I find this to be a creative and interesting idea. He's smart. I see in addition to applying for the crypto market. We should apply to many parts of the world. For the rural poor, this is a very new step.
In my opinion, the bank borrows your money and pays you interest every month. They take the money you bring to invest or bring someone to need money for them to borrow and the bank earns interest every month is higher than the interest sent to you. The bank does not lose anything. Something funny but it's true.
I think gold is not the place to invest. Gold is the place to store all their life's work. Because if you store gold you never fear losing its value. not influenced by inflation. Gold is a safe place to invest and does not have to be profitable.
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