why It's a scam? All the courses are valid and unused...
Don't listen to the guy. He is a scammer and spammer. His posts are useless.
Then give him a $6500 loan if you trust him so much.
You are most certainly one of the most useless users on this forum.
I am watching every step you make. You will never be able to scam on this froum again.
How will you be keeping this forum clean from scammers for you who is bluffing as scammer and suspecting the honest ones.
Have some consciousness and read some good books, so that you learn to believe someone.....