Maybe You will care to explain and prove Your conclusions? Or You are stating that without even caring to read all information available on our website - both public and member restricted. Highly doubt that.
The ICO for use is the way to accumulate more clients and more clients means more profit for us which we will use to establish a better channel for fiat money transfers which now takes about a week. We have a way to significantly reduce the tame to just a couple of hours but it will require enlarging our transfers first. In essence to scale up the business we need more clients. If we can do that we will reduce time which will reduce risks but will also skyroket the profits because at this point we achieve about 20% per week and imagine doing that in just a couple of hours. As for the investors. The coins bought at the ico will be redeamable using our services, and when some volumes are achieved it will be listed at atleast two exchanges. Also using our coins to arb instead of fiat will qualify You to a bonus point scheme to accumulate even more coins.