany League - Bundesliga Prediction Thread on: March 12, 2023, 12:30:28 PM
The 2-2 draw between Dortmund and Schalke was indeed very surprising and moreover Dortmund was in his best condition, most fans hoped that Dortmund could lead the standings, but if you look at the match statistics Dortmund controlled the match and carried the flow of the match with dominance.
It really made me also surprised by this result, it seems that Dortmund's defense at that time had a gap that Schalke took advantage of.
Schalke also played quite well here, and made a strategy that was difficult for Dortmund to penetrate so that they could defend and attack even though the opportunity to do so was with a small ratio.

Schalke suddenly became stronger when playing at home.
Dortmund slipped at key moments as usual. This was a must-win match for Dortmund and they wasted an important point. The only way the title race can continue is if Dortmund win against Koln and then a miracle happens and they win against Bayern Munich at the Allianz arena later.

Schalke almost won. Despite being at the bottom of the table, Schalke is playing some crazy football to stay in the Bundesliga. I hope Schalke stays and repeats its success as a top club again.
153  Economy / Speculation / Re: Why is there so much resistance for Bitcoin reaching $25,000 on: March 12, 2023, 12:16:45 PM
A lot of FUD is spread, it affects a lot of traders and investors. But I really don't expect bitcoin price to fall back to $18,000 like you said. Probably will, but I hope the $19,000 support is the last due to the current FUD impact.
Yes, that's right, for the next few weeks there will be lots of FUD spread out, this will have a huge impact on traders and investors. For the price of bitcoin to rise, I don't think it's time yet, maybe now there seems to be too much FUD and the Fed has raised interest rates, Silicon Valley has gone bankrupt, the macro-economy is chaotic, what you are worried about might happen, even below $18,000. Actually I also don't want that to happen.
154  Local / Trading dan Spekulasi / Re: Robot Trading, Menjanjikan Profit, Benarkah? on: March 10, 2023, 10:29:47 PM
1 lagi kasus "Bot Trading" yang memakan banyak korban di Indonesia dan mencatut nama "Wahyu Kenzo". Ini kasus terbesar kedua setelah kasus Indra Kenz. Sepertinya masyarakat Indonesia masih membutuhkan lebih banyak edukasi tentang bagaimana kerja bot yang sebenarnya. Karena dari kasus ini bukan hanya trader receh yang menjadi korban, namun juga para sultan. Penipuan kali ini dengan total keseluruhan mencapai Rp9T, yang mana korban diiming-imingi profit 5-20%. Bot yang digunakan oleh Wahyu adalah Bot ATG (Auto Trade Gold) yang disebutkan oleh @kamvreto sebagai salah satu bot yang ilegal.
Wahyu Kenzo ini seharusnya dari dulu karena dia guru dari segala para afiliator termasuk Indra kenz dan yang lain nya tapi dia baru di adili sekarang. Saya kadang kadang juga bingung dari awal juga sudah taunya tipu tipu. Cuma karakter masyarakat kita selalu penasaran kalo belum kena batunya. Jumlah member ATG lebih dari 300.000 orang, warga Indonesia dan ada juga orang asing. Bisa jadi lebih dari 9 T, uang rakyat yang tertipu. Di daerah saya banyak yang jadi korban termasuk teman saya.
155  Local / Trading dan Spekulasi / Re: [Untuk Newbie] Alasan Untuk Tidak Trading Uang Pinjam on: March 10, 2023, 10:11:55 PM
Jangan serakah, cobalah memanfaatkan keuntungan yang anda dapatkan dari perdagangan secara pelan-pelan. Ingat, Cryptocurrency tidak pernah menjanjikan pengembalian pasti, anda harus berpikir resiko yang ada didalamnya.
Hari ini mungkin anda sedang beruntung dengan beberapa keuntungan yang diperoleh, belum tentu besok akan mengalami keberuntungan. Lakukan trading dengan cerdas, jangan terlalu memaksakan kehendak untuk meraih profit yang lebih besar, selalu gunakan uang yang sanggup untuk kehilangan agar tidak menimbulkan mudharat yang berdampak buruk saat kehilangan dananya.
Banyak yang hanya memiliki persepsi dari satu arah tentang investasi atau trading di cryptocurrency tentang keuntungan semata tanpa meikirkan resiko dan cryptocurrency tidak pernah menjanjikan keuntungan sekian persen setiap harinya. Mungkin ini yang memicu sebagian besar trader berani untuk mengambil dana pinjaman baik di pinjaman resmi dengan bunga yang bervariasi, terutama banyak sekali trader yang mengambil pinjaman di SPaylater dengan bungan yang cukup besar.

Lebih baik trading dengan modal seadanya, kalaupun belum memiliki modal ada baiknya mneyisihkan penghasilan atau gaji dari kerja harian dan digunakan untuk trading.
Ya benar, 2 tahun yang lalu saya melakukan penelitian sendiri dan mendengar kata teman teman saya "jangan meminjam untuk berinvestasi" tetapi Robert Kiyosaki juga mengatakan "orang kaya menggunakan hutang untuk menghasilkan uang." Jadi, saya merenung sedikit. Kemudian saya memutuskan untuk mengambil pinjaman dan menginvestasikannya.

Awalnya Portofolio saya baik-baik saja, sangat yakin bisa mengembalikan utang beserta bunganya, saya menghitung sebelumnya dan itu bagus. Satu-satunya hal yang salah adalah saat itu market tidak terlalu bagus dan pada akhirnya rugi karena terlalu serakah.

saya mengalami depresi dan harus mencari uang untuk membayar utang tersebut. Saya pikir itu akan berjalan dengan baik jika bukan karena keserakahan itu. Namun, pelajaran di sini adalah bahwa kita tidak dapat memprediksi masa depan. Meminjam uang terdengar bagus jika semuanya berjalan dengan baik. 
156  Economy / Gambling discussion / Re: UEFA Champions League 2022/23 Season on: March 09, 2023, 09:22:09 PM
Bayern are more experienced than PSG in the Champions League that is why they won them in both legs without a reply from PSG. PSG did all they could to get back into the competition but their efforts could not profit anything. Outside the three super stars PSG still has lineups of professional players just that they were not making their assists early enough especially in the second leg. PSG defense wasn't as bad as it seems just that Bayern were high opportunists and they were more conscious of their defense than PSG. PSG had good attempts but all went void
Apart from Bayern Munich being very experienced in the UCL League, it must be admitted that Bayern Munich is the favorite team to win the UCL this season. The game system is mature, winning mentality, tough physique and stamina, great player material, smart young coaches and healthy club management.

The 100% winning record this season is a strong illustration of Bayern.
Barcelona, Inter Milan and now PSG have been beaten Home & Away.
Losing Neuer, Pavard and Lucas Hernandez is not a problem because on the bench there are still Sane, Mane, Gnabry, Cancelo, Mazraoui, Gravenberch, Daley Blind etc.
Meanwhile, on the field there were Upamecano, De Ligt, Alphonso Davies, Goretzka, Kimmich, Muller, Coman, Musiala and Coupo Motting.

I think it is very appropriate if Bayern Munich is the favorite to win the UCL this season.
157  Other / Beginners & Help / Re: [Merit] Share your best posts/threads with Fillippone to be merit assessed on: March 07, 2023, 01:53:40 AM
Round 3

1. Re: What will you do if bitcoin crash?
Category: Opinion/Information
Section: Economics

2. Re: Dubai is good example to other countries
Category: Opinion/Information
Section: Economics

3. Re: Trading With Borrowed Funds!!!
Category: Opinion/Information
Section : Trading Discussion

4. Re: Use your money wisely. Invest or Deposit ?
Category: Opinion/Information
Section :  Economics

5. Re: Has the popularity of bitcoins reduced interest of people in stocks?
Category: Information
Section : Economics
158  Economy / Economics / Re: Social media, now looking more for business than for socializing. on: March 06, 2023, 09:16:51 PM
I think it depends on the user, it depends on what it's used for, like a knife, it can cut meat and vegetables but it can also kill, it all depends on the person, just like social media, it depends on the mindset of the person using it. Social media is only a means of uniting those who are far away, stay connected, your friends who are far away, keep socializing with your family who are far away, can find out news and conditions.

Social media unites those who are far away to stay connected, get acquainted with new people, add friends, promote and do business through digital, get news from within the country and abroad, discuss and share knowledge, discuss events that are happening, look for job vacancies, create events or events, becoming an endorser on social media, staying in touch with old friends, keeping abreast of developments in the era of technology and communication, and so on. So I think it all depends on what we use social media for even in a difficult economic situation.
159  Economy / Economics / Re: War: who benefits and how! on: March 06, 2023, 08:53:45 PM
In my opinion, actually no country benefits from the Russia vs Ukraine war because:
- Russia's oil and gas sales are up but it's also costing a lot for the war not to mention the losses due to sanctions
- China experienced a decline in economic growth including all countries in the world.
- America is experiencing an economic crisis and inflation even though its military industry is alive and well.
- European Union economic crisis and energy scarcity
- Ukraine is devastated by huge debts to the European Union

if Russia wins the war, America and Europe will lose big, because it is impossible for Ukraine to repay its debts.
160  Economy / Economics / Re: Why is Inflation Happening All Over the World At Once? on: March 06, 2023, 08:27:08 PM
Pandemic? Why is it so shocking that the pandemic was a global thing and caused a lot of nations to print money which of course triggers inflation. Thats a normal thing and I feel like we are going to end up with such a normal thing for a long period of time. I am not saying that this is going to end up with anything good or bad, maybe it could trigger growth, maybe it won't. All in all inflation is a bad thing, but we are already getting it under control, its too late to open this topic, the recession that follows each inflation is already on its way right now and we will deal with that for a few years as well.
I also see it from a different perspective. Inflation occurs because the IMF family provides financial assistance to countries that request assistance for stimulus. As a result of covid. Then the IMF family creates a Ukrainian-Russian war (thus fossil oil and wheat) steps across all importing countries.

And the effects of money printing by the IMF and the Ukraine-Russia conflict have begun to appear, which were deliberately created by the IMF family. When a secular economy is used throughout the world, this is how inflation happens all at once throughout the world.
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