How difficult is setting up a masternode? Is it only for IT specialists with experience in networks+crypto? It is hard to believe that maintaining masternode could be compared (by effort) to dividend.
Most of the time is not setting up the master node but the idea of needing lots of the assets (money) to get started Masternode is not for everyone and yes you can earn passively with your nodes but prepare to get system and your devices running up all day and all month to get decently paid