While the trustless nature of DeFi loans are certainly exciting, there remain significant barriers to entry for the average user. First and foremost, in order to obtain a DeFi loan, users must be well versed with both Metamask and secondary exchanges to purchase and transfer Ether to the wallet being used to obtain a loan.

Borrowers and lenders are not asked to negotiate over terms,
periods, and rates, the Paradefi Interest Rate mechanism manages
an equilibrium.

is the any airdrop or bounty available now ?can i exchange the this currency to bitcoin or ether?