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261  Economy / Lending / Re: Trying to make sense of things here on: November 04, 2012, 09:05:41 PM
if that's your only criteria then i agree you won't be able to take it to small claims court

also, if this is a place where people can't swear in, then it won't be around for long troll

Oh, people can swear, but I wouldn't lend anything to someone so immature.

then shut the fuck up and keep your money then troll
262  Economy / Lending / Re: §§§ Bitcoin Lending Thread - Currently 250 BTC available. on: November 03, 2012, 10:05:05 PM
i suggest seeing a small claims lawyer for advice if the minimum loan amount is 50 btc, i'm sure they will recommend a notarized promisory note, that's what my lawyer is suggesting
263  Economy / Lending / Re: Trying to make sense of things here on: November 03, 2012, 10:01:47 PM
Please note that when you're lending money, it's never really about how long a person has been here for or how many posts that person has made.

It's about having that person's real name, at least two pieces of government issued photo ID, address, telephone number, bank information, credit rating, a promisory note, a legally binding contract, a co-signer or some collateral.

Most of the loans offered or accepted here are usarous.  You can't have a legally binding illegal contract. Wink  Likewise credit ratings, telephone #, and other banking info is useless when attempting to enforce an illegal contract.  Collateral is only collateral if you have legal right to collect it in a default which you won't if the contract is deemed illegal to begin with.  

The sad irony is that there is no federal Usary limit in the United States, only state limits (which vary from ~6% to 25% annually).  Almost all banks in the US are federally chartered and thus immune to state limits on Usury.  With no federally Usury limits a bank could offer a 3000% APR credit card but an individual lender (without a federal banking charter) can't.

most of the rates stated here are cheap, not usarous

most credit cards charge 19 to 28.8 percent per annum

my last loan was 5 btc, paid back as 7 btc(or equivalent at the then current rate), so that's 40% on top
264  Economy / Lending / Re: Trying to make sense of things here on: November 03, 2012, 09:58:50 PM
if that's your only criteria then i agree you won't be able to take it to small claims court

also, if this is a place where people can't swear in, then it won't be around for long troll
265  Economy / Lending / Trying to make sense of things here on: November 03, 2012, 08:47:29 PM
Please note that when you're lending money, it's never really about how long a person has been here for or how many posts that person has made.

It's about having that person's real name, at least two pieces of government issued photo ID, address, telephone number, bank information, credit rating, a promisory note, a legally binding contract, a co-signer or some collateral.

266  Economy / Lending / Re: 6.5 BTC Loan, Repay by end of December on: October 31, 2012, 09:55:36 AM
I'll do whatever I want retard

What kind of lame ass paraplegic moronic fucktard couldn't handle excessive thread posts or private messages? Probably a gay hooker named Laredo
267  Economy / Lending / Re: Dank Loans - 4.20 BTC available - Interest free on: October 30, 2012, 10:21:08 PM
then you're all morons lmfao, what is this a university? i would actually get offended by a bunch of monkeys with weird names?

If he is loaning out 4.2 btc and i am looking for 6.5 btc, then how fucking much do you think i'm asking for him dimwit?
268  Economy / Lending / Re: Dank Loans - 4.20 BTC available - Interest free on: October 30, 2012, 09:53:58 PM
think much fat?
269  Economy / Lending / 6.5 BTC Loan, Repay by end of December on: October 30, 2012, 09:22:22 PM
as the title states
270  Economy / Lending / Re: Dank Loans - 4.20 BTC available - Interest free on: October 30, 2012, 09:21:39 PM
Currently need 6.5 BTC, can pay by the end of December

Put some interest on that
271  Economy / Lending / Re: 5 BTC apparently on: October 27, 2012, 09:17:53 PM
Why would I cry about it when I didn't even bother to ask you? haha lol just get out before i lock the thread
272  Economy / Lending / Re: 5 BTC apparently on: October 27, 2012, 09:09:08 PM
There's nothing wrong with this thread moron, read again.
273  Economy / Lending / Re: 5 BTC apparently on: October 27, 2012, 08:58:43 PM
BAHAHA OF COURSE, what do you think I just wrote down and quoted up there buddy?

That is one of the benefits of sending money by Paypal, I still have access to the log files

Now what are you referring to?
274  Economy / Lending / Re: 5 BTC apparently on: October 27, 2012, 08:06:28 PM
buddy i paid, and it was proper, end of story

you're suppose to calculate how much the equivalent BTC was that day
275  Economy / Lending / Need Graphics Card on: October 27, 2012, 04:28:18 AM
Currently running on on-board graphics card built into my motherboard, would love to play Star Trek MMORPG or WOW on full blast
276  Economy / Lending / Re: 5 BTC apparently on: October 27, 2012, 01:43:55 AM
YOU'RE SUPPOSE TO BE KEEPING TABS ON HOW MUCH I OWE LEFT, try to be more professional next time buddy.

23(12.06 per BTC = 1.9 BTC ) + 20.84(12.11= 1.72 BTC ) + 7.39(11.99= 0.61 BTC) + 13.29(11.67= 1.13 BTC) + 20(11.99= 1.66 BTC) = $84.52

= 1.9 + 1.72 + 0.61 + 1.13 + 1.66 = 7.02 BTC

LMAO I actually overpaid NOT UNDERPAID ahahahaa

Anyways in the end it's about paying back 7 BTC.

ANY QUESTIONS!?
277  Economy / Lending / Requesting a loan for food and medical supplies on: October 26, 2012, 10:02:33 PM
I already have one loan with AFORCENINJA completed
278  Economy / Lending / Re: 5 BTC apparently on: October 25, 2012, 04:23:58 PM
This is a weird thread. But whatever. I'm smoothie's biggest fan! Cheesy

you're an odd person then
279  Economy / Lending / Re: 5 BTC apparently on: October 24, 2012, 10:56:56 PM
right i'll send some up

on the mean time, 16.5 btc?
280  Economy / Lending / Re: 5 BTC apparently on: October 24, 2012, 06:38:20 PM
Do the math and give me some digits
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