From my point of view, I think that this forum is not for everybody. Yeah, I have introduced a few persons to this forum and when they couldn't get merit for a few weeks after making some posts they all abandoned their account. This forum is for the patient, tolerant and meek.

If you are not patient enough to wait and learn about the operations of Bitcoin and the forum but expect to get merit just like that after a few posts, you might get discouraged.

Some people also think the forum is like another social media platform so they want to post uncontrollably. When they are cautioned, they become offended and leave. One of the people I brought to the forum was angry that his post was deleted.

Anyone that is not willing to learn and improve will not last here. I have also observed that patience, tolerance, and meekness are gradually disappearing among my peers.

But it will also be good to see more merits on other boards because newbies need time to learn about the technical or more complex parts of Bitcoin. They shouldn't be expected to post like others. These newcomers also need to be encouraged because they think that merits are only given to higher members.

A disappointing season for Arsenal and especially coach Artet. They had worked very hard this season only to lose the league because of their current poor play. I just can't explain what happened to the team because there were no major injury problems. I didn't want Manchester City to win the league but the title chase is finally over.

It was a good game for Nottingham Forest and they deserved to win that game. They created many chances but it was Awoniyi that broke the deadlock. The Nigerian striker has scored ten goals in 26 matches and five goals in three current matches. It is great that Nottingham has avoided relegation. They now have all the time to channel their effort to the next season. The management of the team needs to invest more money in players so that they can build a very competitive team next season.

Nice plan but in some cases, it might not materialize as planned because the future can not be predicted. Investing $90,000i is a big deal and can bring huge profits but it could also incur great losses. The best option will be to invest your saving and forget about taking the loan. Most people that take loans to invest are driven by greed and don't want to invest according to their worth. If you want to have peace of mind as an investor put in what you can afford or funds that fully belong to you. You still have close to one year (based on your predictions) to keep investing. If you can afford to invest half of your estimate without the loan, then you have done well.

Addresses don't expire but I think Binance has set a timeline for the change of its addresses. So when it gets to that time it is assumed that such addresses have expired. This is a security measure to protect the exchange from scammers or potential hacks. This measure is very important because even some workers in Binance cannot be trusted. I don't think it will have any negative effect on the customers because even funds in the expired address are still safe and can still be access

If the government restricts banks from giving loans to some institutions it might hurt the economy because it is not all businesses that fail to service their loans. The problem with most banks is that they go against government regulations and engage in countless financial malpractices. Recently a bank manager gave out an uncollateralized loan to his brother-in-law making which made the bank collapse. Because most of these top bankers are politically connected they are not persecuted. In my country most of these big companies and wealthy people that made banks collapse due to toxic loans are not openly mentioned. I think this secrecy portrays the fact that there is a collaboration between the government and these powerful debtors.

This is the first time I am learning about a bank like Nationwide that operates as if its customers are shareholders. It is also interesting to know that they abide fully by the banking laws. If all banks operate this way, there will be fewer bank failures.

I don't know the country you are from but in my country, the political class makes policies to fill their pockets and not for the good of the masses. The people desire to be free to make their choices in financial matters. But the government will always want to control its citizens to take more money from them through diverse means.

Pakistan might not be the last country to regulate cryptocurrency. Many countries still rely on IMF and the World Bank for financial assistance. And it is becoming very clear every day that one of the major criteria to access loans and grants is to stay clear of cryptocurrencies.

I just went through the Twitter page of the forum and I discovered that most of the tweets there are related to denial-of-service attacks. Maybe what we experience today is not a DDoS attack but another kind of network problem, so nothing to worry about. I also guess that this forum is not social media savvy which is why it's Twitter and other social media account is not bubbling with activities. I was also concerned about today's downtime because it lasted for a long time. If the administrators are not comfortable with social media, it will not be a bad idea to devise other means of reaching out to members in times of emergencies.

This law will be a big blow to the bitcoin section and some states that rake high income from miners will be negatively affected. Although these states are bitcoin-friendly they will be powerless. Based on the legal doctrine of preemption the federal government has the power to reduce and eliminate any state law that conflicts with federal laws. But these states can challenge this unfavorable law in court. They can file a lawsuit seeking to pray the court to declare such a law unconstitutional.

If the law is enforced, the best option for miners will be to leave the US territory to other lenient countries. Africa would have been a good destination if not for the lack of basic infrastructure such as constant and cheap power supply.

Everybody or institution is entitled to their own opinion. People are free to see things differently based on their experiences and views. They are seeing the crypto sector through the lens of the current abuse of crypto coin creation and investment. Even as we speak now hundreds of shitcoins is been created. These developers are flooding the market with worthless coins that crumble in no time.

Some people see the sector as a get-quick-rich avenue. These people have turned the crypto space into a casino. They buy various risky shitcoins intending to sell them off in a few days and make instant profit.

But we shouldn't also forget that anti-crypto forces will keep on giving the sector a bad name to discourage people from abandoning the failing banks.

It is not only in the crypto industry, there have been a high rate of scam in almost all the sectors of the economy. But the crypto industry has a fair share of these criminal activities with the uncontrollable creation of many shitcoins and unreliable exchanges. But there are also genuine crypto platforms that have been steady for many years. But when you start to reap from your patients and confidence in bitcoin, they might be convinced of its genuineness.


Investing or believing in Bitcoin is not for everybody. Some people are chicken-hearted and can not take business risks. At least we know that Bitcoin has not disappointed since its creation. Business is risky and only the brave can invest in Bitcoin because there will always be fearful speculations and many distractions.

This is a slothful man's excuse. Everybody should do their research and learn about the sector they want to invest in. There are so many educational materials about Bitcoin on this forum and some other reliable websites or ebooks. So this shouldn't be an excuse because they can always access vital information.


Investment decisions are personal. After you have gotten enough information about a sector, it is your responsibility to choose to invest or abstain. Mentors will only counsel and guide you but they will not force you to invest. This is because you will blame them if something goes wrong.


The beauty of Bitcoin is that you can start with what you have. You don't need to take a loan to start investing in the sector. And it is also not a full-time venture. So one can always get a job and use this sector as a side job.

Electronic or communication devices are expensive but there are also cheaper options. Renting a laptop or phone is not advisable because it could be risky and expensive. My advice is that people should take their time and save money and  get a cheap but functional secondhand device.

I will not even engage in P2p in any public place. This option will be good for a country that has adequate security. In a country where there is a high rate of criminal activities this option will not be ideal. You can be robbed even in a market and the police will just be watching.

People are not well informed about Bitcoin in my country so each time they hear that you owned Bitcoin they think you own one and above of the currency. They are not aware that the currency can be owned in less than one unit. This means there is a public perception that any Bitcoin holder is a millionaire. The consequence is that you become a target to criminals. I check Agoradesk and I was pleased that they offer deals in my local currency and it is not compulsory to register by email. I might use their service in the future.

Mineral resources are useless without human resources. Africa is blessed with natural resources but they lack the needed human resources. And the best personnel Africa needs is good political leadership. If the continent is ruled by right leaders it will lead to the development of economic manpower. The political class must make the right policies that will make Africa attract the right investors that will tap her rich resources. Africa needs foreign investments because the continent lacks the funding to turn its raw materials into finished products. Until this happens, Africa will continue to be a poor continent amid rich resources.

Michael's 94th-minute goal brought hope to the Al-Hilal.
Al-Ittihad dominated the match and they were cruising to victory that would have given them five points advantage over Al-Hilal. But they lost concentration which led to that late goal. Al-Ta'ee was outplayed in the match but they managed to get a point from this match.  Al-Hilal's next game is against Al-Shabab who is seven points below Al-Hilal and will be looking forward to closing this point gap.

Ronaldo has become a penalty striker, maybe he will become the highest penalty goal scorer in the world. But he is having a good experience in the Saudi league netting 13 goals in 17 matches. It is not a bad result for him considering that it is his first season. It will be more competitive to see Messi in the league next season.

I feel uncomfortable when people link crime with poverty. Hunger can indeed cause someone to engage in criminal activity but it is not an excuse. Everybody has other options to make money at least to feed. His problem was not poverty or the average income from Pakistan, he was just greedy. He can live a moderate life in Pakistan with what he earns but he chose to steal because he wants more. Some members will never engage in such shameful acts even if they are in deep poverty. What he did was shameful and has brought a bad name to his country but I know some wonderful Pakistanis that will even refund funds wrongly sent to them.

OP you said nobody's bitcoin price prediction has been accurate this year but you are predicting that the price will not get to $40k this year. I think you are contradicting yourself. I have stooped discussing Bitcoin with most people in my area because we have so many critics and skeptics. For me, the price of Bitcoin is unpredictable because the global economy is ever-dynamic. Nobody expected the war in Ukraine and the collapse of many exchanges last year. These two events affect the price of Bitcoin last year. This year I didn't expect that some major banks in the world will go bankrupt.

Nobody predicted the rise in the transaction fees of Bitcoin. We don't know the next economic event so we are just hopeful. Investing in Bitcoin is having confidence that it will overcome all economic problems that it will encounter.

People had confidence and were willing to receive fiat in exchange for goods and services because it was backed by the government. They had no option because it was the only means to survive in society. But Bitcoin is here to change the narrative. Bitcoin is giving people a decentralized way of carrying out financial transactions. Unlike fiat Bitcoin, It is giving people the right to privacy and freedom from government control.

Anyone that understands the volatility and decides to buy it is prepared to face the unpredictability of the market. The price of Bitcoin might be volatile but it is far better than some currencies that have lost so much value over the years. New investors are always fearful because they don't have experience with the working of bitcoin but they will get used to the space with time.

I guess he is a promoter of crypto.com. Maybe he was paid to do this publicity. If this post was just OP's contribution to the forum, then it shows that he needs to read more and post less. I know that some newbies are well-grounded in the crypto space but I expect every newbie in the industry to take time and learn about the forum before making any post. I have seen many threads where newbies complain of not having merits and this kind of post is one of the reasons for such an experience. Almost everyone in this forum is aware of the dangers of CEX, especially after the fall of many perceived reputable ones last year.

Some casinos that offer enticing bonuses use it as a trap to attract gamblers. I am not comfortable using my credit card for online transactions especially if it is not a reputable one. I will never do such if the casino is a new one because they can be fraudulent. You can deposit funds and they disappear the next minute.

This kind of casino can also be designed to steal or have access to the data or pin of the card. But another way of minimizing the loss is to have a special account solely opened for this kind of deposit. I will ensure that the funds in the account will be very minimal. These bonuses can also lead to gambling addiction because gamblers might be moved to gamble more because of these bonuses.

The beauty of the forum is that it gives every member equal opportunity to express themselves. Newbies and other low-ranked members can contribute to threads without discrimination. Low-ranking members also receive the same recommendation and rewards as high-ranking members if their contributions are exceptional. But this will not push aside the fact that most high-ranking members are more knowledgeable. So it will not be wrong to state that these high-ranking members have been a source of help and support to newbies in the beginners and help sections. Their wealth of experience make them versatile in multiple areas of Bitcoin giving them an edge over most low-ranked members.

These wealthy people might not necessarily be in charge of these businesses they have because they have mastered the art of partnership. Immediately they identify an opportunity in an area they seek partnership with other businessmen. They don't need to be present to run the business because other partners will run and give an account of the business transactions. Age 40 shouldn't be seen as the end of business opportunities for individuals because I have seen much older people starting and running successful businesses.

For those who don't have the means of raising capital, they have to work hard. This is because it is difficult to access loans or other credit facilities if you don't have collateral. In my country banks will always require landed properties or buildings before they can be given loans. And most people don't have such an investment. This is why the poor or less privileged will have to raise capital by doing petty businesses or conventional jobs.