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221  Economy / Economics / Re: Will inflation become big challenge for retired people after 10-20 years? on: April 11, 2024, 05:05:16 PM
It is already causing lot of problems for retired people. How much will this problem intensify in future ?
I don't think it's one of the causes of inflation but rather that pensioners are affected by inflation because they don't have other sources of income. This impact occurs because they only enjoy their retirement salary and they do not try to use the money to be more productive. In the future, retirement salaries will remain the same and the salaries they have will continue to lose value, making the problem worse in the future.

The solution is that they should try to use their retirement salary to increase their income so that in the future they will not cause problems. Utilizing investment and business will be a solution so that they can face this problem in the long term.
222  Economy / Gambling discussion / Re: French Soccer League Predictions and Discussion Thread (Ligue 1) on: April 08, 2024, 08:23:52 PM
Luis enrique did that on purpose and didn't seem to care about the result of the match against Clermont, he deliberately did it so that his game was not easily read by Barcelona when he was going to compete with him, several players were kept in order to qualify for the semi-finals in the champions league, maybe you can say the goal is to outwit Xavi so as not to be too confident if PSG's last game before meeting them.

But in my opinion Mbappe will find it very difficult to get the Champion league title if he is with the current PSG considering that PSG, although dominating in the French league 1, cannot be compared with other big teams such as the EPL and league league which is much more profitable for Mbappe if he can join and become a striker to make history in his career as a footballer, it will also be very difficult to catch up with his idol Ronaldo.
Luis Enrique is still looking at the match seriously, but he is trying to make rotations and changes in strategy so that a number of his players can be fit for the match in the Champions League. After all, they were only facing a team that wasn't very strong so Luis Enrique tried several changes to ensure his players didn't have any problems. The draw against Clermont also did not affect PSG's standings so they tried to play more relaxed.

Comparing Ronaldo with Mbappe is completely incorrect because they have different opportunities. Ronaldo has achieved everything at the club he has played for, while Mbappe has not achieved what Ronaldo has achieved. It is difficult for Mbappe to achieve an individual career beyond what Ronaldo has achieved and even though he is moving to Real Madrid next season.
223  Economy / Gambling discussion / Re: Premier League Prediction Thread 2023/2024 on: April 08, 2024, 07:39:01 PM
I think Arsenal's performance recently is highly commendable, they play matured football and their communication is very good. They really impressed me against Brighton two days ago, especially the last goal that they scored amidst playing their defensive game. They are at the top of the table now and deserve every respect and regard. Its not easy at all, the competition is tough. There is no small team in England now, every team struggles for recognition and a higher place on the table.

Its no joke out there and its a lot of hard work to achieve such positive results, so its not out of place to give the team all accolades as they surely deserve it.
Arsenal is in good condition and of course their motivation is very big at the moment to chase the English league title, this season is the biggest opportunity that Arsenal has and if they fail it will be difficult to catch up next season. There are only a few games left and Arsenal have the same chance of chasing this season's champions, although Liverpool and Manchester City will not let them go easily because the points difference between the three is so close.

The competition is still quite tight because a point difference that is too close could affect the three clubs if they suffer one defeat. If one of these clubs loses three points in the next match, it will be mathematically difficult for them to get back on track this season. Because the one who wins will take the lead and will make a slight difference in the standings, this is still quite interesting to wait and see who will play consistently until the season ends.
224  Economy / Gambling discussion / Re: UEFA Champions League 2023/24 Season on: April 08, 2024, 07:00:37 PM
Of course, Arsenal will not waste this opportunity because Bayern Munich itself is not in good condition in the domestic league, but I think this is because Bayern Munich seems to no longer have the enthusiasm to play in their domestic league because they have no chance of winning the title they have won. secured by Leverkusen, therefore Bayern Munich played more relaxed because they had prepared all their energy in the UCL.

Arsenal should not be fooled by Bayern Munich's condition in the domestic league, this could be an inducement for Arsenal and make Arsenal fooled even though as we know Bayern Munich's performance is very strong in the UCL and I think Bayern Munich will use all their strength in that match but Arsenal's performance this season This also deserves appreciation and support so that Arsenal can return to the semifinals after not achieving that for a long time.
Arsenal experienced difficulties when facing Bayern Munich in recent seasons because they always failed when facing them. Even though Bayern Munich's condition is unstable in the Bundesliga, this does not mean they will look weak when facing Arsenal, so Arteta must try to prepare for the match more seriously. Bayern Munich is also no longer focused on chasing the Bundesliga title so they can prepare for the match better.

The domestic league is not a complete reference for the Champions League because it will not necessarily produce the same results. Arsenal are actually really worried when they face a strong team in the Champions League because even though they play stable in the league, the match in the Champions League will be much different. Let's see how Arteta prepares his team when facing Bayern Munich because if you look at the current conditions they have the opportunity to beat Bayern Munich.
225  Economy / Economics / Re: Technology and work ethics on: April 08, 2024, 06:11:44 PM
But then, the issue of workers' privacy and management compliance with work ethics has been of serious concern, and to a very large extent, it always appears as though most management has always used technology to the disadvantage of her staff. You find situations where CCTV cameras are mounted in most offices and privacy is denied to its peak. Most PCs used by staff are always under serious surveillance and sometimes, staff's don't even have a single knowledge that they are being monitored, and whenever they get a bit flimsy, their job is threatened.
Management must be selective in selecting workers and they must be tested when initially applying for the job. Get to know workers' skills and place them in decent jobs so they can work well. Increasing worker productivity must be seen to the extent to which they get incentives from workers, but this does not mean they will become reliable workers because of incentive issues. Installing CCTV to monitor work is not a solution because they will try to be two-faced while working, but they must be given freedom and control in a more elegant way.

CCTV actually functions not to monitor workers but for the security side because if management uses CCTV to monitor workers it is not a good decision. It is more important to control workers in other ways than using CCTV because comfort and privacy are also very important for workers. CCTV is only one part of monitoring, but it is not fully used for this purpose because there are other, much better methods.
226  Local / Bahasa Indonesia (Indonesian) / Re: [Motivasi] Terimakasih untuk satu tahun on: April 08, 2024, 04:58:20 PM
Apa yang lebih dari saya?
Jika terdapat pertanyaan seperti ini, maka pada aspek ini mungkin tidak banyak hal yang lebih yang didapatkan dari saya karena saat saya berkaca, hanya banyangan sendiri yang tampil bukan lingkungan yang luas.
Justru kekurangan yang tampak banyak yang saya miliki seperti kualitas postingan yang tidak menentu. Kalau diibaratkan grafik, maka lebih sering bergerak kebawah bukan meningkat keatas, tapi saya akan selalu berusaha memperbaiki.
Selamat atas pencapaian yang anda dapatkan semoga itu merupakan hasil kerja keras yang anda lakukan sehingga prosesnya tidak pernah mengkhianati. Tidak semua orang berpengalaman dan berpengetahuan yang baik di forum, tetapi anda mampu mengenali karakter diri sehingga jauh lebih mudah untuk mencapai target yang ingin di dapatkan. Orang yang pandai itu banyak tetapi terkadang mereka sulit menemukan karakter diri, dengan menemukan karakter diri akan memudahkan kita untuk melakukan sesuatu.

Semoga menjadi motivasi bagi kebanyakan pemula apa yang anda capai sehingga mereka akan coba meniru kesuksesan yang anda dapatkan. Setiap orang pasti memiliki satu kelebihan, temukan itu dan kembangkan sehingga siapapun akan berhasil jika dilakukan secara sungguh-sungguh. Bukan seberapa cepat akan tetapi siapa yang mampu melihat peluang karena kebanyakan orang terlalu fokus dengan hasil dan mengabaikan proses.
227  Economy / Economics / Re: how to survive inflation and economy hardship on: April 05, 2024, 03:02:13 PM
And getting additional income is very important because the economic situation of our countries now deserves more than one income, When you are a family man, it is even more challenging than for those who don't even have a family to take care of, The world is dynamic, as we all know and we have to follow it as it changes.
Being a father who has big responsibilities towards the family is much more difficult because currently earning more income from the work they do seems much more difficult. People experience layoffs at work and it is difficult for them to find new jobs in bad economic conditions, which will affect sources of income resulting in difficulty in making ends meet.

Inflation has affected so many things from the beginning, and we have all experienced the way the price of commodities and services is going up. and the amount of money paid by the employers is usually very small, the purpose of it won't even meet your needs. If the idea of multi-earnings comes from you, you can have an actual job and then make an investment so that you don't get yourself worked up just because you want to make money. When things turn out this way, you have to plan and have a map of direction to give you proper guidance in making your decision.
If we don't have a life map in planning our lives then in conditions like this it will be difficult, workers' wages will also not be able to cover the large expenses because many commodities are increasing so rapidly. If the source of income is unstable it will make life more complicated and we will be faced with much bigger problems. Large responsibilities to the family that we are unable to fulfill will create much greater pressure and responsible men must have a solution to deal with this condition.
228  Economy / Gambling discussion / Re: UEFA Champions League 2023/24 Season on: April 05, 2024, 02:21:24 PM
An exciting match is on the cards between two top European teams, Arsenal and Bayern Munich. Bayern is a strong team, and their past Champions League record vs Arsenal favors them. However, this time, Bayern seems to be facing several challenges. Injuries have become a major concern for them, casting doubt on their performance in the upcoming Champions League clash against Arsenal. Despite the first leg being held at Bayern Munich's home ground, the Bundesliga side is already facing difficulties. Arsenal seems to have the advantage, but only time will tell how the match unfolds.
This will be quite a tense match because Arsenal have always failed when facing Bayern Munich in several previous meetings. But this season Arsenal's conditions are much different and their strength is also better than before. Arsenal has pressure when facing Bayern Munich because they always beat Arsenal by a large number of scores and the match taking place at Bayern Munich's home ground is also an advantage for them.

Bayern Munich is not in a stable condition in the league but we never know how they will play in the Champions League. In contrast to Arsenal who have much greater motivation because they are currently playing well in the League. I am more confident that Bayern Munich will win the match because they are playing at home with much greater motivation.
229  Economy / Gambling discussion / Re: French Soccer League Predictions and Discussion Thread (Ligue 1) on: April 05, 2024, 01:33:26 PM
In fact, rightly indeed, in the next 3 matches, Lens can collect full points for each match. Because their opponents are clubs in the relegation zone area. Starting from Le Havre, Metz, and also Clermont Foot. In fact, Lens could be superior to that club and guarantee full points in every match. Unless Lens really doesn't want to achieve any more significant progress for his club and doesn't have high motivation.
I think it will be an easy game for Lens because they will face an easy opponent. The clubs they face are struggling to get out of the relegation zone so they will be under much more pressure to play well to get points. It would be strange if Lens were unable to take full points against this club because Lens' quality is far above them. Currently Lens are in sixth position and they are not yet safe in that position because Marseille still has the opportunity to catch up to their position.

Lens can play more consistently if they want to chase a position to qualify for the Europa League, although Nice will not let their position be caught easily. Currently Lens are only one point behind Nice so they have to play more consistently to get full points in the next few matches. If not, the opportunity to qualify for the European league will be difficult for them to get if they lose against a team that is much lighter and easier.
230  Bitcoin / Bitcoin Discussion / Re: How safe is saving screenshots of useful information and BTC transactions? on: April 04, 2024, 09:10:45 PM
* My question is, how safe is it to keep screenshots of Bitcoin/crypto transactions and useful information, on ones device?
It depends on how you can maintain the level of privacy because for online life only individuals can maintain the level of security. But if you use someone else's device, the level of security may be much more at risk because we never know how they can access the transactions we have carried out on their device. It's better to avoid transactions and screenshots on other people's devices because it's not very safe for important things that we need to protect.

* How do I go about letting my friend know about such a habit of taking and keeping screenshots on his device that I have observed and warn him about it, without looking like I sense bad days coming?
Delete all the transactions, whether they are left in the cache or anywhere else, because if you just tell him to delete them, you can't be sure whether he has actually deleted them completely. I'm not very comfortable using other people's devices for transactions or buying and selling assets because for me security is something we can protect ourselves and we can't necessarily trust other people.
231  Economy / Trading Discussion / Re: Best altcoin now? on: April 04, 2024, 06:07:24 PM
Which altcoin shoud I be carefully looking at now as BTC goes a little down, do yoiu think..=?? Anything interesting in the trading platforms moving up against the other trend..??
Currently I rarely pay attention to altcoins but if you are interested in seeing the potential in altcoins then it should have a ranking in the top 10 of coinmarketcap. Some people talk about ETH, BNB and SOL because these altcoins have much better movements compared to others. But it depends on how you run it because each altcoin has a different level of stability.

Got an eye wide open on something very interesting right now, bnut don't know what you guys would  say about this at the moment...  Shocked)
Some people focus more on bitcoin because of various considerations that have more value from it, but it depends on a person's readiness to invest because sometimes people are also interested in altcoins in the investment process they are undertaking. It's not surprising to me why people are interested in altcoins, but I myself prefer Bitcoin as an investment because it has been so tested.
232  Economy / Economics / Re: how to survive inflation and economy hardship on: April 04, 2024, 05:47:06 PM
Based on my experiences, since I am just an average guy, the need of extra source of income is a must to survive inflation and economic hardship. Cryptocurrency is also one of those options or maybe if you have freelancing skills you can earn dollars which is for me much stronger than most local currencies in third world countries like mine.
Everyone needs additional income if they want to live well, especially when the responsibilities we have are too big. Inflation conditions will affect many things and if our income is small it will actually be problematic because meeting life's needs will become increasingly difficult. Additional income is an effort that we can apply to investment and business development because the more income we get, the better life we live. The problem is how can we reach the stage of seeking more income because in inflationary conditions it will be much more difficult for us to implement.

Therefore, we must have a plan in how we live our lives, how we can prepare ways to earn more income. This preparation must be done as early as possible and it cannot be done when inflation occurs, so people must have preparation in carrying out their lives, especially when it comes to financial matters.
233  Economy / Gambling discussion / Re: French Soccer League Predictions and Discussion Thread (Ligue 1) on: April 03, 2024, 07:03:22 PM
The battle for 2nd place between Monaco and Brest is still quite fierce because the difference is only 1 point and also these two teams also have very comparable strengths and the decision will take place on April 21 when Monaco visits Brest's headquarters.
This will be a tense and difficult match for both teams, both teams have the same motivation making it possible for a match with high tension.

Metz is only 4 points behind Le Harve who are in the safe zone, but Metz's performance has been so bad in the last few matches that they are struggling to get out of the relegation zone.
This will be a quite crucial match for both of them because they are now able to survive and take second place in the standings. If you look at the statistics, perhaps Brest will have a much greater chance of beating Monaco because of the motivation to play in front of their own supporters, but this will not be easy because Monaco also has slightly more balanced strengths. Another advantage is that the match was held at Brest's home ground so that Monaco is under a little more pressure in this match.

If Monaco loses then Lille will take third place in the standings and that will not be good for Monaco. Although Lille has a much more important match schedule in the European league when they face Aston Villa in the near future because the match will take place both home and away. The battle for the top three to four positions in the standings will be even more interesting because they will face each other to get points.
234  Economy / Gambling discussion / Re: UEFA Champions League 2023/24 Season on: April 03, 2024, 06:17:33 PM
Meanwhile, Xabi Alonso will definitely add depth to the squad to make it even better, if he succeeds in winning the treble winner then this plan will be easier to realize, because Leverkusen will get more bonuses. Xabi Alonso decision to stay could also influence the players decisions, I think most of their key players will choose to stay for at least one more season. By having better rotation options, Leverkusen can balance their performance in every competition they participate in, especially when playing in the Champions League and competing with other elite European teams.
If they want to maintain their performance next season then Leverkusen should try to add depth to their squad because they will be playing in the Champions League. The decision to stay is much better than leaving too quickly to take charge of another team because Xabi Alonso needs to prove his quality as a coach. Playing in the Champions League will mean that Xabi needs several quality players because the matches there will be much different from the Bundesliga.

I think the management will try to find a solution to add depth to the squad next season. Because they cannot possibly rely on a number of existing players next season because they are worried that if they experience injury problems, their plans to compete in a higher caste will be hampered by these problems.
235  Economy / Gambling discussion / Re: Premier League Prediction Thread 2023/2024 on: April 03, 2024, 05:50:59 PM
Aston Villa is a strong opponent side for Manchester City to win, Manchester City is 3rd in the league and Aston Villa is 4th, regardless of City playing host of this game, and even though they drew their last game with Arsenal.  The league is currently at the point of its crucial stage and every team is playing to secure a position in the league, basically teams that wants to play in the EUFA Champions League, Europa Cup, and the teams that are trying to escape being relegated, so that keeps every team awake at this moment and none of the teams are to be taken for granted because the game isn't normal as usual.
We rarely analyze Aston Villa because we focus too much on Liverpool, Arsenal and Manchester City, even though Aston Villa is showing such big changes this season that they have managed to penetrate the top four of the standings. This match is very important for both of them because they both want to get full points, but Manchester City will definitely take advantage of this match to secure full points, especially since the match will be held at Manchester City headquarters.

Aston Villa is one step towards the Champions League but they have to play consistently until the season ends. Because Tottenham and Manchester United will definitely try to catch up with the points collected by Aston Villa, so they have to try to maintain their current position if they want to qualify for the Champions League.
236  Economy / Trading Discussion / Re: Why technical analysis is not reliable on: April 03, 2024, 05:01:21 PM
technical analysis is a useful tool for traders, but we have to consider it's limitations. Technical analysis is basically based on assumption about the past market statistics and data, without putting into consideration other external factors . So traders should not 100 percent rely on technical analysis, they should use it together with other methods of analysis.
 Some of its limitations includes
Technical analysis is only as a complement part of various strategies because accuracy cannot be seen in a much greater percentage. Technical analysis is sometimes needed but not as a test of the overall process in trading because it is more to the statistical assumptions. A trader will use many indicators to start trading and usually they will use the most appropriate to decide when trading. Need the ability to undergo trading and not to mention talking about the control of the risk management.

That's why people consider trade too difficult for beginners because of the many considerations they need to decide. Even for a class of people who are experienced in trading also sometimes it will be difficult to determine the direction of trading when taking profit and stop loss because the market changes so fast.
237  Economy / Economics / Re: how to survive inflation and economy hardship on: April 03, 2024, 04:35:56 PM
I have never kept money in the bank, I do not want to keep money in the bank in the future. I have exta fund for emergency needs, I rear cattle at home. I have invested in Bitcoin for long term, short term investment has less chance of profit. We live in joint family, my family father brothers earn, we help each other in urgent need. So there will be no need to sell bitcoins for urgent needs.
I have a little savings in the bank, but I never prioritize saving money in the form of savings in the bank because usually I only save money for certain needs in a much smaller percentage. You have good planning in developing your existing money potential, owning cattle and making investments to reach small or large profit levels, because not many people are able to focus on doing that simultaneously.

With other sources of income, we don't need to sell bitcoin when we need money because it's not certain that when we need money, bitcoin will be at a high price. This is a wise decision because you understand the bitcoin journey process so you don't depend entirely on investment for your living needs.
238  Economy / Gambling discussion / Re: Premier League Prediction Thread 2023/2024 on: April 02, 2024, 06:07:26 PM
The match against Manchester United will of course be a tough match for both teams, currently Liverpool points are only 2 adrift so it is very crucial for Liverpool to lose their position again if they lose the game because Arsenal and Manchester City are relatively facing easier matches against Brighton and Crystal Palace in other games, Manchester United this season is very difficult for us to Guess their performance, Sometimes they play badly like against Brentford yesterday and not infrequently they play very well like when they beat Liverpool in the FA Cup quarter-finals this season.
Arsenal will also face Manchester United in the rest of the match so that both of them will be a little more difficult to reach full points. Manchester United is indeed unstable even they have to draw when facing Brentford but if they face a far more balanced team, the strength and form of the game may change. Competition for the championship title is increasingly competitive for this season because the three do not have a distance difference in points so that to predict who will come out as champions will be a little more difficult.

Manchester United, who are in such uncertain conditions, are must wary by Liverpool and hopefully Liverpool have learned from their experience when beaten in the FA Cup before.
Facing Brighton will certainly be another difficult game for Arsenal but I think now their motivation has been quite big after being able to draw with Manchester City at the Etihad Stadium, the competition in the Premier League is now tighter and will certainly make the journey of the championship candidate team will be more difficult to win the Premier League this season.
Liverpool will definitely try to play better for the match because they don't want to lose the opportunity to get out as champions. And vice versa with Manchester United because they have to play consistently to pursue points from Tottenham and Aston Villa, so they will try to repeat the results of the match like in the FA Cup. Arsenal must have received high motivation to win in the remaining matches and vice versa with Liverpool and Manchester City.
239  Bitcoin / Bitcoin Discussion / Re: My Dreams of a Bitcoin Circular Economy in my Country on: April 02, 2024, 05:05:33 PM
I am a bitcoin enthusiast and I wish to spend some of my bitcoins instead of fiat. Unfortunately, I am unable to do so because of its slow pace of acceptance in my country. I really want to promote the bitcoin circular economy but I can't. I dream of  day in my country where I can earn in bitcoin and spend in bitcoin. I dream of the day where, even though I need to keep my bitcoin secure in a cold storage, I can still have say $100 worth of BTC in a hot wallet that I spend to buy goods and services from people who accept bitcoin.
That means your country only allows bitcoin as an investment asset and the same way my country treats bitcoin. For me, that is much more sufficient because we are still allowed to use bitcoin as an investment asset, while to spend bitcoin we can do it in online shops that accept bitcoin even though our country doesn't allow it. Everyone dreams of this, but what happens is enough for us to use and maybe it will help us to reach the stage of perfection in terms of achieving better finances.

The idea will be to spend from this hot wallet for purchases while promptly replacing it. That is, after spending the $100, I simply buy another $100 worth of Bitcoin to refill the hot wallet. I remain optimistic that my dream will eventually come true in my country. In the meantime, I would be happy to hear the experiences of bitcoiners who are already living my dream bitcoin circular economy in their country. What is it like for you?
Hopefully that will happen in the future although it is a bit much more difficult to implement as you wish. But nothing is impossible as long as it has a good impact on everyone, even though currently the government as the highest authority does not yet see this opportunity as a good reference. If the problem is filling in and taking out bitcoins to spend then there is a way we can do it and maybe we have done that up to now. I dream that bitcoin will never be completely banned in my country so that we can use bitcoin as an investment step because when the government starts to ban it, it will be much more difficult for us to get involved in this investment.
240  Economy / Gambling discussion / Re: UEFA Champions League 2023/24 Season on: April 02, 2024, 04:15:10 PM
It is always difficult to maintain the same performance in different seasons, there are many teams that fail to meet those expectations. Just like you, I also doubt that Leverkusen can maintain their performance next season, especially after they qualify for the Champions League. Several other teams such as Leicester, Napoli and others have failed in different seasons even though they won the domestic title.

There is another team that I doubt too next season, they are Girona from La Liga. Girona and Leverkusen have been two surprising teams this season, but Leverkusen have been much more consistent and they are almost certain to win the Bundesliga title. I find it difficult to expect these two teams to be able to maintain their form next season, unless management succeeds in building a better squad next season.
That's true because Leverkusen doesn't have quality players like some clubs who consistently play every season and Leverkusen's chances of maintaining consistency and playing the same as this season are still quite questionable. Qualifying for the Champions League will make Leverkusen have to prepare themselves to be more prepared by relying on players like now. I doubt they can play consistently because the busy match schedule will make a number of players tired and could also end up with injuries.

So it will be increasingly difficult for Leverkusen's strength to match the match when facing crucial matches in the Bundesliga and Champions League. They are a surprise team that is playing well in their respective leagues and it is not certain that in the next season they will be able to maintain the same form of play. This concern occurs because they are not a team that has equal quality players so it will be a little more difficult to appear consistently in the next season.
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