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You can judge me on how I write all you want, I was injured it makes it hard for me to type. I could make you feel like a real *** for making that comment ,but I won't cause I'm a bigger person then that. This is my Girlfriends project, she wanted to get involved with the Bitcoin world this was an open area I seen. Here some more cookies
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Confirmed on August 12th when IPO goes Live shares will be sent to puffn at no extra cost.
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Its ok dude, just breath......... If I was to tell you how I would fix everyone of the problems you laid out, whats to stop you from going and making a site and system?
There is being critical and being constructive, when people usually ask for input it means constructive. When you ask someone for some money or why you failed then critical comes into play. If anyone has anything constructive to add to this convo then Ill be glad to respond, and I never attacked you.
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Well..... That's kinda why I asked for input lol for research just saying. Some people will hopefully post with some information that may be helpful while others just bash the idea and person to toss it out there. Kinda like vokains post or badbitcoin they don't just bash the suggest. So like I learned from good old Uncle Sams Misguided Children don't complain about the problem unless you have a solution other wise its just noise.
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"that is anonymity of the my location of my computer,"
I understand this but with anything, if you want something and there is restrictions to getting it, you must go with them.
If you are willing to lend to someone with 100% anonymity then you got to expect some losses. Im pretty sure thats why when you get credit they want to know where you live, Just saying.
Im really not sure why your so negative about a something that could be helpful. But I'm glad you bring up points to be looked into.
I don't know about gweedo but I've thought of similar proposals and put some work into thinking about how it could work, and nothing I thought of is as practical as just getting an "eye" of sorts, like when patrick or hash get their "red flags." The new lenders will still get just as burnt with your system, except they would have someone else besides themselves to blame for their misfortune. Sorting out lending it one of those things that would take all the energy and time to solve someone will do probably not BitcoinINV, but I think it can be done. Glade you know me so well  LMFAO dude your insight on my work ethic is classic, ill feed you all day |
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"that is anonymity of the my location of my computer,"
I understand this but with anything, if you want something and there is restrictions to getting it, you must go with them.
If you are willing to lend to someone with 100% anonymity then you got to expect some losses. Im pretty sure thats why when you get credit they want to know where you live, Just saying.
Im really not sure why your so negative about a something that could be helpful. But I'm glad you bring up points to be looked into.
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puffn intends to buy 115 shares pre-order
*EDIT sorry your name dude I fixed it
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With that being said there is never 100% block agianst fraud if you make it they will break it!
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Social security number has nothing to do with lending and it is use to keep track of citizens for society rights. Second your talking about a credit score, but the problem is the anonymity of the internet. What if I register a lot account and flood your service with a lot of fake data making it seem that I am amazing lendee, build it up so I can get a loan of 1000 BTC no questions asked cause your service would make me look like a great lendee. But then you combat it with facebook login, now your going against the anonymity that bitcoin provides. This is one of those questions that takes a lot of hard work and time to figure out and I would just move on cause you don't sound like you did enough work to really see the flaws (many more that I can point out) or research on lending and credit.
IP specific usernames with anymous and proxy blocks will take care of most of that. |
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I got a system down and how to do it I just need a person with MYSQL and web integration to build the platform for me. Its not the first one to the race that matters its the first to the finish line  . |
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Just incase anyone misses it lol  |
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As I have noticed on here, it is hard to keep track of lendees. I would seem to me that a centralized clearing house needs to be built this is what I am thinking about...... Lenders let me know what you think
Each user is gets a Unique Id " Like a Social Security#"
attached to each Bit-curity number would be
Users Name
Email
Age
Location
facebook
Previous loan history
Bitcurity credit score
Comments from lenders
Forum Name
Employment Length/avg paycheck/pay schedule
----Options----
Verify Identity
U.S Credit check
How the system would work.
For new users they would go to the website and apply for a bit-curity number, for old members that have loans and previous data the lender will send the data, they will be given a number and it will be attached to there account.I Would not ask the lender for any info besides the holders Forum name. It would be up to the lendee to fill out and verify the information. Lenders could come to the site login to there account and put in a bit-curity number and all the lendee credit info would come back, as well as if they are Verified and if they opted for a U.S. credit check. I understand everyone is not from the U.S.
All lendees would be able to obtain there report one time per X amount of time.
Lenders would pay a nominal fee for the use of the clearing house maybe per use or per month whatever would be more logical
How the rating system would work it would give a
Amount of bitcoins in loan right now
Default indicator
Score by number
Score by letter
So it would look something like this
bit-curity # Loaned Risk Score
#1111111111 1BTC NR 100E
Open to comments or thoughts
I also would like to bring on a someone with MYSQL and website experience to help
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I agree with what you said john +1
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As I have noticed on here, it is hard to keep track of lendees. I would seem to me that a centralized clearing house needs to be built this is what I am thinking about...... Lenders let me know what you think
Each user is gets a Unique Id " Like a Social Security#" Lets call it a Bit-curity Number
attached to each Bit-curity number would be
Users Name
Email
Age
Location
facebook
Previous loan history
Bitcurity credit score
Comments from lenders
Forum Name
Employment Length/avg paycheck/pay schedule
----Options----
Verify Identity
U.S Credit check
How the system would work.
For new users they would go to the website and apply for a bit-curity number, for old members that have loans and previous data the lender will send the data, they will be given a number and it will be attached to there account.I Would not ask the lender for any info besides the holders Forum name. It would be up to the lendee to fill out and verify the information. Lenders could come to the site login to there account and put in a bit-curity number and all the lendee credit info would come back, as well as if they are Verified and if they opted for a U.S. credit check. I understand everyone is not from the U.S.
All lendees would be able to obtain there report one time per X amount of time.
Lenders would pay a nominal fee for the use of the clearing house maybe per use or per month whatever would be more logical
How the rating system would work it would give a
Amount of bitcoins in loan right now
Default indicator
Score by number
Score by letter
So it would look something like this
bit-curity # Loaned Risk Score
#1111111111 1BTC NR 100E
Open to comments or thoughts
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I bought stocks in fail, this is why lol Butterfly Labs Inc office@butterflylabs.com Aug 6 (3 days ago) to me Hi Daniel, It is too early to know how long it will take. Several people are working on them, but we don't know how quickly they will be going out. Kind regards, Alicia\BF Labs Inc. Then need DOZENS not several lol. |
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See the problem I have with months is, you could be a highly active user and have 70 hours logged in a week. Be a great asset to the community and not be able to post for a loan. But the the post limit and hours does sound great.
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I think they would not do months but they would do it like Noob Jail, but instead of 4 hours they should make loans 24 hours maybe?
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The picture was epic lol I thought making me hold my Id to my face was kinda rough
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Check front page for Pre-release offer!
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