Thank you, hope I'll be successful

If you have an altcoins it's a good collateral but make sure it's not a shit coin, meaning it traded in exchanges where liquidity is good.
Usually I don't dictate the interest, I just want to follow the standard here, borrower will set the interest and the period of the loan during the application, and it's up to me to approve it or not. Just a little hint, since we are in the crypto world, this is considered a high risk loan (for non collateralize loan), so interest should be higher, 10 - 20% is my range but subject to change of course.

Thanks bro, that's alright, if they will spam it's their choice but they have to face the consequences for violating the forum rules.
I can't control them, I just want to follow zazarb's thread that is not self moderated because I believe it's more transparent, correct me if I'm wrong.
Also, in my lending terms, I mentioned that all are welcome to apply.

Indeed, though not against the forum rules if I owned the account when loan is default but it's tantamount to buying of account which is discourage in the forum. As much as possible, I like to start from the scratch building my trust here because I'm serious with my lending venture.

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Thank you for your advise. In case you need a loan, you can apply, I will approve your even without collateral since you are in a long term campaign and that showed you have the capacity to pay. Feel free...

-my possible first client -

People don't give that kind of information here, man you are in crypto space.

Thanks for visiting. Yeah, I have a lot of applicants but unfortunately, I denied all of them, I'm still looking for my first client now, hopefully coming from the Filipino community. If you guys need money to bet on Pacman this coming Sunday, feel free to apply and I'm willing to review your application immediately.


Thanks for the kind words, I don't have a lot but I have enough to start a micro lending, this is just an experiment as  I'm not certain it will go based on my expectation. I saw you already granted a loan from zazarb and you have a good reputation already so if you want to apply let's see how much I can offer to you.

Sa lahat ng mga kababayan ko dito na gustong mag loan, nais ko pong ipaalam sa inyo na nag umpisa na ako sa akong lending business.
Pwede po ang loan na wala or merong collateral, visit lang ninyo ang thread na ito https://bitcointalk.org/index.php?topic=5098673.0 at doon kaya formal na mag apply. Sana po ay makaktulong ako sa inyong pangangailangan.

Disapproved, you only made 2 posts and it's all about asking loan, how can I trust you?

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Disapproved, newbie with red trust, BIG NO

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No problem

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A little update,

I received a lot of PMs regarding loan application and I cannot reply you all, therefore to those who sent me PM, I advise you to apply a loan in this thread using the prescribed format so I can evaluate your application and give my answers. Thanks

Denied.
Bitcointalk account are not accepted as collateral, sorry.

That's how it works here, some were granted a loan even without collateral but they are those who are trusted in the forum. I'm actually running a lending business and I can lend with or without collateral at my own judgement, you can check my thread.

No offense but I guess even if jeremypwr will consider your trust rating but he cannot accept you because the sr member slots are already full.
You may check the spreadsheet https://docs.google.com/spreadsheets/d/1RWUX_cvehsv1YWm1JqvZUJKwyYa8o2MROUJhXV2O9lE/edit#gid=245834651

And to you as well

I would like to announce to the community that effective today, I will be starting my own lending service.
Starting with a small budget and will increase later as business grows.

Terms:

1. Anyone can apply but processing time varies based on your account history as I will have to conduct a proper investigation.
2. Members who have an active loan in other lending service are welcome to apply, as long as you believe you still has the capacity to pay.
3. I reserved the right to accept or deny your loan application without further explanation.
4. Failing to pay on agreed period will render borrower liable to pay 1% interest as penalty on a daily basis based on the principal amount until the loan is paid.
5. Repayment address will be provided every time a loan is approved.
6. For bigger loans, I require a collateral of at least 120% of the loan amount, if your collateral falls below 110% of the loan amount, I reserve the right to liquidate it without further notice.
7. Terms can be change from time to time but will not affect the active loans prior to the date of announcement.

Follow the application format below:

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Reserved for future announcements >>>>>>

#1 Amendment under term no. 6 - Borrower has an option to choose any trusted escrow within the forum provided that the borrower will shoulder the escrow fee.
recommended by TMAN  ---- amended ~01/19/2019, 12:26:29 AM (forum time) ~

Interesting statistic for today's game between the Rockets and the Brookly nets.
Harden total FT attempt 23  ==>>>  Brookly nets team total FT attempt is 22  

Winner Nets - 145 -142

User: Lpim01
Postion to Apply: Full member
Posts Start: 612
Address: (Your BTC Address): 3FtRtT7ov8qxgH7MmeoXfmBSBM3m4Tesus

Hoping for consideration.
Thank you

You can't put a blame neither. You might be lucky that your token is already listed in fd though the price is so disappointing. If the price does noy satisfied you, then you don't need to sell it and wait for another exchanges.
It happens all the times and FD will be the lowest market price exchange and due to its market volume. Don't expect for a high price with FD.

It is just few days that Ethereum take over the place but it is sad that it goes back into XRP again. I know people were still on the pick of Ethereum and somehow they could share it into XRP today cause seeing how it gives profit today unlike of ethereum can do.
We are now so practical and so we need more profits than of the place.

It is the way to risk their money as well as their future.  Having in debts isn't bad if we expect returns but if not,  you better not doing.
For the situation we have now,  it is better not to commit loans cause we don't owe the market and those things might only bring you into debts whole life.

You have still a lot of things to learn and to know about the market. After spending enough time,  then you'll decide to take the risk or just step out.
You can't just rely of what the others say but for you to learn by putting yourself into action or in reality. You actually loss at first but you can eventually change it once you have plan and strategies.

Nothing really happen if we still holding up everything we owned.  We need to move and find ways to make profit even during the bear season.  We already patiently waiting for another pumps but still nothing happen.
If we have chances into other coins, why not we tried and sacrifice from any losing happen,  in fact we can recover it anyway.  It is just a matter of choice and the way we work for.

It is commonly happen to new comers or no knowledge about trading.  It surely they end up into losing and then moaning for the result.
Being in crypto trading, you should take time to learn and fully understand how it works, and tried to adopt the market trend, not just the market adjust for us. It eventually ended for nothing.