what a gorgeous process! No paper, no complicated movements, no outside help from third parties ... SafeInsure can be called autonomous insurance! What do you think?
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it looks like now, finally, the service will become one of the most efficient. Well, that's pretty good, given the existing system. In principle, it is possible that this should have happened so that the broadest possible need arises in new technologies.
I am sure that the blockchain will be able to restore order in every industry. Tell me, what will happen to the claims system? If earlier it was a difficult, long and too paper-based process, how would the blockchain be able to solve this problem?
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this also includes the charm of the blockchain and the SafeInsure policy: the developers provide an individual service for each user. You can compare this service with a shoe store: you come to the place where you are offered only the perfect-sized goods. This platform provides the same thing: you enter your personal account, edit and select insurance for yourself, then it is transferred to suppliers who will offer you the best conditions and the best insurance packages.
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let us now turn to the main point: what advantages does the blockchain provide? For example, as a defense against fraud and hacking, it provides a decentralized platform, which describes the history of all actions, all documents, claims and evidence. This platform protects against unauthorized access, representing a kind of blocking from third parties.
it looks pretty interesting. in general, I was always interested in the process of this system. But now I do not want to focus on this. As far as I know, at any time you can find out previous operations, request a history, etc. This helps eliminate one of the major drawbacks and lower commissions and fees for users.
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I understand why you thought so. Due to the fact that the insurance industry is under pressure from society, cheaper maintenance costs are needed. Adaptation, as I understand it, is quite difficult, because of the availability of failsafe modes.
that is why one consulting company came to the conclusion that the blockchain is the source of problems and failures. I think this is just a fear of people getting used to the new market and giving a chance to the development of the insurance industry. agree that if people knew about all the advantages of the blockchain, they would be happy to use the opportunity to save their time.
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I have nothing to add about the individual approach to each client, since this is really true and truly a problem. Perhaps insurance companies believe that all people are one. As a result, there is a very poor service.
and what do you think about the fact that prices for poor quality of service are rising? Add to this also the fallacy of the data in the process of filling in the documentation: the consumer pays higher and higher for each error. It is necessary to recognize and fight this introduction of auxiliary resources. by assistive resources, do you mean a blockchain? But how will he cope with the whole process? Or is there any other help? But given the scale of its functions, I am sure that the whole process is within its power. of course, it is. And note: if, on the contrary, to leave everything as it is, then each of the industries may end quietly, since human resources can no longer cope not only with the number of people, but also with the amount of increasing documentation. I agree. I watched this statistics. The developers consider this a problem, since insurance companies, as I understand it, do not have such means to cover all costs and expenses. it seemed to me the opposite: that analysts perceived SafeInsure as a violation of the existing foundations of the insurance market. The platform appears to be a threat to technology growth prospects. besides, in this regard, changing customer needs. they require better service, which insurance companies cannot offer. I guess it is.
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I have nothing to add about the individual approach to each client, since this is really true and truly a problem. Perhaps insurance companies believe that all people are one. As a result, there is a very poor service.
and what do you think about the fact that prices for poor quality of service are rising? Add to this also the fallacy of the data in the process of filling in the documentation: the consumer pays higher and higher for each error. It is necessary to recognize and fight this introduction of auxiliary resources. by assistive resources, do you mean a blockchain? But how will he cope with the whole process? Or is there any other help? But given the scale of its functions, I am sure that the whole process is within its power. of course, it is. And note: if, on the contrary, to leave everything as it is, then each of the industries may end quietly, since human resources can no longer cope not only with the number of people, but also with the amount of increasing documentation.
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I have nothing to add about the individual approach to each client, since this is really true and truly a problem. Perhaps insurance companies believe that all people are one. As a result, there is a very poor service.
and what do you think about the fact that prices for poor quality of service are rising? Add to this also the fallacy of the data in the process of filling in the documentation: the consumer pays higher and higher for each error. It is necessary to recognize and fight this introduction of auxiliary resources.
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it seems to me that the insurance industry is one of the important social aspects in society. A lot of people interact with insurance organizations, many of them every day. I do not understand why it is impossible to automate all processes as far as possible.
my friends, think about how old the cryptocurrency market is. Many are afraid to enter it, play on the stock exchanges and take part where there is something new. That is why it is not necessary, I believe, to be sure that this project will bring together a large number of participants. but it seems to me that this is why there will be and there will be a large number of participants, since the existing problems greatly complicate the lives of many people. In addition to the above fraud and paper documentation, you should pay attention to long-term maintenance and a uniform policy that does not provide for individual selection of insurance.
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it seems to me that the insurance industry is one of the important social aspects in society. A lot of people interact with insurance organizations, many of them every day. I do not understand why it is impossible to automate all processes as far as possible.
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the above answer, in principle, I arranged. By the way, about the problems I would like to continue. Regarding fraud, I emphasize the result: it contributes to raising prices, raising demands from consumers and the inability of suppliers to create a truly effective relationship system.
note that in addition to fraud, you missed the fact that the documentation is still carried out on paper. This leads to the loss of data, incorrect information (perhaps such cases occur most often), and it also creates network inefficiency.
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before proceeding to the problems of the blockchain, I would highlight what creates problems in the current insurance industry. I'm sure you will be interested. perhaps you yourself know about many cases.
I would say that I know about everything that causes inconvenience now. As it was established in ancient times, everything also remained to this day. For example, this lack of protection against fraudsters. The bottom line is that fraud is flourishing to this day and, unfortunately, this cannot be avoided. I believe that there will still be isolated cases. How can the blockchain save from this? Although we nevertheless agreed to discuss this later, I would like to talk about this point now. let's start with the fact that the blockchain provides absolute transparency of all transactions, and this applies not only to the insurance industry, but to any other. Further, this is a new type of reporting, supported by both consumers and suppliers.
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before proceeding to the problems of the blockchain, I would highlight what creates problems in the current insurance industry. I'm sure you will be interested. perhaps you yourself know about many cases.
I would say that I know about everything that causes inconvenience now. As it was established in ancient times, everything also remained to this day. For example, this lack of protection against fraudsters. The bottom line is that fraud is flourishing to this day and, unfortunately, this cannot be avoided.
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wow! I did not expect that a decentralized insurance market would be created so soon! Finally, all our problems associated with the shortcomings of the current insurance companies will be eliminated very soon!
knowledgeable people told me that some people consider the blockchain a source of failures and even greater problems. I do not argue that the development of technology is necessary, however, I tell you what I heard. What can you say to this?
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it is absolutely true. Nevertheless, Neluns provides a wider range of services, and this will be not only banking services, but also services of an insurance company and a cryptocurrency exchange. And I am sure that soon more such projects will appear.
by the way, insurance company is a very useful organization. One of the very acute existing problems is the absence of obligations on the part of counterparties. This greatly increases the risks. This is another reason why new entrants are afraid to enter the market.
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Tell me, do you know anything about how wide the market players are in the cryptocurrency market? How likely is it that the number of market participants will outweigh the number of participants on the Neluns platform? I do not know the answer to this question, because I am not so well versed in this activity.
in fact, players have fairly limited access to financial instruments. The same drawback scares off new entrants who would like to join this market. By the way, the number of new members Neluns should definitely be more. are you sure of it? but what about services such as options, futures contracts, swaps? Indeed, in the traditional market, traders and funds have access to these instruments.
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Tell me, do you know anything about how wide the market players are in the cryptocurrency market? How likely is it that the number of market participants will outweigh the number of participants on the Neluns platform? I do not know the answer to this question, because I am not so well versed in this activity.
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I now thought about this: if participants in the cryptocurrency market had the opportunity to get access to banking services, their profits would have increased even more. For example, traders and funds could increase their capital through credit services. How do you think?
perhaps this is true. In addition, long-term investors will be able to receive additional profits and premium with minimal risk.
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by the way, on attracting participants. Do you know that the business model will work effectively only in the case of a well-chosen target audience? In addition, you still need to understand the problem of your target audience and propose a solution.
yes, I know about it. But the target audience of Neluns is large-scale, because almost everyone faces banking activities: it is not only the use of bank cards, deposit and deposit or similar services, but also the implementation of other services, especially considering that Neluns has a bank, an insurance company and cryptocurrency exchange. in general, you are right. The target audience of Neluns is really extensive. These are participants of the cryptocurrency market, as well as those who could receive additional profit by entering the market.
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by the way, on attracting participants. Do you know that the business model will work effectively only in the case of a well-chosen target audience? In addition, you still need to understand the problem of your target audience and propose a solution.
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