All investment are risky in the case of BTC we considered the volatility is the main factor of risk.but the ups and down of BTC is a good sign of market, that is the cycle of market buy dip and sell high, I think risk and benefit are come together it depends on the investor on how they act in the market.
are you not happy of having KYC meaning slowly authority is in the process of of adoption and study how to regulate cryptos, in that case maybe someday mass adoption of cryptocurrency occur.