I would say no. You can look back the market over the past years and see that it is not true. About the future, noone knows what will happen but I think there is no evidence that the market will rise before the end of the year.
For me, cryptocurrency can threaten governments because bitcoin has more remarkable features than fiat and it has a chance to replace fiat in near future
Of course, nothing in this world is completely secure but fiat is still safer than bitcoin. But you know what, only bitcoin can bring you unstoppable profits. even it is risky investment but it is worth trusting.
I will choose crypto world because it will help me enhance my life. With the same length of time, i believe that you ca earn more with bitcoin, you also can learn more skill in your life than just spend time with a boring job everyday
I think we don't have to wait until 2025 because Cryptocurrency is already accepted in shops in some countries now and soon will be all over the worldwide