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21  Alternate cryptocurrencies / Announcements (Altcoins) / Re: [ANN] ♛ ♛ ♛ [pre-ICO 15.12.2016 + 33%] ♛ ♛ ♛ Humaniq — Discover the unbanked on: December 20, 2016, 10:26:10 AM
Thanks to BitPotus  Cool It is really cool!

Watch out our new article on Medium "Why you should invest in Humaniq"
22  Alternate cryptocurrencies / Announcements (Altcoins) / Re: [ANN] ⊛ ⊛ ⊛ [pre-ICO 15.12.2016 + 33%] ⊛ ⊛ ⊛ Humaniq — Discover the unbanked on: December 19, 2016, 09:54:07 AM
IMHO, relationships and agreements are key things for such project.
please, keep us updated here.

Yep! We think so! Thanks for participating.

Here is one more interesting article on Guardian, about how the cryptocurrencies are marching across the unbanked world: https://www.theguardian.com/technology/2016/dec/16/venezuela-bitcoin-economy-digital-currency-bolivars
23  Alternate cryptocurrencies / Announcements (Altcoins) / Re: [ANN] [pre-ICO 15.12.2016 ! + 33% ! ] Humaniq — Discover the unbanked on: December 18, 2016, 02:39:40 PM
Looks next big project, even vitarin buterin retweeted you, awesome project.  Shocked Another russian genius?

Yup this seems interesting project with nice progress. Awesome news Vitalik Buterin also showed his interest into this project.

Yes! But Vitalik is not the only one who supports us. We work on Humaniq with Alakanani Itireleng. You can learn more about her mission in Botswana and across the Africa. Here is her twitter: https://twitter.com/bitcoinlady
24  Local / Токены / Re: [ANN] [pre-ICO 15.12.2016 ! ] Humaniq — БАНК 4.0 on: December 18, 2016, 01:23:34 PM
По сути за 2 неполных дня собрали чуть больше 81 BTC и ~2112 ETH. На Crowdsale Dashboard ни бонусы не отображаются, ни время их окончания, не очень удобно. Какие прогнозы по стоимости Humaniq Coin в фазе основного ICO? И на сколько понимаю таких привлекательных бонусов уже не будет?

Да, есть несколько мелких неточностей и неудобств, которые мы разрешим к началу кампании основного ICO. Первые реалистичные прогнозы будут когда мы хотя-бы pre-ICO завершим. Да, таких привлекательных бонусов уже больше не будет, даже самих токенов можно будет купить только 1000 на 1 эфир.
25  Alternate cryptocurrencies / Announcements (Altcoins) / Re: [ANN] [pre-ICO 15.12.2016 ! + 33% ! ] Humaniq — Discover the unbanked on: December 17, 2016, 04:52:13 PM
Great result for 2 days pre-ICO, guys! Good luck for the project!

I am in!

BTC collected: 81.101336
ETH collected: 2112.458042

Welcome )

Guys, you can check our pre-ICO public wallets:
Ethereum — 0xa2c9a7578e2172F32a36c5c0e49d64776F9E7883

Bitcoin — 1JwkMP7eoqjg5rEG3vGuub8h5k3orPkpTf

26  Local / Токены / Re: [ANN] [pre-ICO 15.12.2016 ! ] Humaniq — БАНК 4.0 on: December 16, 2016, 08:18:26 PM
Виталик для значительной части коммьюнити является авторитетным лидером мнений. И по вполне понятным причинам. В посте ведь не только Виталик, но узнают именно его. Получается не зря фотографию опубликовали — вы ведь узнали.

Скоро нас будут поддерживать все. Вот СМИ подтягиваться начали:

https://cointelegraph.com/news/blockchain-startup-uses-gui-with-symbols-instead-of-text-to-connect-unbanked-to-global-economy
27  Alternate cryptocurrencies / Announcements (Altcoins) / Re: [ANN] [pre-ICO 15.12.2016 ! ] Humaniq — Discover the unbanked on: December 16, 2016, 08:08:55 PM
Hey guys, here you can read the my interview on Cointelegraph:

https://cointelegraph.com/news/blockchain-startup-uses-gui-with-symbols-instead-of-text-to-connect-unbanked-to-global-economy

We have some trust inside media now. And it is 33% bonus Humaniq tokens on pre-ICO will be the next 3 days.
28  Alternate cryptocurrencies / Altcoin Discussion / Re: The challenges of cryptocurrencies on: December 16, 2016, 11:35:58 AM
so im not investing any there.

We have already reached the minimum amount on pre-ICO. And you are still welcome to join us =)
29  Local / Токены / Re: [ANN] [pre-ICO 15.12.2016 ! ] Humaniq — БАНК 4.0 on: December 16, 2016, 10:46:03 AM
Учитывая, что эмиссия будет на уникальную человеческую единицу, боюсь, найдутся умельцы, которые смогут генерировать идентификационный набор. Система будет честно насыпать каждому монеты. Сами же африканцы сразу же придумают, что можно менять голоса и разукрашивать по-разному рожи перед камерой, обманывая систему. Фильтр по ID устройства их конечно пошлёт лесом. Но не умных ребят.
В общем сама идея мне нравится. Всё гениальное - просто. Минимализм интерфейса. Поставил софт и бабки уже на счету, а при желании можно окупить и мобилу. И момент выбран неплохой - в разгар начала битвы с кэшем в Индии и Венесуэле. И после Индии было ясно, что это глобальный эксперимент.

Поэтому мы и планируем сделать трехфакторную биоидентификацию:
-по голосу (что-то вроде голосовой капчи)
-по фото
-по видео

У нас есть несколько разработок в кластере Future Fintech в этой области. Средняя стоимость идентификации человека такими или подобными средствами — 1 цент. И цена будет продолжать падать.
30  Alternate cryptocurrencies / Announcements (Altcoins) / Re: [ANN] [pre-ICO 15.12.2016 ! ] Humaniq — Discover the unbanked on: December 16, 2016, 10:34:04 AM
Will Pre-ICO Funds be in escrow? There appears to be lots of name dropping to promote this project.

No. We will set up escrow to the main ICO campaign.

31  Alternate cryptocurrencies / Announcements (Altcoins) / Re: [ANN] [pre-ICO 15.12.2016 ! ] Humaniq — Discover the unbanked on: December 15, 2016, 05:59:04 PM
Join us, guys! Pre-ICO `ve just started! It is just 10 hours to recieve the maximum bonus!
32  Alternate cryptocurrencies / Altcoin Discussion / Re: The challenges of cryptocurrencies on: December 14, 2016, 10:39:37 PM
 Seeing as you bring them up, what efforts or solutions does Humaniq bring to that table?

You can have a look at our Whitepaper here: https://humaniq.co/#whitepaper

I think that it could be bio-identification based concept. Something like "Proof of Human".
33  Alternate cryptocurrencies / Announcements (Altcoins) / Re: [ANN + preICO] Human¡q on: December 14, 2016, 01:36:07 PM
Just few hours until the pre-ICO!

Join us now to get maximum profit!

One more interesting article to read about the future of smart contracts:
http://www.pcmag.com/article/350088/blockchain-in-2017-the-year-of-smart-contracts
34  Alternate cryptocurrencies / Announcements (Altcoins) / Re: [ANN + preICO] Human¡q on: December 13, 2016, 10:01:59 PM
Two more articles about blockchain technologies in 2017.
https://medium.com/consensys-media/introduction-to-ethereum-the-internets-government-35bdd25f572a#.a8xdmf1zd
http://oliverbussmann.com/blockchain-in-2017-from-proof-to-pilot/

Have you already seen this, guys?
https://twitter.com/Humaniq_co/status/808387857593286656
35  Alternate cryptocurrencies / Announcements (Altcoins) / Re: [ANN + preICO] Humaniq on: December 11, 2016, 08:10:59 PM
Hi!

We are deeply convinced that this is a really extraordinary idea and it is hard to believe in. So you may ask any questions you like right in this post or write directly to Peter.

Some links and photos for you right now:  

https://www.facebook.com/fork.alex

https://i.imgur.com/zHLtJbU.png
https://www.facebook.com/marina.potyomkina/posts/1225440857479915

https://i.imgur.com/WXSuiHX.jpg
36  Alternate cryptocurrencies / Announcements (Altcoins) / Re: [ANN pre-ICO] Humaniq on: December 11, 2016, 06:14:36 PM
Quote from: knobson
just to see the pictures

Thank you!

37  Alternate cryptocurrencies / Announcements (Altcoins) / ☑ [ANN] ☰ [ ICO 06|04|2017 ] ☰ Humaniq — Discover the unbanked on: December 11, 2016, 05:49:50 PM




 HUMANIQ: A BRAND NEW FINANCIAL ECOSYSTEM TO EMPOWER THE WORLD'S TWO BILLION UNBANKED


Dear Bitcointalk,

The key to a successful start-up project is to make sure that it is a unique and superior solution to an existing problem, rather than a solution in search of a problem. The problem that we intend to solve - is how to connect the world’s two billion unbanked to the global economy, with all the benefits this provides them. Humaniq has a brilliantly innovative model and we think you’re going to like it.

Humaniq will provide blockchain-based financial services and access to the global economy to users in emerging economies via a mobile app.  We believe this app can create a huge network of users who will access services such as insurance, P2P lending, remote work, and small business loans, all provided by third party companies who will plug into Humaniq’s API.  

Let's be very clear: we are not talking about a generic mobile app for a traditional bank, nor are we going to be yet another mobile bitcoin wallet. At Humaniq, we are creating an entirely new financial ecosystem, built on top of the Ethereum blockchain.  And this is truly a win-win - the end users have the opportunity to lift themselves out of poverty, and engage in the digital economy, and the supporters of the currency will have a token that will have stability and longevity - as well as have utility.


Humaniq President Alex Fork, hosting conference with Vitalik Buterin in Moscow


MERGING BLOCKCHAIN TECHNOLOGY, SMART PHONES AND BIOMETRIC IDENTIFICATION TO CREATE A NEW PARADIGM

We identified three key questions that Humaniq needs to answer to be successful:

How do you create a fair and equitable system for all users?


How do you eliminate the hardware and energy requirements of mining for new users?



What if many users do not have access to formal identification and are unfamiliar with email and 2FA?


Humaniq is using the well-established architecture of Ethereum, rather than a proprietary blockchain, as the basis of our platform. For this, we are creating our own exchange-tradeable token - HMQ. In addition, our system will also be able to handle transactions in ether, bitcoin and possibly other cryptocurrencies.

We’re using a new concept called Proof of Face (PoF), a radical departure from the energy and computationally intensive PoS and PoW methods used for most blockchain currencies. New tokens will be generated by user actions, such as opening an account, inviting friends, and carrying out other one time actions, so that every user will start with a limited amount of HMQ that they can use to begin interacting with the Humaniq economy.

To eliminate the need for formal ID or emails and complicated passwords, Humaniq is using biometric identification to both register new users and to verify transactions. It will be the first network where every user is guaranteed to be unique.  

After discussing this idea with many blockchain and fintech experts and following their very positive feedback, we are now proud to present to you: Humaniq, a new financial ecosystem whose focus is on connecting the unbanked and underbanked, worldwide.

Usage Case 1-  P2P and Small Business Lending
A user has an idea to do something productive, but needs capital.  They select the P2P lending function on the Humaniq app and negotiate a small loan with another user.

Usage Case 2- Insurance
A craftsman wants to send hand-carved figurines to an international buyer, but the nearest international shipment center is hundreds of miles away.  The seller finds an insurance provider through the app and insures their items so that they are compensated in the event of damage or loss during transport.

Usage Case 3- Remittance Payments
A worker overseas wants to send money back to their family, but neither of the parties have bank accounts.  Rather than pay an excessive fee to go through a transfer agent, the worker converts his currency into bitcoin and sends it to his family member, who uses a mobile cashier service to convert bitcoin to the local currency.  

Usage Case 4- Remote Work
A company has easy online tasks that are difficult to automate, yet not cost-effective to hire locals for.  A Humaniq user selects tasks that they can do, and makes a small amount of bitcoin, HMQ, or ether for their work. Tasks can include things like rating products, providing reviews, or moderating videos.

 


WE VALUE THE COMMUNITY'S FEEDBACK

We are looking for honest, reliable feedback and welcome your suggestions.

Our main website can be found here: Humaniq

A draft version of our white paper can be accessed here: Humaniq Whitepaper

Please note that this is not the final version and that additional improvements/solutions will be included following discussions with potential users and investors.

You are also welcome to join the discussion on our Slack



A FAIR PRE-ICO TO ACCELERATE THE PROJECT

In December, with little fanfare and a small team, Humaniq more than achieved our pre-ICO funding goals.  The enthusiastic response of our supporters has allowed us to expand our team and begin working on our roadmap. We recently passed a significant milestone by releasing the early alpha version of our app for testing on both iOS and Android.


Total token supply during pre-ICO: 27 914 393

BTC collected: 99.002855

ETH collected: 3122.362977


APRIL ICO

Humaniq’s ICO will start on April 6th and last until April 26th


April 2017 Buy the smart-contract Get 1000 Humaniq Tokens for 1 ETH

The ICO will feature a time-sensitive bonus system. People who invest within the first 24 hours will receive a 49.9% bonus on their tokens, while those who invest within the first week will receive a 33% bonus.  The second week will give out a 20% bonus, the third week it drops to 14%, and then falls to 7% during the fourth week.  

To get full details on the mathematical emission model of Humaniq tokens, please read the Humaniq Whitepaper.



Media

Cointelegraph: Blockchain Startup Uses GUI With Symbols Instead of Text to Connect Unbanked to Global Economy

Coinfox: Humaniq to help unbanked population via blockchain

Blockchain News:Dwight Sproull – Blockchain Banking Can Transform Women’s Lives in Emerging Economies

The Merkle: Humaniq Backs Startup Contest at Munich’s BlockShow Europe 2017

Cryptonoticias: Humaniq y la banca 4.0

BitcoinChaser: Humaniq Interview: Delivering Banking Services To The Unbanked

Blockchain news: Anthony Akentiev: Humaniq Presale Analysis – Decentralised Banking for the Unbanked

Smith+Crown: Humaniq: crypto-finance for the undocumented and unbanked

Cointelegraph: ICO Roundup 2017 by Cointelegraph: Cashing In On Blockchain Apps’ Mainstream Year

Blockchain news: Alex Fork: Using Blockchain and Banking to Empower Africa’s Poor with Economic Opportunities

Newbium: Humaniq - Discover the unbanked

Cryptosmile: Humaniq - The Crypto Finance to help Unbanked Population

Cointelegraph: Humaniq And Cointelegraph Announce Blockchain Oscar Startup Competition

Cointelegraph: D10e Conference in Romania: How Blockchain Helps Fight Corruption & More

Banks.eu: Humaniq project – mobile banking based on blockchain and biometrics

Blockchain news: Blockchain In Africa – Interview with Alakanani Itireleng from the Satoshi Centre in Botswana

Cointelegraph: Ethereum-Based Humaniq To Deliver Banking 4.0 to 2 Bln Unbanked

52 ICO: Ethereum-Based Humaniq To Deliver Banking 4.0 to 2 Bln Unbanked

BitcoinNews: Humaniq - Banking für Alle!

FinanceMagnates: Blockchain Banking App Humaniq Set for Initial Coin Offering in April

TheDashTimes: Humaniq’s CryptoPension a Pancea to Africa’s Pension Worries

BitcoinChaser: Humaniq Interview: Delivering Banking Services To The Unbanked

52 ICO: Alex Fork - Using Blockchain and Banking to Empower Africa’s Poor with Economic Opportunities

Cryptonoticias: Humaniq busca la inclusión financiera a través de la tecnología blockchain

The Merkle: Humaniq aims to connect millions of Unbanked



MY PERSONAL BLOCKCHAIN STORY
Alex Fork

2013:- Author of the book "Bitcoin. More than money."
2014-2016:-Speaker at numerous fintech conferences.
2015: -Deep Knowledge Life Sciences Representative.
2015, October:- founded Future Fintech accelerator — community and coworking, helping to develop companies in the field of novel financial technologies.(video)
2016, May:- organised an Ethereum conference with Vlad Martynov (Ethereum advisory board) and Vitalik Buterin, which was attended by over 500 banking professionals.
2016, April:- held a meeting with UN representatives in Moldova,discussing financially depressed and unbanked regions and meeting potential partners for the Humaniq project.
2016, June-September: - took part in supporting Waves and Emercoin  projects and helping them to acquire proper blockchain technologies.
2016, August: - finished successful crowdfunding campaign for publishing Salim Ismail’s book “Exponential Organizations” (Singularity University, Silicon Valley)
2016, September-October:-after meeting the Bitcoin Embassy Israel team, and several other development teams there, we developed the architecture of the Humaniq project. Started writing the Whitepaper.
2016, November-December:- launched the first steps of the Humaniq project.


PICTURE GALLERY

Vitalik Buterin lending support to the Humaniq Project: https://i.imgur.com/VDBn2wh.jpg
Alakanani Iterling — Humaniq Project`s enthusiast: https://i.imgur.com/4dtbPHy.png
Meeting at UNDP in Moldova: https://i.imgur.com/zHLtJbU.png
On stage with Vitalik Buterin: https://i.imgur.com/cH7EwlX.jpg
Speaking at conference: https://i.imgur.com/10e0xws.jpg
At the Moldova ICT summit 2016: https://i.imgur.com/lGH8tw4.jpg
Busy networking: https://i.imgur.com/fZw5vSn.jpg
Conferences: https://i.imgur.com/WXSuiHX.jpg


ADVISORY TEAM

Richard Kastelein - Publisher of Blockchain News, Director at Blockchain Partners, Founder of CrypoFinancing 2017 Conference
Dinis Guarda - Digi-Arts UNESCO, Greenpeace, ICA, business and digital transformation strategy
Alakanani Itireleng - Director at Satoshi Centre

LINKS




ADDITIONAL INFORMATION

Should you require any additional information about our organization, please feel free to drop us a line at info@humaniq.co


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