1. Collaterals secure the lender... If you default on your loan, the lender still receives his funds back, and sometimes with extra %
2. Altcoins usually, accounts are also becoming popular forms of collateral....Basically anything the lender can take control of and has stable value
3. You'll find it extremely hard to get a loan unless you're considerably trusted
4. Most likely no, unless they have a substantial untrusted feedback and/or have valid collateral
5. 5% - 15%, but varies widely depending on the duration of the loan

If you have anymore questions, I'm happy to help. This is good public reference for newbies to this section.
Btw, why is this self moderated?

Amount: .15BTC
Reason: Project design for a customer of mine
Date to repay: 48 hours from loan (allow me to do some transactions)
Collateral: none, or my account if you wish
Repayment amount: .165BTC

Thanks

Amount Requested: .35BTC
Date repayment is to be made: 8th of December 2014
Repayment Amount: .38BTC
Collateral: My account
BTC address to fund the loan to: 1HAYudfnrv27pBCgPow4vpByDtUvgE73b3

We've done a successful deal before, hopefully we can do another

I didn't ask for a collateral
I asked where this 1BTC is going?

Seems risky, explain how so?
I'm just getting things done, instead of waiting for PM's and then refreshing my page to find my account is in your ownership without me even knowing about it.
It's called thinking ahead.

I don't mind, I'll go apply somewhere else. I don't see how thinking ahead can come across risky, sounds like blatant idiocy to me

provide detail as to what your 1Btc is going to be used for
this is way to brief for a $400 loan

Given my account details to Magic8Ball
MY ACCOUNT IS NOW IN HIS HANDS FOR .1BTC LOAN FOR 24 HOURS

waiting for confirmation and receipt of loan

thanks

I urgently need a 24 hour loan, more than happy to put my account in collateral
Need .15BTC, i'll repay .17BTC

thanks

if he/she asks if i can go first, you'll be the first person i contact for an escrow service

Sent a PM,
i can do either perfect money or skrill, with or without escrow thats your choice
skype is in your inbox

i can do this partially, shooting you a PM

its my personal one, though in my opinion for my use, i can make do with 4

version 4... I have 7.5 but I'm not sure if you're willing to pay $230 USD for it lol

I can sell you mine for $50BTC if you like (steinberg cubase) and upload all the files digitally

Added you on skype

I still have not received the promised 1.5BTC from fairproof, it has now been months with no response and countless emails and support requests sent

I still have not received the promised 1.5BTC from fairproof, it has now been months with no response and countless emails and support requests sent

I still have not received the promised 1.5BTC from fairproof, it has now been months with no response and countless emails and support requests sent

just sent you a PM with a rate offer

I can personally vouch for the ebook, glad to see you here on these forums OP