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21  Economy / Economics / Re: Digital Bank on: March 17, 2024, 04:42:57 PM
If you are saving your money in the digital bank, you are not different from those that is saving for Traditional bank because all those digital bank owners do the same charges with the Traditional bank. If you have money you don't want to use in five years time, I will advice you to invest the money in Bitcoin and you will make a good income when the price of Bitcoin increase higher in the future.  I discovered that potential investors don't save huge amount of money in the bank to last more than one year, because they know that there is no much profits that will follow the capital at the end than to invest the capital in Bitcoin and be sure for huge income.

If there is a risk in a traditional bank, in a digital bank, the risk is doubled or more. I have some acquaintances who put a large amount in the digital bank, and there came a time when there was a problem that someone made a transaction that he did not make, and there was still 11k that was taken out of his digital bank.

Then the worst part is that he has nowhere to run because he can't get close to the digital bank that he trusts. He also said that he doesn't remember that he had a link that was clicked because he said that he only uses it for online transactions most of the time, such as online shopping, grocery shopping, and money transfers.
22  Economy / Economics / Re: Do you believe in savings or investment on: March 17, 2024, 04:29:12 PM
I would say both saving and investment is important and one should include both when making any financial strategies. Savings are kinda like a "safe zone that allows you to sleep in peace at night". It helps you in emergencies and ensuring security for future needs, including retirement. Remember, it is your savings that will help you when your life starts to take an unexpected turn. And yeah, investments is about a " regular growth". It gives you a better opportunity to save and grow your money, while also protecting you from inflation and losing the value of your money you have saved. You will have a source of money that will help you pay your bills, but it does come with risks. There might be months where you make nothing or suffer a huge loss. I would say it is best to have enough saved up to cover your emergencies and short-term needs, then one can start thinking about investing. And also invest money that you won't need immediately and can afford to risk for the potential of higher returns.
Well, we should not separate things that are actually good for us to do, both saving and investing are something that is good for us. We must be able to manage our finances very well, so that we can divide the money from our income into several parts, the first of which is to meet living needs and then to invest and save. I think we can set aside 20% to 30% of our income for saving and investing.
We can allocate another 20% or 30% to save, for example, 30% and 70% to invest, that amount depends on us. We do all this for our future, because both savings and investment are our way of preparing for something in the future.

That's what I see with those two; maybe the 20% we earn in a month will be allocated to trading and investment. Maybe this set-up is better, right? The ratio is 10:10, and at least with the 10% that is in trading, we can grow that and add profit if the analysis we do is correct in every trading analysis we do.

This is a better way, in my opinion, so I will not separate this investment from trading because they can both give me a source of income in the end. Am I right?
23  Economy / Services / Re: [OPEN] BlackJack.Fun | Signature Campaign | Up to $90/W on: March 11, 2024, 04:29:02 PM
Bitcointalk Usermane: kingvirtus09
Blackjack.fun Username: kingvirtus09
24  Bitcoin / Bitcoin Discussion / Re: Are there members here who do monthly investment in bitcoin ? on: March 10, 2024, 06:10:18 PM
Are there members here who do monthly investment in bitcoin irrespective of current prices ? This approach can be really helpful for majority of people like salaried people who get fixed monthly income and can allocate some part of it to bitcoin investment.

As far as I can see, there are many communities in this forum that do dca in bitcoin; there are weekly and monthly, depending on when they have extra money for bitcoin that they will sell. Now, as for me personally, I can't do it right now.

Although other cryptocurrencies I do dca to be able to save it, although I'm not saying that I can't get profit from bitcoin, of course it's not like that. Yes,  I can get some profit from bitcoin; it's just that it won't be enough to achieve the desired goal if it happens.
25  Economy / Gambling discussion / Re: Do you feel excited while gambling on: March 10, 2024, 05:41:54 PM
When I think about gambling, I feel normal. Because I'm just thinking about it for fun, I've already mentioned it here several times. Although sometimes when I experience winning in gambling, of course it adds to my pleasure, and then I don't let my winning price in gambling go away.

So what I'm doing is exiting, and I'm still leaving a balance in my wallet so that when I come back, I'll still have some money to play on that casino platform.
26  Alternate cryptocurrencies / Altcoin Discussion / Re: What is your favorites altcoins these days? on: March 07, 2024, 07:43:10 AM
Mine was BNB, ETH, RNDR, ARB. What about you guys? What do you keep following or watching these days? and why?

Right now, most of the likes to hold are categorized into meme coins that are top-listed in the market. Second are those in the AI category, such as FET and TAO. There are also altcoins such as Matic, Bnb, Trx, Manta, and Arb.

These are some of the ones that would like to be collected through DCA before the bull run really takes off, right now because there is still a halving before the bulls season, from what I can see and observe.
27  Economy / Gambling / Re: Can gambling sites provide proof of auditing that was done on their RTP? on: March 07, 2024, 07:36:12 AM
There are other gamblers who say that when the RTP percentage is high, the chances of winning in casino games are high. But for me, I don't believe that; it's just a trick they use to encourage gamblers. Of course, the gambler will think that it is good to play in this casino because the percentage that the players win is high.

But not all casino players don't believe in this RTP, because most of the winnings that gamblers get are usually based on luck.
28  Economy / Trading Discussion / Re: Pump Bitcoin over $70,000! on: March 06, 2024, 09:31:19 AM
Okay whales, pump Bitcoin up!  I need to make a big profit on this.  And do whatever it takes to surge Shiba Inu as much as possible too.  It doesn't have to be true, it just has to make me money.

Bitcoin went ATH last night, and then after that, suddenly there was a retracement of around -17%, if I'm not mistaken, and I've witnessed this several times before, where every time the previous ATH was reached, there was actually a temporary rejection, and this is what happened.

Now, of course, to what you are asking, I think if there has been a retracement, you should take advantage of that so that you can build up the SHIB that you want to build up in these times.
29  Economy / Trading Discussion / Re: Is trading good for beginners? on: March 06, 2024, 09:17:56 AM
Someone met me and we were had a conversation on trade and he told me that he has used all he has been saving for trading and asked me if he can make something out of it and I asked him if he had any knowledge about it and he said no.

My question is can someone that doesn't have any knowledge about trading and how the system work can he or she trade and be profitable in it? Since at some points it has some compliments bof luck.
After some time of discussion, he has been told that it's just for them to choose on the candles sticks if it's up the they want to choose or the one going up just with this idea can they trade with such an idea.
so I wan to know if it's right for the person to begin trading?

the question is, is he ready to learn trading? because it is not easy to get to understand in just one day, it is not true, and there is no shortcut. In short, it requires dedication as some of our colleagues on this platform say.

As long as it's important, let's not rush the things we want to learn, and if anyone wants to do a trade right away, they should just start with small capital so it doesn't hurt our feelings. And start studying the basic common indicators that can help us perform technical analysis.
30  Local / Pilipinas / Re: Umaarangkada na ang Coins.ph on: March 06, 2024, 09:05:51 AM
Di ko na ginagamit ang app na yan.

Di ito kumpirmado, nabasa ko lang.

Kaya daw palagi nanghihingi ng KYC at nagffreeze ang coins.ph ng mga account ay para may dahilan sila na maghold ng pera ng mga account holders.


Edi parang intensyon nga nila na nakawin yung pera ng mga users nila sa pamamagitan ng pagfreeze ng account. Pero meron kabang ebidensya dyan o source link para naman mas lalong maging credible yung sinasabi mo kabayan.

Kasi kung ako yung isa sa mga readers dito sa platform na ito sa ating lokal ay napakapanget naman ng reason na yan sa totoo lang. Dahil kung mababasa at malalaman yan ng mga newbies ay for sure na hindi na sila talaga mag-aattempt pa na subukan ang apps na yan for sure.
31  Economy / Trading Discussion / Re: Market Correction on: March 05, 2024, 06:10:39 PM
In my honest review of what has happened in the market this past week, I think that there has now been a short correction in the market, and then it will start again to completely break the previous ATH of the past in 2020.

That's why the winners are those who keep up and those who bought when there was a correction in the market. The winners are those who have a deep understanding of trading.
32  Economy / Economics / Re: Reckless financial decision ? on: March 05, 2024, 05:55:40 PM
It is only a reckless financial decision, if you do not have other opportunites lined up. A lot of these celebrities have loads of offers thrown their way, so they can pick and choose what they want.

It will be seen as a reckless decision, if you are a upcoming star and if you turn down a offer based on that reason. Other companies will not want to work with you, if you do that early in your career.

There are other celebrities who are also careless in their decisions, in fact, and regretted in the end because they made a rash choice that they thought was the right thing to do.

That's why even if I became one of the celebrities and reached the popularity or fame that they have, I will not waste the opportunity that everything I worked for will just go to nothing,

we should not waste everything we worked for.
33  Local / Pilipinas / Re: Paparating na ang bull run kumita kana ba? on: March 05, 2024, 05:37:03 PM
Hindi pa ako kumikita kabayan, ngayon kasi Bitcoin pa lang ang mukhang bullish, at alam naman natin na kung maliit lang puhonan mo, maliit lang din kikitain mo sa pag invest ng bitcoin.

Gusto kung maka jackpot ulit, kahit x100 lang na increase at sa tingin ko sa altcoins lang yan mangyayari. Abang abang nalang siguro muna ako kung anong mga trend ng altcoins, kasi pag bull run based sa trend na napansin ko, bitcoin first, then altcoins will follow.

          -   Well, honestly speaking, talagang sa altcoins lang natin yan mararanasan, kahit nga magx50 nga lang ay masaya na ako, dahil hindi ko naman kayang bumili ng higit sa isang Bitcoin, ang alternative ko lang talaga ay ang cryptocurrency at ibang mga meme coins at AI token na sa tingin ko ay pwedeng makasabay sa altcoins season o bull run na paparating.

Kaya tamang tiwala lang at may kasama naman din tayong ginawang pagreresearch sa mga coins na hinahawakan ko ngayon sa aking mga wallet at yung iba naman ay nasa exchange at ginagawa ko naman ng day trading activity.

Para hindi masayang yung opportunity natin sa bull run, kung wala tayong extra for investment, kahit yung income natin sa signature campaign pwede na ring pang invest yan. Mukhang magtatagal pa itong bull run, yung dati na akala ng iba ang impossible mag $100k ang bitcoin, parang malapit ng mangyari ito, and next naman target is $1 million per bitcoin. Mukhang darating talaga ang araw na magiging $1 na ang 1 sat.

Ngayon tamang observe lang, invest konte especially sa altcoins, then HODL... dapat kung target more is x50 or x100, doon ka lang dapat mag sell.

My punto ka dyan kabayan, at sang-ayon din ako, ako man nagpapaunti-unti din ako sa altcoins habang wala pa talaga tayo sa tunay na bull run. Sa ngayon parang nagparamdam lang ang market na eto na ang bull run nakapasok na kam, welcome to market, hehehe...

Pero tama ka yung sinasahod nga naman sa signature campaign ipunin nalang or ipambili ng ibang altcoins na sa tingin natin ay makakapagbigay sa atin ng magandang profit.
basta maging maingat parin at matalino sa pagpili mga kabayan at naway lahat tayo ay kumita ng maganda itong season ng bull run.
34  Economy / Trading Discussion / Re: Spot Trading vs Futures Trading on: March 04, 2024, 04:24:48 PM
what are the advantages of trading in spot? I see there are many more coins available in spot but I guess that I should be careful with liquidity of those coins...

How can I know what coins to avoid? because of liquidity or manipulation etc? any tips when looking at the order book? spoofing etc?

in spot trading you can change it to a long term holder when the market moves not according to your analysis although you can also do a stop loss when this happens so you don't experience bigger losses, but many traders are reluctant to use that because they think the market will go up again even though there is a risk of losing it is very possible to happen when you trade in altcoins except for Bitcoin, while futures trading is riskier and this is suitable for those who like risks and challenges, and this is highly recommended for traders whose skills are good enough because just by guessing the market you will only just throwing away your money in futures trades.

With what's happening in the market now because it's an uptrend, I think it's a bit difficult to do futures trading; it's better for me to do spot trading. Just kidding, just one week has passed, the size of the market has immediately increased, and even meme coins are already rising.

So, those who hold bitcoin or meme coins will surely make the big profit that they have now if they sell their held coins in spot trading. This is just my conclusion.
35  Economy / Economics / Re: Saving don't make wealth on: March 04, 2024, 03:46:08 PM
It is useful to make savings as long as you know how to do it, because if you only save and then it will only go to your expenses, which will not benefit you in the long run, I think that it is also useless that you made savings.

Now, if you make savings through DAC here in the field of cryptocurrency like Bitcoin and other top altcoins, I also think it will also help you get what you want to buy for your loved ones. .
36  Local / Pilipinas / Re: Marvin Favis na scam? on: March 04, 2024, 03:18:04 PM
Naku! Mawawala na credibilidad nya as influencer kung ganyan yung nangyari sa kanya. Parang nakikita ko nga din na hugas kamay para abswelto kasi nga self proclaimed expert sya about investment eh lalo na sa crypto napapanuod ko pa mga video interviews nya dati tapos nahuhulog din pala sa ganyang scam diba? Parang something fishy naman kung ganun.
Nakakatawa nga na meron siyang kredibilidad sa una pa lang eh, mantakin mo nanghihikayat siya ng iba na mag-invest eh hindi naman siya licensed na financial advisor tapos influencer pa, kelan pa naging credible na source ng trading information yung mga influencer? Ang goal nila ay mahikayat lang kayo at makakuha ng pera mula sayo o di naman kaya ay mabenta nila yung mga pinopromote nilang produkto. Hindi naman din kasi immune yung mga ganyan sa scam, tandaan natin na ang mga scam ay nag-iimprove din kasabay ng technology kaya kung hindi ka updated sa mga bagong paraan kung pano ka nila niloloko ay tiyak na tataas tsansa mo na mabiktima talaga, naiisip ko sa ganyan din ay nasilaw sila sa ROI o pangako na kita at tubo sa investment namin kaya pumalag na sila sa investment tapos smooth talker din siguro yung scammer at ayun, disaster talaga.

     Oo, tama ka at totoo din yang sinasabi mo, yung mga pamamaraan ng mga scammer ngayon ay naglevel up din kung ang teknology natin ay naglevel up. Hindi na kasi uubra yung old ways nila. kung kaya sa new ways din sila gagamit ng trick to find a victim din sa totoo lang. Ewan ko ba kung bakit may mga ganyang tao, tapos ang nagtetrend naman ngayon yung ibang mga networker na feeling ang gagaling at feeling milyonaryo na hindi na hindi na talaga.

     Katulad nalang ni Franklin Miano na isa ding networker style din ang ginagawa at panlilinlang ginagawa sa mga viewers nya, at yung lagi nyang tanung na
"Diploma o Diskarte" na kung saan mas lalong lumabas ang pagka obob nya at sinungaling. Kaparehas lang din ni favis na sa huli magtatanung ng magic word nila palaging
" OPEN MINDED KABA" hahaha...

Syempre inaaral din ng mga scammer yung makabagong pamamaraan, mahirap yang issue ni Favis kasi malakihan na yan damay talaga sya dyan sa issue kasi kung totoo man na na-scam lang din sya eh ung mga dinamay nya lalo na yung mga taong nasa likod nf 22M na investment malamang sa malamang bago yung naglabas ng pera eh talagang inusisa nila si Favis kung talaga bang inaral at kumbinsido sya na kikita yung nilabas na pera, pero syempre hindi natin malalaman kung anoman yung totoo baka scripted pero malamang sa malamang NBI at Tulfo yan pag nagkamali sya ng akusasyon eh lalo syang malalagay sa peligro.

Gusto kon yung sinabi nung nasa itaas na post, hindi naman porke influencer ka eh legit finacial advisor ka na agad inaaral din kasi talaga yan hindi lang ayon sa nasagap na balita sa internet or kung kanino mang stream channels eh papalabasin mo agad na magkakatotoo or dapat suportahan yung investment, dyan madalas nangyayari yung fomo at scam ng mga developers.

May point ka dyan, napansin ko nga lang din sa ilang buwan na lumipas, parang nanahimik na ang isyu na yan sa totoo lang, bakit kaya?  nagkaroon kaya ng under the table, tanung ko lang naman ito. Saka si Mr. Grandstanding B.S in everything ay nanahimik narin kasi hindi na trending waley na siya kita sa views para pag-usapan sa programa nyang ewan.

Yan ang problema din kasi sa mga agency official ng ating gobyerno sa simula ng magtake ng action kapag mainit sa balita at social media at kapag lumamig na sa mga tao ay nananahimik narin sila at ppumapayag narin siguro sa under the table, isa lang ito sa aking obserbasyon at assessment ko.
37  Economy / Economics / Re: Reckless financial decision ? on: March 03, 2024, 03:55:53 PM
Do you think a celebrity who turns down a multi-million dollar deal solely because the organization doesn't allow him smoking weed is a reckless financial decision?
Keep in mind this definition of reckless financial decision - It entails when a person makes choices that involve significant financial risk or lack of consideration for the potential consequences.

What other reckless financial decision do you know or have heard of?

You know from my understanding that if you invest in an investment scheme where you don't even do any research and just invest, you are putting your capital at high risk. And when you do this as an investor, it can be called a reckless decision without thinking properly first.

Then, when we say the word "riskless," it's broad in general terms; it can be financial, it can be individual problems, and so on. It can also refer to not valuing retirement savings, which also includes reckless decisions.
38  Economy / Economics / Re: Money is never enough! on: March 03, 2024, 03:43:26 PM
Think of when you hit a jackpot, and some cool cash slide into your pocket, you feels better and step up some pride and involved arrogance, you feel like you can buy the world with your peanuts lol, bro, I little shopping out of it can makes you look like a poor man again. There is this oil dealer guy in my community who happen to be hot market pro in the oil industry, he owns an oil well but this guy it gets to his head and start contesting for political power which he has lose twice now and the worst of it now is that the oil well is dried because suck the money into politics, loss everything. This money is never really enough, no wonder even the President of nations still fights to get money after office.

What I know is that if you know how to handle money and how to manage it correctly, you can definitely grow the money you have. But if you don't know how to properly manage the money you have, especially if it's a large amount, even then, it's almost as if they don't feel that they're running out of money and will only realize it when there's no money.

It means that we should not miss the financial management that you have. We know that money can help a lot in our lives. So it should be appreciated and not ignored.
39  Local / Altcoins (Pilipinas) / Re: Magkakaroon pa kaya ng second wave tulad ng Axie para sa mga Pinoy on: March 03, 2024, 03:31:24 PM
Walang makapagsasabi kung ano ang mangyayari sa hinaharap, siguro depende yan sa mga gamers na meron tayo sa bansa natin. Kaya lang madaming nadala na, at posibleng nagkaroon narin ng traumatic sa bagay na yan kaya kung sakali man na magkaroon ng katulad ng axie na may sumulpot ulit, madami ng mag-iisip muna at hindi agad padalos-dalos na magiinvest agad.

Tignan natin kung anong mangyayari, dahil sa aking pagkakaalam ay meron parin naman na games na related sa crypto na kung saan ay para maconvert ang profit o coins ay sa pamamagitan ng Ronin wallet. Yung Pixel at mukhang okay naman din siya sa ngayon, let see kung magkakaroon ng hype sa games na ito in the future.
40  Economy / Gambling discussion / Re: Stake; one couple two accounts illegal? on: March 02, 2024, 11:04:39 PM
Hello,

My husband has many friends in the poker and crypto community. Some of them also bet a lot on different sports.
He decided few weeks ago to follow their bets on nba as we could watch the games together in the morning.
We did it almost every day for some weeks and one day we got lucky and won all the bets.
When he tried to bet for the next games, it kept saying the maximum limit was reached, even for very little amounts. We asked the support and they gave us a vague explanation. We thought it was an algorithm bug.

I told him we could try to make a new account under my name and see if it worked that way and indeed we could bet again. We bet nba games and won everything again. The same thing happened right away; we couldn’t bet anything.
But this time, even the cash out option was blocked.

We searched about it on forums and found out some sites decide to ban players when they win.

Now the support is saying that my account got frozen because of multi accounting.
Was it illegal to open two accounts between me and my husband?

I will provide all the documents required but I would like to know first if what we did was prohibited or not.

Why, op, don't you know that multi- or dummy accounts are prohibited in casino gambling here in the crypto business industry? Didn't you read their rules and policies about that? Because, from what I know, once they find a violation, your account will be frozen for sure.

And when that happens, you have no claim against it because you have immediate violations regarding this matter against their guidelines that they made that we gamblers must also follow.
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