Wallet is better IMO, you become your own bank and not just a user like in regular banks. I think it would be great if there is profit added automatically though, That would be probably the only thing I like about banks!
There is no quick %5 percentage in normal fiat right? The same is for bitcoin, You can't expect an investment providing serious profit with no risk and with bitcoin there is no bank investment as well, I suggest holding your coins and waiting for a price increase.
I agree that the experience is much harder with banks, You need to provide documents for almost everything where I live and it's very hard and inconvenient, in bitcoin you just need to wait for hours for confirmations max.
Probably getting involved with altcoin generally and prefer if I wasn't related to them in anyway, Invested in multiple coins before and spent the equivalent of some BTC and mostly was at the bad side of the dumping of coins...
Regardless of the name of the site you posted it is not trustworthy, These are just scams mostly "anything that promise a certain % of profit in BTC", BTC is a decent system in itself IMO and if you secure yourself the your bitcoins should not get stolen.
For members of this forum particularly ones with good status and membership status signature campaign is the most decent, You can actually earn 0.1-0.30 easily, Other than that faucets pay too little, If you can code, design or translate or any other skill then you probably can get more.