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241  Economy / Economics / Re: Benefit from Higher Education? on: March 24, 2023, 07:42:03 AM
If a person has a high education, of course the chance for success is greater than those with low education, a person with a high education can have a good and wise mindset when facing problems, he will apply what he has learned at school so that whatever happens in life will be easy resolved.
Yes, a highly educated person has more chances of success a highly educated person overcomes one obstacle after another in his life and reaches his goal, while a person struggles to overcome only one obstacle and fails to reach his goal. Extraordinary people do not wait for opportunities, and ordinary people seek security in life we should keep our eyes fixed on the goal we want to reach in life.

I think higher education is very important in our lives to achieve success, but without struggling you will not be successful either, I think achieving success is hard work, discipline and commitment.
 
In our life now we cannot be separated from its prestige, because the more we have higher education we will be respected by others, even though we have no ethics. and that's what's happening now.
242  Economy / Gambling discussion / Re: UEFA Champions League 2022/23 Season on: March 23, 2023, 04:22:39 PM
Bayern vs man City, is definitely the most exciting fixture in the draw,the two teams are never scared to attack,but I just feel City will progress at the end of the day..watching City play,and seeing the amount of chances they create in every game is so unreal,it will take a lot to win them over the course of two legs

Yes, it would definitely take a whole lot to win them as they’ve been playing amazing football and winning games also. Bayern would probably need a miracle to win Manchester City. It would be a lot more exciting to watch them try though. I too feel Manchester City would win(perhaps not as easy as people would think) and progress at the end.

City is very good at penetrating their opponents defense thereby creating good chances that in most cases would lead to a goal. Not trying to undermine the capabilities of Bayern as even without Lewandoski, they’re still a force to reckon with. It would definitely be an existing fixture to watch. My money is on Manchester city though.

I think the match between Manchester City vs Bayern Munich is the final match too early. Manchester City vs Bayern Munich should have happened in the Champions League Final match.

I'm hard to say which one will come out as the winner. even though their legendary striker has moved to Barcelona but they got a replacement who is also very extraordinary, namely Mane. Mane is used to facing teams from the English league, especially Manchester City, of course this is an advantage for Bayern Munich.

 In my opinion, mentally, the Bayern Munich players are more prepared than the Manchester City players, because they are used to playing in the Champions League, and have also won the title several times.
So in conclusion I am optimistic that Bayern Munich will win this match with a thin score.
243  Economy / Economics / Re: What is your biggest obstacle to achieving financial freedom ? on: March 23, 2023, 03:10:09 PM
The biggest obstacle that keeps us trapped in financial freedom is that we often buy or spend things we want when we don't need those things.
we are not able to control our passions to buy a product that we do not need it.
I think to achieve financial freedom is to control spending efficiently and not have debt. and try to have several sources of income.
244  Economy / Gambling discussion / Re: Italian League Prediction Thread (Serie A) on: March 23, 2023, 02:58:32 PM
The league is already won by Napoli and it will be difficult for Lazio to catch up with them with this huge gap at this point in time, I don't even see Lazio finishing 2nd position at end of the season, Inter Millan will overtake them in just a matter of time in my own opinion. Juventus is gradually moving out from becoming the major dominant club in the Seria A, which for me is good, it was a kind of becoming so boring, just having only one club dominate the league almost every season.
Lazio is indeed not enough in capacity to compete with Napoli, moreover Lazio is also going through difficult times this season. But I am very happy if Napoli goes ahead alone without any competitors this season to win the Scudetto because we can know that some of the other big Serie A teams are playing so badly that they are not getting maximum results and for sure they have to start improving so they can compete with Napoli next season .

in the last few seasons in the Serie-A league the dominance of Juventus is no longer there, slowly other teams have started to emerge as candidates for the Serie-A championship.
As we know, last season AC Milan managed to win the Serie-A Champion with great difficulty and this season you can say that Napoli has won the Serie-A Champion.
No one has been able to play consistently like Napoli to be able to compete strictly.

  I think the top 5 European leagues are only the English league which is able to compete strictly with rankings 1 to 3 strictly. This is the main attraction for us as football lovers.
245  Economy / Economics / Re: Always Have a financial record in whatever business you own on: March 23, 2023, 07:49:21 AM
I think financial records are really needed for entrepreneurs, even non-entrepreneurs are really needed. Because we can easily analyze if there are obstacles or problems in the business world that we live in, so we can easily track down the mistakes we make or control unnecessary expenses.
That way we are more efficient in unnecessary expenses in the future.
246  Economy / Economics / Re: less risk or big profit? on: March 22, 2023, 05:50:27 AM
Right now I prefer less risk than big profit which will automatically become big risk, in investing of course we have to have a strategy, we can try big profits but with a small value, it's too risky to invest with large values especially when we don't know what the current trend is in front of the product we choose.

I think everyone has their own strategy in doing business, of course we are talking in the context of doing business with knowledge, not perfunctory. In my opinion, it is not big profits or small risks that are considered in doing business but knowledge, experience in the business that we will take.

if we have mastered the ins and outs of the business that we take, the benchmark is to get a stable and consistent profit, and we are able to grow our business year after year.
247  Economy / Economics / Re: Has anyone felt lost in pursuit of financial freedom ? on: March 21, 2023, 02:25:38 PM
humans will never be satisfied. maybe you've heard this sentence. I think it's better to live this life with gratitude. because the things we want will never end. every life has a purpose, so why not try to enjoy this life until we find that purpose.
Being grateful and enjoying life with what we have got is indeed something that everyone should do. But in achieving life goals, everyone does not have to be satisfied with what has been done because when someone is very satisfied with what he is doing, of course he will not fight more actively in his life so that better achievements will definitely not be achieved. he got in order to develop his life to be better than what it is at this time.
it all depends on one's thinking, of course every human being always wants more than what has been obtained but if that doesn't make you lose control and motivate you in a positive direction of course that's very good but sometimes someone is too ambitious to get more so risking that which already exists so that it becomes his ruin.

in life it is very important to be able to maintain financial balance so as not to fall into things that will harm yourself / get lost, one way is to be grateful.
248  Economy / Economics / Re: How is the cost of living in your country? on: March 18, 2023, 06:51:20 AM
Cost of living here is high especially at this period when there is inflation. This make it difficult for poor and average people to get their 3 times meal.
The cost of living, which is often a difficulty for the poor, is because they do not have a place to make more money, so they really feel the effects of inflation and meet their necessities of life, such as eating three times a day. But as long as the poor people in your place can always be productive in working to make money, I don't think they will feel deep difficulties dealing with their current living expenses problem.

The role of the state is very important to ensure that everyone can live properly, unfortunately most countries make poverty a political tool to strengthen power, some even think that if the state wants to be strong then the state must maintain poverty, besides that the mindset of humans is very decisive in becoming rich or poor, most people are not willing to take risks making it difficult to improve their lives.
all countries want their citizens to live properly but for poor countries or developing countries of course it is very difficult and we as citizens of the country must understand that.
don't complain, get out of your comfort zone and force yourself to do more to live a better life.

don't blame anyone in this life, in almost every country, the cost of living is low but it is the desires in life that make it expensive so that we feel that we are not sufficient when we are unable to fulfill our desires.
249  Economy / Gambling discussion / Re: Italian League Prediction Thread (Serie A) on: March 18, 2023, 05:54:25 AM
Cremonese have been able to force a lot of draw result against their opponents when they are playing away from their home stadium this season, I think Monza might not find it easy to beat Cremonese in this upcoming match between this two teams. I guess this match might ends up in a draw with both teams earning 1 point each.
Even the top teams in Serie A are also having difficulty against Cremonese, so it seems Monza will be also difficulty tomorrow. But head to head record when the both teams meet Monza they have a good record with 4 wins from five last matches, and will probably be the favorite because they'll also be playing at home. So I think this match is still difficult to predict, maybe it will be a draw or it could be Monza win, and my guess for this match both teams can to scored.
In this match, Monza has a slight advantage because they are playing at home and at this time, if you look at the results of the last five matches of the two teams in the Serie A League, you can say that the performance of the Monza team is better than the performance of the Cremonese team, but in this match, the Cremonese team really needs full points in order to get out of the relegation zone and maximize the end of the season with better results so this meeting is certainly a crucial match for the two teams and there is a possibility that they will draw until the game ends because the Monza team don't want to be humiliated in front of their fans.
Cremonese often make surprises, they are now fighting very hard to get out of the relegation zone, the quality of the two teams is not much different and I think there are many possibilities that can happen in this game.
even though they are playing at home to Monza, that doesn't mean they will be the favourites
a big motivation to win points is on the Cremonese team.
so I think these two teams have equal chances to win the game.
250  Economy / Gambling discussion / Re: Premier League Prediction Thread 2022/2023 on: March 17, 2023, 09:57:07 AM
Nottingham Forest vs Newcastle

Home team really required points to avoid relegated zone but their current situations makes them a bit hard to earn 3 points for every matches this because Nottingham Forest had facing injured storm and i can see at least 7 players who unable to play because of injured and even Nottingham Forest have to lost 2 of the 3 goalkeepers they have and for Newcastle i have seen they were performing well last week and they were successfully ended their poor results and return to winning ways after earn 3 points from Wolves

Nottingham Forest has unable to get the winning results from their 5 latest matches and their team conditions also doesn't really good because they lost some of their several key players and compared to their opponent i think Newcastle is more better than them and my predictions possibly Newcastle will resumes their winning streak today and the odds for Newcastle is @1.69
Odds @1.69 is really worth betting on, I think it's a good betting opportunity.
Nottingham Forest is in very poor performance with all the storm problems they are currently experiencing and of course this will be put to good use by Newcastle United who are working hard to get back into the top 4 of the standings.
Of course these two teams really need full points, but we can see realistically, if no surprises occur in this match then it is very likely that Newcastle will be able to win this match.
251  Economy / Gambling discussion / Re: UEFA Champions League 2022/23 Season on: March 17, 2023, 09:32:18 AM
This season marked the rise of the Italian team. Serie A still has its representatives in the Champions League until the quarterfinals. But I don't think the three teams have been fully tested, but I think that only Napoli have high hopes but that depends on the draw as well.
It is like a circle. In some seasons, La Liga clubs dominate Europe, then it is time for Premier League or Bundesliga. I barely see domination from Bundesliga clubs but with La Liga, Premier League and Serie A, it happened many times already.

In this season, clubs from Italy are not too strong as they have many problems themselves but by one way or another, they played well and went far in Champions League and Europa League. They must continue it in quarter finals to make Italy football great again.

Coming to quarter finals has little meaning but it will be great achievement if they reach to semi finals. They also need luckiness from draw ceremony to avoid internal meetings in quarter finals.
the percentage of AC Milan and Napoli in being able to win the UCL this season is very small compared to the other remaining teams, if you look at the strength of the teams, the two representatives of Serie A are not the favorites to win the title.
we see the strength of other teams realistically, even though they can place 2 of their representatives in the quarter-finals, that doesn't mean that Serie A this season is much better than last season or other leagues.
252  Economy / Gambling discussion / Re: UEFA Europa League 2022/23 Season on: March 17, 2023, 08:59:46 AM
So it's a bit difficult to say Arsenal were ultimately thwarted by the mediocare team, but that's the end of the story of Arsenal's journey in the Europa League this season. Only Lol, people are even too sure that Arsenal advanced to the final this season.

I've said it was a difficult game for Arsenal because I believe Sporting will do everything to score goals. Granit Xhaka's goals were good, but Pedro Goncalves's was absolutely the best all season. Of course it was disappointing home match for Arsenal, tragic after being favorites this season to reach the final and win the Europa League. So now Arsenal only have to focus on maintaining their points advantage in the Premier League by playing well and avoiding defeat. The odds are good, but I think they will definitely be affected by the failure of the Europa League.
this is the result beyond many people's expectations, Arsenal this season is very good, they are the leaders of the Premier League standings, in this second leg match they are very favorite to win but in fact a surprise happened at the Emirates Stadium.
Pedro Goncalves' goal was really very spectacular, and after that goal, the mentality and enthusiasm of the Sporting CP players increased again.

there is no other possibility for Arsenal except to focus on the Premier League, but I hope this defeat does not affect the mentality of the Arsenal team to prepare for the next match in the Premier League.

congratulations to Sporting Cp, Europa Legaue every season there are always surprises, and the results of this match are a big surprise.
253  Economy / Economics / Re: Why do people stay poor? on: March 17, 2023, 08:29:54 AM
I think the most important thing that makes us rich is the courage to take risks, many rich people are successful because they invest or do things that we think are extreme and very risky, but they stay focused on their goals and make them rich, of course they go through many failures, while the poor they think too much and are afraid of risks.
If you take a risk with only recklessness, I think it will get worse. Many people who have succeeded in becoming rich when they are willing to try, take risks with knowledge or experience.
so for poor people who want to be rich they must have the desire and also knowledge.
if someone already has a strong desire I think there will be a lot to be learned.
no one is poor if everyone wants to try, it all depends on mindset, whether they still want to live as they were born or rise, all decisions are up to themselves.
254  Economy / Speculation / Re: Expectations for March?! on: March 16, 2023, 06:55:35 AM
We are still more than 2 weeks until the end of the month so there is still a chance for bitcoin to hit $25k this month. Although the world economy is still in a lot of turmoil with the collapse of two major US banks, it is also a good thing for bitcoin as people will realize that depositing money in a bank is not as safe as it is they think.
Saving money in a bank does not guarantee complete security, but a bank can still be a temporary place to save money before we use it for important things. And saving Bitcoin also has risks if you store it in the wrong place and don't really consider the security of a wallet. So these two things actually have their respective risks and levels of security which the owner must understand and know.
I agree with that, everything has its own level of risk, but at this point what we also have to understand is the possibility that something might happen.
if you save money in a bank there is no possibility of profit that we will get, while in Bitcoin it is very likely that this will happen if you look at the movement of Bitcoin prices over the past few years.
I think the risks that exist when saving money in Bitcoin are worth the possible benefits that will be obtained.

and for this March's hope for the price of Bitcoin I think it has been answered with what has happened in the last few days, it is the wish of many people where the price of Bitcoin has increased rapidly in the last 2 days.
255  Economy / Gambling discussion / Re: UEFA Champions League 2022/23 Season on: March 16, 2023, 06:32:19 AM
Real Madrid was able to show a great mentality on the champions league stage. In the two round of 16 matches, Los Blancos proved that they deserve to be called the real European rulers over Liverpool, which is also one of the teams with the most European titles. Even though in La Liga his performance started to decline slightly, Ancelotti was able to prove his capacity as a top European coach, he was able to bring Madrid through to the quarterfinals with ease.

Apart from that, Napoli also managed to easily seal tickets to the quarter-finals, the Partenopei winning 5-0 on aggregate. With quite a charming appearance this season, Napoli is predicted to be a dark horse that will make many surprises in the next round. But will Napoli meet Real Madrid in the draw? interesting we wait. If the draw takes place, it will be a reunion between Napoli and Carlo Ancelotti.
yes, that's true, Real Madrid's mentality has been very well tested on the European stage, they are the kings of Europe, the team that has won the most prestigious trophies on the blue continent.
this 1 goal win is because they don't have any burden anymore because they have won Agg 3 goals in the first leg so that Real Madrid played so comfortably in this second leg.

and for Napoli, they are a team that is being very consistent at the moment, and winning 3 goals at home is very reasonable because the opponents they face are not comparable to the strength they have.
for the draw for the quarter-finals later, we are still waiting for the results and I really hope that Napoli can meet a team that has the same quality as them and has a great chance to advance to the semi-finals.
Napoli this season is very fantastic.
256  Economy / Gambling discussion / Re: UEFA Europa League 2022/23 Season on: March 16, 2023, 05:27:03 AM
Juventus still need to be careful as their matchup isn't over yet technically. Maybe they dominated the whole game against Freiburg which they literally did in Turin. But the final score was still 1-0. This motivates Freiburg to fight for a comeback in Germany. Even a lead by one goal would be help for them to extend this matchup more. They can try to wear out Juventus in this way at least.

But I still think it will be very difficult. Maybe Juventus wouldn't play the same here but I still don't expect them to give up on the dominance fully. Maybe we would see a draw in regular time which leads to Juventus' advancing.
For this match I think there is a chance for Freiburg to turn around the aggregate situation at home. We know that Freiburg are so strong at home and that should be watched out for by Allegri's squad so they don't hit a comeback at home. But if Juventus can score 1 more goal, of course it will be an important point because Freiburg must score 3 goals to qualify for the next round and I think it will be very difficult for Freiburg to turn things around.
there are still very big opportunities for Freiburg to be able to turn things around, losing to Agg by 1 goal is not a difficult thing to catch, especially when they are playing in front of their own supporters.
Juventus are often inconsistent with their performance so that is what makes the chances of these two teams still in my opinion, in my opinion these two teams have the same percentage, namely 50-50 to be able to advance to the next round.
257  Economy / Gambling discussion / Re: Premier League Prediction Thread 2022/2023 on: March 16, 2023, 04:27:50 AM
I think Arsenal being on top of the table right from day 1 till date gives me the impression that they can maintain that spot even when the road becomes more turbulent. The  mental capacity and the team spirit is what that makes me to believe that it will surely end in praise. Arsenal survived January, February till date the tempo still remains the same. Manchester city have the likelihood of dropping points against low blocks and it’s been happening this season. They can it hard to unlock many teams sometimes but this Arsenal team, they know how to find a way around anything to get a result. That mentality is what makes me believe that they’ll surely win the EPL title.
now Arsenal are 5 points ahead and with the remaining games this season I think everything is still possible to happen even though Arsenal have been the leaders of the standings since the start of the season but that does not mean that this proves their mentality is ready to win the Premier League this season.
this season there is an Arsenal match against Man City I think it will be a big determination for both of them, if Arsenal manages to win over Man City then it is very possible for them to win the Premier League but vice versa if they fail to reap victory in the match against Man City.
258  Economy / Gambling discussion / Re: UEFA Europa League 2022/23 Season on: March 15, 2023, 07:26:21 AM
I agree with you because Manchester united has changed positively since they experienced shocked beating from Liverpool in their last match which, their coach has promised their fans that such thing will not happen in this UEFA Europa league competition. Juventus and Sevilla, I don't think they will near Manchester united points because their performance in this season is making people not to predict for their favour because their victory is not reliable in this season.
all of this is inseparable from the equality of the quality of the teams currently still in the Europa League, not only Manchester United but there are several teams that are still very good in the domestic league but there are no guarantees and excessive favorites in the Europa League like Arsenal when This.

If we look at Manchester United's inconsistent play so far, I think it will be difficult for them to win the European league title this season. Ten Hag must be able to ensure that the style of play remains stable despite losing in the Premier League.
I don't think so, even they play bad on premier league but for me MU is look still consistent when play in Europe and Ten Hag have a big target for Europe as champions, and so far the squad respond well and always support in what ten hag said.
it is very possible if you look at Manchester United's performance which is increasing but in the last few matches they seem to have experienced a decline in performance in the domestic league.
Manchester United have a big enough target to win the Europa League title after they certainly have no possibility of winning the Premier League title.
but all possibilities are still possible because there are several other teams remaining who also have targets and qualities that are not much different from Manchester United.
259  Economy / Gambling discussion / Re: UEFA Champions League 2022/23 Season on: March 15, 2023, 06:15:44 AM
Manchester city played well in the game. I was expecting a win but wasn’t thinking they could score up to that number of goals. Pep wanted his team to dismantle Leipzig so they can progress to the next round. De Bruyne impressed on his return to the starting eleven against Leipzig, pulling the strings in their 7-0 victory and powering home a sensational long-range effort. Halaand was sensational in the game. In fact the whole team actually performed well and I’m afraid they can replicate this score line in their next game.
Manchester City is really the favorite in this match and it's true that many people won't predict this 7-goal victory. I also thought that Man City would only win with 2 or 3 goals, but in fact Halaand made new history for himself on the UCL stage.
Halaand and also De Bruyne were key in this match, De Bruyne played quite well in midfield and Halaand showed his quality in front of the opponent's goal.
The 5 goals that Halaand was able to score proved that he was quite productive and dangerous.
this could be the reason for increasing the team's mentality by being able to win matches with a large enough score and Man City really needs this because they are one of the candidates for the UCL championship this season.
260  Economy / Economics / Re: Planning avoids unnecessary expenses on: March 15, 2023, 05:25:13 AM
For me life must have a concept of planning so that it can save us from unnecessary expenses that can conflict in the future. It's like having a map to guide us toward our destination, helping one avoid detours that can lead to financial problems. But sometimes it often goes off the rails too. At least we'll all be grateful for that later.

Though life is not always goes as it plans that is why we should be prepared what path we are going to like in this unexpected expenses if we have savings or funds about this then it means we are prepared and we can tackle this problem. Only the cons is that if you are just only earning minimum and it is only enough for your needs. That is the time if you want to be prepared find another source of income so that you can achieve those your plans
it is the best way, looking for more income to cover all possibilities that cannot be estimated.
in this life we have planned in such a way as to maintain the financial stability that we have, but sometimes many unexpected things happen, such as losing control in life or disasters that occur, we cannot be prepared because that time will come by itself, but what we have to do is try our best to keep saving and looking for other income if time still allows and our income is still lacking.
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