Ripple might be a good coin to invest in than Litecoin, that's my own opinion. The two coins are good but if i will invest i rather choose to invest in Ripple than Litecoin as early said. Ripple can give x50 if wisely invest in than Litecoin.

That's true, there are several coins out there that are fighting seriously against the giant coin called Bitcoin. Ethereum is the worst enemy of Bitcoin as investors are likely to invest in the project in the nearest future. Though it will take many years for any other coin in existence to take control or to take lead in the world of cryptocurrency, this will be a long struggle for them if at all they will.

I think buying altcoins at dip is encouraging as this tend to save funds for now and to maximize huge profit later as the sales increase. For any one who is want to make profit.

Bitcoin is more risky than Bank in the following ways:
1. Bitcoin is more like ponzi scheme to many; Banks is known to every body for savings.
2. Bitcoin Price is unstable as we are currently experiencing dims in the market; Banks deposit are fixed and price also fixed
3. Bitcoin operate under digital currency also know as cryptocurrency; Banks operate with fiat currency that is visible also known as analog.