As time goes on I think many countries will introducing their own central bank digital currencies (CBDCs). If they are pegged 1:1 to the fiat of the country, then the benefit of utilising the digital asset will be in taking advantage of DeFi protocols for lending and borrowing services among other use cases. This is currently where traditional banks offer an incredibly unappealing value proposition compared to crypto protocols. Even now, there are non-government issued stablecoins, mapped to fiat where you can generate up to 20% APY on some platforms, while banks are offering less than 1%. I think legacy finance is on track for a rude awakening.

Historically Bitcoin tends to pump in Q4, which often leads to alts bleeding. With BTC so close to setting a new ATH and going into price discovery, this looks likely again. I wouldn't expect (most) alts to make substantial moves until after BTC dominance peaks and there is a trend reversal.

I don't think we've even scratched the surface of NFT utility. I can see it becoming a critical aspect in terms of fractionalised ownership of assets like real estate among other things. Their potential is incredibly untapped currently.

I would be wary of the risks associated with USDT and also keep an eye on SEC investigations into other stablecoins. There are some protocols which seem more reliable than others. Always try to hold in a stablecoin that is backed 1:1 with that particular fiat. If a coin is backed by other collateral and there is a debt mechanism attached, it could be the case that the stablecoin provider will not be able to account for the value of each token in the future if the debt instrument is defaulted on.

One key thing to look for with meme coins is its network effect. Most meme coins have next to zero network effect, however what separates DOGE is that it has gained a wide network of holders, and users over a long period of time. Unlike most other meme coins, it is constantly being added to various platforms as a legitimate payment method and gaining new forms of utility over time. While I don't personally advocate for meme coins, there are factors at play which can be used to determine the value and longevity of some meme coins relative to others. If any of the meme coins are going to succeed long term, DOGE is the most likely candidate.

The crypto space is still like the Wild West. A lot of scams, and a lot of shitcoins that are going to go straight to zero. It's a dangerous place for newbies. Many projects have no utility for their token in their ecosystem and new investors aren't yet skilled at determining this, or projects use hype marketing to exploit fear of missing out to convince inexperienced investors to buy the top.

I would keep an eye on anything GameFi and NFT related which has good token utility in its ecosystem.

Wow, a lot of talented artists here. I find NFTs to sometimes be hit and miss. It's good seeing some I appreciate here.

A protocol like Bitcoin can never be banned. It was created by the people for the people and is beautifully immutable.

Knowledge is power. It's a s simple as that. Too many traders fall into the habit of following hype, without understanding the fundamental value proposition of a token or project they are chasing. This is a recipe for disaster. Having a regimented strategy, preferably that can be backtested for reliability is golden.

The final scene of Fight Club.

I would looking into staking stablecoins as a starting point. Stablecoins are assets that are typically pegged to some other currency or commodity. For example USDC is a token which matches the US dollar 1:1. There are many reliable places in the crypto space which pay a high APY, much better than leaving that money in a bank account in my opinion.

Bitcoin symbolises a lot of things:
- Resistance to systemic economic dysfunction.
- The ability of one person to create a monumental shift in the world.
- Financial freedom.
- Financial transparency, among many other things.

Bitcoin has changed my life by changing the way I view the world. It gives me optimism for a better future.

NFT and GameFi are at the top of my list at the moment. There's lots of market excitement currently, and definitely some great opportunities to be had.

Definitely a good idea to be cautious and risk averse. There are some high quality lending and borrowing services out there that I would personally trust, and then a lot that would be a hard pass for me.

GameFi and NFT projects are the two key areas I am currently watching.

The first step of entering any type of market is always to educate yourself. Make sure you understand the risks involved, the basics and fundamentals of the asset class, how to interact with assets etc. Without this key information you will be fighting a battle not in your favour.

A simple starting place for beginners who have a low risk tolerance is to buy stablecoins pegged to a currency like USDC and stake them on a reliable platform that pays interest higher than a typical savings account at a bank.

Education is key in financial markets, and understanding what you're investing in, the associated risks, and the market dynamics at play are all critical things to consider before buying a volatile asset.

Eagerly awaiting updates to the Ethereum network to fix the gas issue. Until then, not much that can be done other than waiting to do transactions when fees dip periodically and making the most of those opportunities, or utilising layer 2 solutions.

I agree on your first point. Bitcoin's utility is far different from oil. Over the next few decades oil's market cap will face a number of changes due to market dynamics driven by innovation, consumer preferences, government intervention etc. In terms of gold, I think it's very possible that Bitcoin and several other blue chip crypto assets will incrementally take some market cap away from gold. As a technology there are a number of benefits blockchain technology holds over precious metals as a store of value, and these benefits will likely only become more pronounced in coming years, especially with more institutional money adopting and championing digital assets.