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1981  Economy / Collectibles / Re: [DAILY FREE RAFFLE] 385th ฿ECAUSE STILL IN A GOOD MOOD FREE ฿ SILVER PIZZA COIN on: October 22, 2019, 08:47:08 PM
59 - Wapfika

Thank you,
1982  Alternate cryptocurrencies / Altcoin Discussion / Re: Exchanges Tokens on: October 22, 2019, 07:43:29 PM
The scenario you are describing is no different to any other project with their tokens. if the project goes bust,their token goes also.
You said it yourself in the first part of the post, there is no use of token outside the exchnage and no community will change that.
Even some exchanges token are listed in different other exchanges, it didn't guarantee that it be safe to have it since once that exchange close definitely their token too for there'll be no more use for it. So I'm just using it for trading purposes in their exchanges more than as a holding like KCS and BNB.
1983  Economy / Trading Discussion / Re: Is anyone here that has referrals on any exchange? on: October 22, 2019, 12:33:52 PM
thanks for all of your resposes guys, i will post my earnings when i will reach more then 100$ per day
I wonder if it will cost that much per day, I'd been doing referrals from a wallet with exchange but it didn't cost that much around $10 in a week  since there is a need for some verification before I receive the reward. Though if you have many friends will sign up under your referral numbers then it can be that price. I'm always thankful when there are people who referred me in transaction in my business, if only I can ask hem to sign up in exchanges but its not easy to indulged them in crypto it's too risky.
1984  Local / Altcoins (Pilipinas) / Re: Marami pa ba sa inyo ang kumikita sa pag bobounty? on: October 22, 2019, 09:11:34 AM

Pero hindi naman masama na sumubok padin mag bounty basta alam mo lang ung risk na pwedeng hindi ka makasahod.
Kung may extra time din naman tayo then better do bounty that might have chance na kumita kesa magpost post sa facebook na walang kita. Tyambahan man sa pagpili ng campaign pero san ba at dadating din yung time na kikita padin like sa cryptotalk ngayon. Ang tagal ko din hindi nagbounty since naghanp ako ng iba pang sideline pero nag-aabang abang padin ako dito sa forum ng project na pwedeng salihan since hindi naman madami ang nakakaalam na pwede kumita dito kahit papano kaya don't lose this opportunity na iilan palang ang may alam.
1985  Local / Pamilihan / Re: Aegis Authenticator, isang maganda alternative sa Google Authenticator/Authy on: October 21, 2019, 12:04:32 PM
Downloading...
Kahit sanay nako sa GA since mukang mas Madaming features and maganda mga reviews sa play store. Matry kahit konti lang naman talaga ang website account na nila login ko dahil nakalimutan kona ibang account sa exchanges date ayos din ang backup feature. Thanks for sharing OP.
1986  Local / Altcoins (Pilipinas) / Re: [Facebook Libra] Beware mga kabayan! on: October 21, 2019, 07:19:46 AM

eto talaga ang mahirap sa panahon natin eh kasi ang mga scammers ay sadyang napakatatalino at sobrang malikhain,akalain mong ang pagkakaunawa mo ay sobrang daming supporters ng Libra kasi kahit saan merong nag aadvertise un pala mga scammers yon na gusto makasabay sa popularidad ng Libra?imbes na makatulong ay kasiraan pala ang dulot .
kaya maging matulungin tayo mga kababayan,pag may mga gaitong issue ay ilahad agad natin sa mga social media accounts natin para matulungang ma inform ang mga kababayan natin at wag na mabiktima pa

Sana walang mabiktima ang mga ito,  madami pa naman sa atin na kapag related sa facebook madaling mapaniwala since iniisip nila kilala na ang facebook without them knowing na hindi sila kikita dito at worst pa ay scam yung click nila since not aware sila na hindi pa nagsstart to tapos pag madami pang ads mas madaming macucurious. Mas maniniwala pa sila sa Libra kesa sa bitcoin, sana walang mabiktima na mga bago palang gusto mag-invest sa cryptocurrencies.
1987  Economy / Gambling discussion / Re: What are your most common superstitions? on: October 21, 2019, 06:10:07 AM
If beginner's luck is considered as superstitions then I consider it quite common to me, whenever I play for fun or just accidentally get there  I won at first then lose after, so mostly I just played at first after along time of not playing then played after awhile. We need to have controlled and not be tempted whenever we won at first, since it seems like a trick to us to play more till we lose.
1988  Economy / Economics / Re: Millennial generation are screwed! on: October 21, 2019, 12:39:40 AM

 Not many millennial generations are interested in something that is difficult to understand like crypto because I've found a some of them about this case.
They will want you to explain how you earn thru this, then when you explain they will just say, oh it's hard and looks like a scam. That's how it goes they are curious but lazy to learn and to risk. Though there are who are really trying to study crypto and earning now due to their circumstances like experiencing being poor convinced them to be risky.
1989  Local / Pamilihan / Re: Tambayan ng mga Physical Crypto Coin Collecter on: October 19, 2019, 11:57:44 PM
Question. Papaano 'nyo nalalaman na may "premium value" nga yung coin na nabili o bibilhin 'nyo pa 'lang? Mayroon bang nag-aasses ng value nito? O mayroon bang kasamang documents yung coin as proof na ganoon nga yung value?
Sa mga nakikita ko sa mga collectibles thread dati like yung 1BTC before may hologram sticker sya, code to check if legit sa website to check it's value and my proof of Authentication from ANACS na parang case then yung private key is nasa loob mismo nung minted coin. May additional coins ata yung casasius like yung mga BTC fork that adds more value sa halimbawang 1BTC na physical coin. Same siguro checking sa other coin na nagkakavalue since collectibles item and limited edition lang.
1990  Local / Pamilihan / Re: Cryptocurrencies at Financial Planning on: October 18, 2019, 02:59:34 PM

If 2k for 5 years, hanggang ilang taon coverage nun? Mura na yang 2k per month since yung iba 10 to 15 years to pay. May plan din ako this December kaso namamahalan pako. Iconsider ko siguro muna yung Term Insurance na pwede iconvert sa VUL after awhile sabi nung taga insurance company na nakausap ko.
Nakadepende ang amount sa kukunin plan if may kasamang for health, accident, hospitalisation and investment. Depende sa edad ng kukuha, budget at kung ilang taon nila prefer bayadan yung plan. Iba iba po basis and needs to consider. Kaya need din po makipag-usap personally sa agents or consult financial advisors para makapili ng plan at madiscuss ang Financial Need Analysis nyo.
1991  Local / Pamilihan / Re: Cryptocurrencies at Financial Planning on: October 17, 2019, 11:58:12 AM
Pag ganun ka, at least wala ka na problemahin for awhile. Totoong peace of mind, at kung meron instant large emergency at wala kang insurance coverage, meron ka madudukutan.

I think start saving up to 3 months sa umpisa, then slowly build it up to 6 months worth, over the next several months.... then take it from there kung kaya pa dagdagan.
Tama po lahat ng sinabi nyo Sir Dabs, madami kasi nagyon na laging petsa de peligro kaya kahit one month emergency fund wala pa sila, kaya if they have no life insurance and maliit naman monthly expenses nila kayang kaya na more than 3months ang savings sa bangko as emergency fund then wag gagalawin dapat better dagdag dagdagan pa lalo na kung no other investments or non-believer ng insurance.


Kung sakaling magrerequest po ba ako ng quotation, may bayad po ba yun? Maguumpisa na sana akong mag-acquire ng options. Para makapili ng company habang maaga. Grin
Feel free to PM lang po. Libre lang po proposal. If malayo naman po area nyo tapos gusto nyo na kumuha pwede naman po magpassist sa iba if ever na may ka-agent kame sa area nyo.
1992  Local / Pamilihan / Re: Cryptocurrencies at Financial Planning on: October 16, 2019, 07:51:33 AM

Tama ka diyan boss, when in fact, we don't need them, it will be up to our hands how we are going to manage our fund well, kasi mga pinoy, basta may pera gastos ng gastos although hindi naman lahat, pero ako I realized, bakit pa ako magiinvest sa insurance, kung kaya ko naman ipunin sa sarili ko , kaya hindi na ako kumuha, I will make sure na lang na I have fund for emergency, and savings for the future.
Importante din po talga ang may emergency fund at least 3 months of monthly expenses, and ayos yan you're able to save for future, some kasi are  living paycheck to paycheck and with history sa family na nawalan ng income or resources due to uncertainties. Panget lang talaga pagkakakilala ng mga sa insurance same with agents if wala pang kakilala nakaclaim or nabenefitan nito, but I still enjoy this as my part time job since I have heard many testified claims. Depende din sa experience and kakayanan mag-ipon ito since mostly small business owners and breadwinners palang nag-aavail sa area namin.
1993  Local / Pamilihan / Re: Cryptocurrencies at Financial Planning on: October 14, 2019, 03:13:49 AM
Ahhh bale parang savings na din pala yan and at the same time may insurance pa. Mukhang ok pala yang VUL narinig ko na din yan kaso hindi ko lang talaga lubusang maunawaan yung nilalaman niya. Mabuti nalang meron tayo ditong financial advisor tulad mo. Ilang taon yung pinamatagal na pwedeng ipunin sa VUL? may mga charges din ba yan?
May mga charges din po like management fee, policy fee etc pero kasama na yun sa plan , if kukuha ngayon, the amount will be pay in entire 10 or 15 years will be the same amount depende sa plan nyo  na depende till 80 or 100 yung coverage pero till 75 lang for other riders. Since di po sya term plans, mas pricey siya since you will pay in limited time pero insured ka till x years. Hindi lang guarantee is yung investment side kung magkano talaga makukuha since nakadepende sya sa market. May ibang insurance na hati ang ginagawa ihuhulog sa insurance half then investment half yung premium, while yung iba naman is may specific years for insurance and the rest is sa investment and charges till x years. Depende po talaga sa plan na kukunin.
1994  Local / Pamilihan / Re: Cryptocurrencies at Financial Planning on: October 13, 2019, 12:01:36 AM
Tinanong ko yung mother ko tungkol dito at wala din silang insurance at yan yung mindset niya na pangpatay lang yan. At madami na din akong natanong na ganito yung mindset kaya parang nahawa na din ako na ayaw kong pag ipunan yung kamatayan ko. Sa retirement fund, paano magiging retirement fund, vacation fund at educational fund ang isang insurance?
Thru VUL po, may mga insurance na may partner na mga investment company na nagmamanage ng Funds nila thru Investing sa Bonds or Stocks like Eastspring Investments. Yung Fund po dun if nag mature na or medyo malaki na pwede withdrawhin dipende Kung san nyo gagamitin, retirement, education or pang vacation though the amount na makukuha is not guarantee since nakadepende sa market. If marunong naman tayo magtrade then pwede for additional retirement yung makukuha dito since pag tumagal lang mas tumataas value nung fund mo.


Para pagdating ng panahon na matanda na kayo ng asawa mo hindi kayo pabigat sa mga anak nyo, meron kayong sariling pera na maeenjoy nyo galing sa naipon nyo.
This is true, I have talk to many breadwinners na kumuha ng VUL and this is their reason, dahil ayaw na nila na maranasan ng anak nila yung nararanasan nila. Ang anak natin is not our investment, its our responsibility na pagaralin at palakihan sila. Though ang anak ay dapat nagbibigay din but not to the extent na may pamilya na din ang anak tapos hati padin ng bigay or malaki padin ang bigay since paano makakastart mabuild yung family nya eto yung Sandwich Family ang set-up, dapat abot abot nalang siguro or provide ng some foods or need or Kung maluwag naman sa pera yung bagong magasawa then ok maggive sa parents as love but not dahil our parents insist.
1995  Local / Pamilihan / Re: Cryptocurrencies at Financial Planning on: October 12, 2019, 03:59:55 PM
Actually hindi naman po pang patay lang ang insurance see picture below. Madame po itong benefits depend Kung lalagyan nyo ng coverage. Hindi naman natin masasabi na hindi tayo magkakasakit kahit kelan or aksidente, atleast if ever mangyari man yun handa tayo. Hindi yung iba pa ang papaproblemahin natin sa na ngyari satin. Consider BTID, Buy Term Invest the Difference like what sir Dabs do. If tingin nyo naman di magkakaproblema sa inyo pamilya nyo at may enough kayong saving for yourself in the future and if maiwan nyo family nyo then do not get one since madami na kayong savings na willing nyo bawasan for critical illness or uncertainties.


Death benefit is just a small portion of the many benefits that a life insurance can give.in fact, it's just the tip of the iceberg. Wink
1996  Economy / Games and rounds / Re: BitGame.online giveaway | Sign up and get 15 Free Spins on: October 12, 2019, 02:07:28 PM
Wapfika19
1997  Local / Pamilihan / Re: Cryptocurrencies at Financial Planning on: October 12, 2019, 03:22:26 AM
Ewan ko lang kung ang mga companies nag offer ng ganyang mga insurance papabor ba sa cryptocurrency, who knows baka open sila sa ganitong sistema sa atin.
Actually in Singapore there is one na https://www.google.com/amp/s/www.coindesk.com/prudential-starhub-to-launch-blockchain-trade-platform-in-singapore%3famp
Pero sa atin wala pang, nakakaisip po. Pero I'm paying using Coins.ph kaya ok na din.

Meron bang insurance na isang buuan na yung bayad sa isang taon o di kaya one time payment? may ganun ba? yung mga nakausap ko kasi mga monthly payment yung inooffer para namang mabigat sa side ko kapag ganun kasi dami kong bills.
Meron po annually, depende naman po Kung kaya nyo nang Bayadan annually mas maganda para wala ng isipin monthly. Monthly lang kadalasan gamit for proposal para makita pong hindi sya ganun ka mahal since ang iniisip po ng  agent isasama sya sa budgeting na usually monthly tayo Kung magbudget.


Sana marami pa sa atin ang makaisip kumuha ng insurance.
Sana maisipan nila thru this topic 😀
1998  Economy / Collectibles / Re: [DAILY FREE RAFFLE] 380th ฿ECAUSE STILL IN A GOOD MOOD FREE ฿ SILVER PIZZA COIN on: October 11, 2019, 08:47:20 AM
19 - Wapfika
1999  Local / Pamilihan / Re: [STEP BY STEP] How to buy Bitcoins at 7-Eleven Stores in the Philippines on: October 11, 2019, 08:41:02 AM
Very informative and helpful! Magandang start ito kung mga convenience stores like 7-11 ay nag-sisimula nang magbigay ng option para makabili ng bitcoin. Siguro ang sunod nito Ministop naman? Nevertheless, more options mean more convenience!

Hopefully yun Cliqq Kiosk ay ayos or gumagana kasi based from my experience, parati na lang silang maintenance or out-of-service sa mga ibang 7-11 stores. Sana din may option na mag benta ng bitcoin sa 7-11 kasi ang mahal ng fees sa LBC.
Depende sa area, usually sa amin din laging maintenance or offline baka dahil din sa signal at dami ng taong gumagamit. Ang maganda sa kanila nagaadjust sila sa technology and open sila for adoption which is need for marketing sana nga lang talaga is mafix yung madalas na offline nila like sa paying bills.
2000  Local / Pamilihan / Re: Cryptocurrencies at Financial Planning on: October 11, 2019, 04:42:57 AM
Well, 'di na rin ako pabata. Kailangan ko na rin siguro talaga magkaroon ng insurance and kung papipiliin ako ay okay na yung isang health insurance at St. Peter Life Plan Grin.
Yes mas mahal po pag tumatanda kasi prone na sa sakit, why not try Life Insurance before St. Peter para my CI coverage pa, makakalaban pa sa sakit  Grin

.. . Magaling din karamihan magsalita sa kanila at may mga pinagmamalaking mga top advisor of the month, mga ganun pero kapag tinanong ko na ng mga simpleng bagay tungkol sa product nila, namimili din ng customer kahit na interesado naman.
Nakatyamba po siguro yan ng sales, baka interesado na talaga kumuha yung mga client nyan, na research na nila or kamaganak sila nung agent kaya kumuha. Better alam din po natin yung kukunin natin plan pero mas maganda maiiexplain sa atin ng maayos

So I'm just wondering kung aling insurance company ang dapat kong piliin? Anong mga bagay ang dapat kong iconsider in choosing an insurance company? Andami kasing choices hehe. So I thought, maybe there's a criteria. Grin
I suggest po you request quotation from different companies. Pare parehas lang naman ang goal ng mga company in terms of protection. Nag-iiba iba lang sila sa mga additional benefits and costing. Pwede din kayong magrequest sakin  Grin pero mas maganda madami kayong option para may comparison kayo.
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