I think it's one of the reasons why crypto would not stand alone without the help of fiat currency. As we can see we do trades crypto in such products and services because we know there are merchants who accept it as a payment and cash it out with fiat currency.

So you guys think cryptocurrency would stand alone without a fiat currency?

I see no point in borrowing a token. In real life, loans are taken to buy something.
The only reason you can borrow a token is that if you know that it will soon fall in price, you borrow it and sell it for Ethereum or other currency. The price drops, you buy the necessary number of tokens to repay the debt, and you keep everything else as a profit.

I think it is impossible to borrow crypto money. Because crypto is constantly changing and losing value quickly it has no stability. therefore you cannot risk the loan, its price is not sustainable.

We decided to use Facebook messenger because it is the most simple way for most people.

Borrowing inside this kind of market is really a tough decision to make, even such token have a low volatility the market trends have a very unpredictable movements, the amount of crypto depends to its pairs so who knows what would be the based form when borrowing and paying after, there's a lots of factors to take place for this.

You really made a point here. I have not borrowed money in cryptocurrency before,  but I once asked my friend about it, cause there was a time I needed money and was considering going for a loan and then I Thought abt cryptocurrency loan and my friend said it?s a bad idea cause I?m not even sure where the market is heading to at the moment, so it would be a huge risk to do that.

There isn?t any difference between borrowing money in cryptocurrency and the standard loan you collect from banks. It?s the same thing,  you just borrow money and after a while you pay back the money you borrowed plus the interest on it. I have never borrowed money from cryptocurrency before, don?t even have time for such,  neither have I borrowed money from banks. I don?t do that.

I guess I would totally "borrow" crypto currency but who would lend me crypto that is the question. There used to be places where people could borrow money and others lend them money but people are smart they increased their trust ratings by getting money and repaying countless times and than after a while increasing the amount making it suspicious and yet paid those back to and eventually after a while they just decided not to pay back if the number gets big enough.

That is the level of shady business goes on in bitcoin world when lending is mentioned and there is a lending page here on bitcointalk where you can see people lose money lending others more than they make money so it makes no sense to lend anyone crypto. That is why "borrowing" is quite easy to answer but lending is impossible.

I have never seen like this kind of airdrop till date. Why do I need to send message on facebook? Are you doing another type of KYC? I recommend using a spreadshit for the response would be better. If you have problem with that, leave me a PM please.