It is really to easy to say about patience while looking at your assets go gown less than half of its original price, if your asset is small that is. But if you have invested so much and then suddenly the prices are dropping, really hard to hold your patience.
I very much agree with your opinion. If the proportion of funds is only 50% or less, then you may have patience, but if you spend hundreds of thousands -. ? Millions of dollars, then how many people can afford it.