So much is evolving in terms of how people pay online these days, I see crypto as best option today. The demand will increase with time.

To establish itself as a payment medium and have an impact on as many lives as possible. Let us see how it holds out.

Regarding protecting the email account, all should use 2fa. Many are not even aware of that option.

It is still not banned completely. But the doubts that the government is having might be because of tax evasion issues.

There is no risk in bank investment as they give fixed returns. But the percent return is very bad in case of banks, that is why crypto is in so much demand.

The developers had said that they are working on making Ripple decentralized. They said that it will now be more decentralized than bitcoins.