You're not crazy at all. But I'd rather give it a shot and explore the possibility of living in a completely decentralized system before judging. I think its all about making sure that companies have an incentive to accept bitcoin and to trade themselves buying good in Bitcoin.
There is nothing better than having complete control of your financial situation without having the Govt and Banks interfering.
I'm actually looking forward to the day when Bitcoin will be finally accepted as a payment method in the vast majority of retail and e-commerce locations. I think it only takes one big (Amazon type) company and the rest will follow. We are still in the midst of a big change and while the technology itself is improving, the transaction-action is still very complicated clunky..
I'm Hodling and dreaming of a crypto future!