Before you put your money into anything remember that investment is a risk. There's absolutely no certainty in bitcoin especially now more and more bad news are pulling down its price. With icos, there's also no certainty. You study first the project and weigh its potential before you invest into it. Theres no sure win in the options you're looking into.
I totally agree on that! And what makes things even worse: There is always the risk of a 100% loss... Especially if you get hacked!