Predicting the future is like RSVP-ing: Yes, No, or Maybe. It can go either way. If you're buying or trading, understand what you're doing first, get to know your coins and the project behind them. Trade responsibly.

Don't . No, I'm kidding. But do imagine you're trying to explain it to you grandparents. There's an adage from Einstein:

“You do not really understand something unless you can explain it to your grandmother.”
― Albert Einstein

Try to explain the idea, not technology. The vision, not the price that everyone is talking about right now. And if they ask you for buying or trading recommendation, never guarantee anything, make sure they understand the risk and do everything on their own responsibility.

Team and their business experience. If they're in the business for a few months and call themselves experts, probably not a good idea.
Community engagement on social channels, are they active, is the team active?
The vision of the product they're developring and the roadmap.
Patents, if existing, pilot projects, technology explained.

Hope it helps.

I'm sure o team can get together and develop an app like e.g. Reddit. Perhaps even with a crowdfunding.
It would be great if there was a mobile app. Lots of times I'm not behind my desktop/laptop and I need to post a reply on the community thread. Mobile is not exactly php forum friendly, even with a large screen .

It would be great if there was a mobile app. Lots of times I'm not behind my desktop/laptop and I need to post a reply on the community thread. Mobile is not exactly bb forum friendly .

Project looks interesting, team solid with experience. Are there any updates?

Hi, we do not have bounty at this time, but we are discussion it with a team. In the meantime, check and join InsurePal Telegram group https://t.me/InsurePal for community chat and updates.

Hi, all! A few updates for the community.

InsurePal team won the ICO pitch competition yesterday (Tuesday, 12 December), at d10e Conference in Ljubljana. Short announcment on Twitter, and we'll have a blog post soon, too.

Strategy Advisor & Connector for the Blockchain Economy Peter M. Moricz has joined InsurePal as an advisor. More on team here.

Website insurepal.io is being updated constantly, recent update is "APPLY FOR WHITELIST" option.

Social media channels are buzzing with news and updates:
Telegram - a must! for community, questions and PMs. Join us https://t.me/InsurePal
Twitter real time tweets and retweets from around the world
Facebook page and Medium blog.

Hi, thank you, todavenera!
They (BMW, MINI) will have to connect with an insurance due to regulation. But the good thing is that there will be an InsurePal insurance company, the one that will perform a pilot project in UK, so it will be pretty simple to develop such a product.
If you have any other question, we're he for you. You can also join the telegram group https://t.me/InsurePal.

Yes, thank you! It was a great day, few days actually, as we were at two different conferences, with pitches and booths... We tried our best to present the project and we were available for the community with any questions.

Hi, we calculate the price on ICO day - 16 January.

Hi, there was a video from the official facebook page of the conference https://www.facebook.com/d10e.decentralize/, they still have video archive. You can also check our FB page https://www.facebook.com/InsurePal for updates, and, of course, we won the pitch!

Hi, xiao, anyone, except in US and China, can invest, unless you have some other restrictions in your country. More on the crowdsale https://insurepal.io/crowdsale and join our Telegram group https://t.me/InsurePal.

Thank you, we'll check it out. Just a correction for now - the right link on your site is https://icoholder.com/en/ico/insurepal-17049.
You're also welcome to join our Telegram group https://t.me/InsurePal.

Hi,
the advantage towards competitors is in combining blockchain technology, peer-to-peer model and social proof methodology. Social proof is an innovation in insurance and we filed a patent protection in US and worldwide http://www.freepatentsonline.com/y2017/0243298.html.

Hi,
As Crypto Tanya pointed out few posts ago, the advantage towards competitors (that still lack on scaled execution) is in combining blockchain technology, peer-to-peer model and social proof methodology. Social proof is an innovation in insurance for which we filed a patent protection in US and worldwide. You can read more about the patent here http://www.freepatentsonline.com/y2017/0243298.html.

Hi,
You can check about the patent here http://www.freepatentsonline.com/y2017/0243298.html.
The team is also available for questions on Telegram https://t.me/InsurePal.

Hi,
Presale is before 16 January and end date of crowdsale is February 5 with an intention to close it earlier (as stated on our website https://insurepal.io/crowdsale).
Invitation only means you can join our whitelist and we'll send you details on email. Join our telegram group https://t.me/InsurePal and ask for whitelist.

Hi,
We will accept only ETH and we're also preparing a guide with instructions. In the meantime, please check the crowdsale page https://insurepal.io/crowdsale and make sure you read the whitepaper.

We are grateful, thank you, Grega! Always a pleasure to see the trust from the community!