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281  Other / Beginners & Help / Microstrategy’s X account gets hacked, $400k stolen through phishing scam on: February 26, 2024, 07:07:15 AM
Just read through some multiple X handles now that Microstrategy’s X account had been hacked and tweet was done citing the claiming of the $MSTR tokens. As usual the link was a wallet drainer link and around $400k has been lost so far. Currently the tweet seems to have been deleted from the account but it’s deed has already been done.

There is daily continue warning of just clicking links as a bitcoin or cryptocurrency investors but yet many people actually continue fall victim for something I will say as a result of gullibility or greed.

The points from this phishing attack just like others is;

1. Make use of cold wallets; this shouldn’t be put on a second thought.

2. ⁠Do not trust any information from social media even if it is from an influencer account or an official account, verify, verify and verify your information.

3. ⁠If you are to engage on airdrops use a burner wallet at all cost.
282  Local / Nigeria (Naija) / Re: Emergency funds is vital. on: February 24, 2024, 05:46:26 PM
I have been hearing from people that has more experience than me in my locality, and they always say "save money today so money will save you tomorrow" If you understand watin emergency funds be you go know aay emergency funds nah wetin person no go use joke in one sec, money wey go save you from trouble nai be watin them dey call emergency funds.
Although say person no go fit save funds for emergencies wey em never chop belle full, that one show say before you go save money for emergency you go also chop belle full and you go also get better paying job, when you done set with all this things then you put Bitcoin investment next to your plans.

Exactly OP himself actually said, the bitcoin investment which I am sorry to say is out of reach of people feeding hand to mouth, but they can use it for transaction if it warrants the use of it. Now to those investors and f bitcoin I agree with OP That they should have emergency funds which many people have mistaken for normal money to spend but no it is different. For me you need to have three different portfolios which are investments portfolios, daily expenses funds and emergency funds.

The investment portfolio can be diversified into any investment you have knowledge about like bitcoin, real estate and other diversification strategies.

The daily expenses as we know are for daily spending and should be in the fiat currency because it is a little more easier. This are for groceries and some stuffs like that.

Emergency should also be different and also be in a stable currency other than bitcoin. This emergency funds are for things like health related issues

My percentage for this things are; 35% emergency funds, 35% daily expenses and related expenses and then 30% for investment. This will allow one to hold on to investments for a long term they want
283  Other / Meta / Re: There should be a keyword report and keyword ban option to reduce spam on: February 24, 2024, 05:34:14 PM

The point is, how many topics/threads is one going to report by opening them one by one? Can't there be a way to report keywords to mods or admins that would serve as a suggestion for them to ban a certain keyword to avoid temporary spam such as the one I have mentioned above?

I don’t understand what you mean by a keyword ban like a ban placed on a particular word for some minutes before they are released? I don’t think that’s right, what if other members wants to use that same word in another discussion? Wouldn’t that hindered the decentralization of this forum?

It might be frustrating seeing those repeated threads but you can’t help because a ban or decision placed on Things like this will just lead to more censorship which I feel isn’t good. The solution is as a good forum user do not get tired of reporting this threads and admins or mods will get it deleted. Which is a fair option to me
284  Economy / Gambling discussion / Re: Germany League - Bundesliga Prediction Thread on: February 24, 2024, 05:28:28 PM

The matches in Week 23 of the Bundesliga were truly crazy, from Bayer Leverkusen winning by a small score to Werder Bremen, Union Berlin and Stuttgart's draws. Regarding the Bayern Munich - RB Leipzig match, I don't think it's difficult to guess who will win. Bayern Munich have lost 6 points since their match against Bayer Leverkusen, so I think in this match they will not miss a single point, the advantage is also on their side because they will be playing at home.

This weeks match is seriously unpredictable except for Bayer Leverkusen who still wanted to scare the crowd with the narrow win against a resilient weder bremen team. If after this match you still doubt Bayer Leverkusen winning the league then you need to cast it out. Like seriously narrow wins like this are what makes a team to win the league, it shows your tenacity and determination to face challenges. A brilliant goal and cheeky celebration by Xhaka, they are seriously enjoying this moment as they should, I hope they went on to win the league even though it looks like it will happen but we can be too certain.

The game between Bayern Munich and RB Leipzig is seriously a fierce one, Bayern Is definitely out of confidence and that doesn’t mean they will win today, they might still be down form those losses and Leipzig will inflict more damage to them. But one thing remains Leipzig do not know how to play Bayern Munich they always ended getting bashed by them. So this is a two way game and i will advice against staking games like this

285  Economy / Gambling discussion / Re: Premier League Prediction Thread 2023/2024 on: February 24, 2024, 05:14:21 PM
Fulham have created so many chances but they are not using it wisely. They just cannot find the back of the net.  Fulham are exploiting the weak Manchester United midfield, how United have managed not to concede a goal up till now is beyond me. It’s funny that you’re still expecting Manchester United to win this game, with the way they are playing, the only chance they have is a draw.

They just scored and to be serious they deserved the goal, since the withdrawal of Casemiro Manchester United were just clueless in that midfield. Ten Hag actually got it wrong right from the start of the game. I was hoping he could use Amad Traorae, not that Forsun wasn’t the right call too but he isn’t fit the game. Immediately Amad came in he effected the game that lead to the equalizer but United couldn’t hold on to it which was as a result of them going all out to look for a win. This is a painful win as Casemiro and Lindelof Also faces sideline which means United currently do not have anybody to use at the left back position leaving them with the young Amass.

United winning streak comes to an end when we all thought they have came up and will challenge for the top 4 but they dropped points again. With the injury crises and the games coming on we can only worry about united losing more games especially the upcoming Manchester derby. Aston Villa isn’t far too behind and they have just won there game i think this top 4 challenge will be out of reach for united with this injury to their best players
286  Other / Beginners & Help / Re: New crypto scam drains users' wallets without transaction approval(beware). on: February 24, 2024, 06:06:18 AM
Do you mean the wallet can be drained without transaction approval?

How is this possible when there's no gas fee used to initiate the transaction?
You also haven't mentioned which network is unsafe: ETH, BNB, SOL, etc.
You could've quoted some lines from the article for readers to understand without going through the whole article.
Anyways, thanks for the info.

Yes the transaction can be carried out without transaction approval because this is a possible on the new ERC-2612 tokens which is a gas less network where you don’t need any gas fee for your transaction. No matter how sophisticated the attack is, it still needs one thing from you, signing of a message from that address which requires your private key and according to the victim there his was through a phishing attack where he connected his wallet to a fake site which might have gotten the private key to sign that message.

This particular attack again is still reminding us that no matter how this scammers can go as long as they don’t get access to your wallet nothing can be done. Which means that we all should prioritize the use of cold storage and avoid connecting wallets to any site or better still use a wallet that we don’t have funds on them to do that
287  Economy / Gambling discussion / Re: Germany League - Bundesliga Prediction Thread on: February 23, 2024, 07:51:44 PM
Bayer Leverkusen v FSV Mainz

Bayer Leverkusen StartXI: 3-4-2-1

Lukáš Hrádecký; Edmond Tapsoba; Jonathan Tah; Odilon Kossounou; Jeremie Frimpong; Robert Andrich; Granit Xhaka; Alejandro Grimaldo; Jonas Hofmann; Florian Wirtz; Amine Adli

FSV Mainz 05 StartXI: 3-4-3

Robin Zentner; Dominik Kohr; Sepp van den Berg; Anthony Caci; Silvan Widmer; Leandro Barreiro; Nadiem Amiri; Phillipp Mwene; Brajan Gruda; Karim Onisiwo; Jae-Sung Lee

Bayer Leverkusen are set to count more points, so what do you think?

On paper this is like an easy win for Bayer Leverkusen but a club fighting relegation cannot be underestimated at this particular time for Bayer Leverkusen, they should approach the game with a mentality of this is a final, and not just the matches but almost every matches left. Bayern Munich might be points off at the moment but seriously should Leverkusen slip up they might have a chance to go up again.

The game is currently a 1- all draw as Mainz re equalizes. This match should be won Leverkusen because they are not only fighting for the title alone at this point in time but looking at the possibility of winning the league undefeated which I also will prefer them to win. All in all I see them winning this match but should be a tricky one though
288  Economy / Gambling discussion / Re: Premier League Prediction Thread 2023/2024 on: February 23, 2024, 07:35:56 PM

Manchester united is still having martial on its line up but this striker could not deliver what ten hag's expected from him. So, ten hag bought hojlund from atalanta to compete with him as a striker but that's sad ten hag changed his mind with the goes of time caused by he keeps to trust hojlund to play as a striker while his friend still benched.

Martial potentially to leave from manchester united soon. The competition is not going healthy between these strikes. Hojliund is not ten hag's favorite players and im not surprising to see that how ten hag give him special privillege. Hojlnud is starting to show good stats.

he is now consistently scoring even though he was not unlucky caused by he missed many chances in the various match. This is going to be a very good time for hojlund to slowly going up to get into the higher level and increase his standard as a striker.

Hojlund needs more respect. As soon as we go back to the next match and hojlund may prepare another surprise for us. it's not been a good season for him overall but he is back again now. Nobody expected him to show quite a lot improvements


First misconception that people have is that Ten Hag is actually keeping Martial on the bench but that is not the case because Martial is rather injured and not just on the bench. Even after Hojlund was signed, Martial was still trusted by Ten Hag and he played more than Hojlund not until they fell out and he eventually got injured which provided Hojlund with this great opportunity.

Hojlund had been at a wrong side of luck in the first games of premier league even though he was scoring in the champions league but right after he started scoring it came game in game. He wasn’t missing chances but rather the chances weren’t coming is way and his team mate weren’t providing too.

As for Martial leaving it is chin decision, In fact martial wanted the contract renewal even if it will be at a detriment of cutting down his wages but Manchester United do not want as the new owner are seriously doing a squad overhaul and deemed martial surplus to requirements at the moment
289  Economy / Gambling discussion / Re: UEFA Champions League 2023/24 Season on: February 22, 2024, 10:46:22 PM
To me, it is disappointing to see Arsenal lose to Porto. It doesn't matter home or way the match, you are the one seeing these as a small deal, but to me, it is disappointment, and that Porto are too small for Arsenal to defeat even though I know its a football. Furthermore, Porto are weak, and Arsenal are strong, so you are saying that they will meet in the second leg, I don't see that as a reason for them to allow Porto to win them. I was expecting them to do the same thing they are consistently doing in the EPL, so I see these as a disappointment.

I think many people didn’t check the H2H of this two teams before the game, this two clubs against each have always have the home team wining except on rare occasions, and this time history repeat itself. In as much as Arsenal dominated the game many disrespected Porto coming into this game as underdogs although on paper there are the underdogs but to be sincere in champions league matches or stands they have a better reputation than Arsenal and this weather we like it count as experience for them. The whole of Arsenal squad bar Jorginho and Harvetz who won it with Chelsea haven’t gone this far in this competition before compared to Porto team.

We hype English clubs sometimes way much because the league is the most difficult but that’s doesn’t translate into a competitive knockout game like Champions league. So I wasn’t really surprised seeing Arsenal losing this match because there lack of experience will definitely contribute to their failure at this later stages now but I predict they will win at home with a heavy score
290  Local / Politics and society (Naija) / Re: FG benefiting from dollar rise against naira, Ndume alleges on: February 22, 2024, 10:23:20 PM

In the last 7 months, petrol import reduced by 1 billion litres: https://punchng.com/petrol-import-reduced-by-1billion-litres-in-seven-months-report/?amp

Yet, dollar continue to increase.

You see this boss there is no lies about it that the current strategy of actual floating the naira will help the nation gain from there trades, other develop nations do this most especially the exporting nations but it wouldn’t be beneficial to Nigeria because of two things.
1. Is the exporting strength of Nigeria is very weak when compared to countries that actually use this strategy, aside the exportation of crude oil what else do they export again nothing but they import almost all other things. Even the exportation of crude oil is done a one side way because we still go back to buy the finished products like PMS again spending the dollars we had again.

2. Secondly this is related to this post, where does the money earned from crude oil exportation go to, the CBN since the day Sanusi Lamido said that the CBN doesn’t receives this money that ndume is saying is helping us which means our only source of revenue is not seeing. Which leaves the country on just little taxes collected. This strategy by IMF is to help us gain more by floating the naira but as long as there is no reason to make Naira attractive (exportation) then it wouldn’t work. And even if we increased the salary of workers (which should be around 200% currently) problems like this will persist
291  Economy / Speculation / Re: DCA is the most important in investing. on: February 22, 2024, 09:56:46 PM
Mostly why people are advice to use DCA is because they can't afforto buy a large fraction or amount of bitcoin at ones due to their income strength and only through DCA could they be able to afford owning a good amount of bitcoin to get profit from it after a long time of holding.

I don’t quite agree with this though, DCA isn’t meant for just those that don’t have large amounts to go into the Market but it is a strategy used mostly for volatile market which do not have a certain price actions but a fluctuating one. As such with averages taken by DCA method you can simply minimize loss/risk and also maximize the profits. Example is considering you bought at a particular time say $20k price tag which you might predict to be Lowest but some who does DCA might even catch the price at a lesser price than you. There are many people who even have lots of money to invest at once but go in little by little through DCA to able get a better average. Example is Microstrategy buying at different prices. DCA can be hourly, weeekly, monthly and also yearly depending on your strategy
292  Economy / Gambling discussion / Re: ⚽ Football Transfers Speculation, Odds and Predictions on: February 22, 2024, 06:50:06 PM
I think Jurgen Klopp could be in charge of Bayern if he wanted. He must not have wanted to do this, because even if such an offer came, they openly said that he would reject it. Tuchel's time seems to be running out for Bayern. Now Bayern should do whatever they can to get a better coach. He should look for a good coach by the end of the year and I think he should give Tuchel some more time during this period.

The issue with Klopp is beyond what we see or hear publicly I think he has some problems that needs to be handle probably health issues and he needs time off. He will be great going to Bayern Munich but seriously it is best decision for him to take time off. Bayern Munich has other offers, they can call back Hensi Flick he did a remarkable job during his time there and currently out of job although he is more open to Barcelona but they can still convince him. They also have Xabi Alonso to battle for with Liverpool lurking around.

As for Tuchel I think Bayern Munich will have to bear with him till end of season because i see that the did is already done, they are left in two competitions and with the current situation they seems to be going out of both and hiring a knew coach will mean sending away Tuchel which will be an extra cost because he already be out of contract this June which will be better
293  Economy / Gambling discussion / Re: Premier League Prediction Thread 2023/2024 on: February 21, 2024, 11:52:19 PM
I didn’t expect this to be a difficult match for the reds, they truly deserve to win the match that is why even as Luton Town scored the first goal I was not worried because I bet on Liverpool to win and score more than two goals. The match result is very impressive for Liverpool fans, the I injuries people are complaining of did not show today but the injury will affect them in big matches.

The Luton games now are seriously getting hard to win because of they play. The last time this two meet Liverpool had it hard Before they could win. This is the first time this season that have seen any of the traditional top six clubs beating Luton with this margin. They always give a tough time to this teams. Now Liverpool are clear on top with four points and a game more, it is going to be a very tight three house race this time around.

As for Luton, they look daily like a club that is definitely ready to stay in the Premier league. With there budget they we’re predicting by many to get relegated in this their promotion to the premier league but looking at how they play against even the bigger opponents you will see the zeal to win just every and any match and that’s why they are currently in the relegation zone with just one point from safety which I think they will escape if they keep fighting
294  Economy / Gambling discussion / Re: UEFA Champions League 2023/24 Season on: February 21, 2024, 11:32:41 PM
Porto vs Arsenal 1-0. Arsenal as a whole dominated the game but Porto's very strong defense made it difficult for Arsenal to score goals.
And Porto's 1 goal in the remaining extra time scored by Galeno in the 90+4 minute was a painful goal for Arsenal.

Napoli vs Barcelona 1-1 and Barcelona's goal was scored by Lewandowski in the 60th minute, and Napoli's goal was scored by Osimhen in the 75th minute.

Now both of this ties are heading to the second league with a tight score. Porto defy odds to upset an inform Arsenal team that has scored more than 10 goals in the last two matches, only to fail to score even one in this fixture. They fail to even get a shot on target throughout the match even though they dominated in possession which shows how compact the Porto defense were. They need to do more when they travel to England to visit the Emirate stadium. In as much as this is the champions league I will still predict Arsenal progression to the quarter finals because Porto away from home to English clubs is a poor place to be for team.

As for Napoli and Barcelona I think this was already a game that couldn’t be predicted because of the nature or form both clubs are in and the game showed that. The second leg is going to be more of what happen today and any of the team that utilizes the chance that will be minimal that day will be.
295  Bitcoin / Bitcoin Discussion / Re: How many times we will make the same mistake? - History repeats Again & Again! on: February 21, 2024, 10:35:25 PM
I think a reasonable approach to investing in Bitcoin lets say 1000 USD is :


The worst what can happen is that you lose the 1000 USD.

The best what can happen is that you make possibly 350 x profit = 350 000 USD

So maybe worth the risk to invest in Bitcoin...

Smiley



There is no disputing fact that bitcoin is the best in-terms of ROI but let’s roll this back how many people had trusted bitcoin in that past or believe it could go this far and generate this kind of returns, I will tell you they were few and even those few some got the bitcoin through faucets or other than. Even Michael Saylor himself was one of those who thought of it as a volatile currency that wouldn’t last this much. The few that actually invested part of them took profit when they saw it turn to $10k and only few actually left it that way, that’s why I always say respect to them early investors and long holders they paved the way with there patience.


Maybe 10 years from now in 2034 someone will be doing this same calculation, that 10 years ago in 2024 if we bought Bitcoin we would have made 34600% profit. At that time maybe the price of Bitcoin will rise at 8 digits! Maybe I won't be around then but Bitcoin will be fine. Smiley

In as much as bitcoin is forever increasing and we can only speculate its price currently I don’t see bitcoin giving out the returns it did In the past 15 years in its next 39 years because as we grow more the volatility rate of bitcoin is decreasing and the also as the market price increases, the volume needed to push it up increases also. A smaller volume like In the last won’t shift it now, more of the reason why low cap Altcoins move up quickly. So 300x is something that will take a much much longer time to arrive from now
296  Other / Beginners & Help / Re: Start preparing for the next bear run. on: February 21, 2024, 10:03:03 PM
After a bull run, there is always a bear market, and that’s the best time to buy bitcoin. We can just divide our money and start accumulating gradually. The mistake most people make is that they always want to buy bitcoin at the bottom, but when investing in bitcoin, we should know we can’t buy bitcoin at the lowest price, and that’s what most people are always waiting for till they miss out.

There is no denying the fact that the best of time to buy is the during the dip, this isn’t only bitcoin related. But you can’t take away the FOMO nature of people, they tend to buy when everyone is talking about it. Personally why I always tell people to buy just anytime when they have money and not to wait for dip is because the price today could be the lowest we might meet it again. So the best thing as always been to take opportunity of today because aside looking at ROI of bitcoin there is also the other side of you having your funds save in a non inflationary currency or a currency that actually devalues which is another thing.
297  Local / Nigeria (Naija) / Re: Are you Benefitting or not benefit due to Dollar increase on: February 20, 2024, 11:22:48 PM
D only pipo wey I feel say go dey benefit from the dollar increase na pipo wey dey received their income in dollar and them nor get any family responsibility. As in no family members dey ask Dem for urgent 2k, Dem nor dey bread their mama and papa Dem, dem dey single, Dem nor dey drink ,.smoke, womanize or get interest im materialistic acquisitions. Na this kind pipo wey dey benefit. But me know say e dey hard to see this kind pipo. For as long as you dey Naija, I nor see any benefit of the dollar increase because you nor fit sidon dey look while your family and friends dey suffer the harsh economy.

Exactly there is nothing like an advantage from the way Dollar they raise. Even if you Dey earn for the dollar currency na still this country you go spend am and as long as things wey you go use am buy too Dey increase he no get any advantage. The only one Wey I go say u use better pass this people wey dey earn in naira be same them they at loss because things they appreciate and their own currency too they depreciate.

The naira devaluation has increased the demand of people asking more of the their payments either salary wages mostly from companies to be in other currencies and this is actually affect the value of naira again.
298  Economy / Gambling discussion / Re: Germany League - Bundesliga Prediction Thread on: February 20, 2024, 10:16:03 PM
Yes indeed, because Bayer Leverkusen has a very impressive quality this season, that factor seems to make Bayern Munich get pressure that is difficult to overcome. Because yes, after the big 3-0 defeat against Bayer Leverkusen, the reality is that Bayern Munich looks like they are losing their quality because Bayern Munich may be depressed or something makes their focus destroyed. With situations and conditions like this then yes, of course it will be difficult for Bayern Munich to be able to play well and difficult to get good results for the next two Bundesliga matches.

Because after all, the next two Bundesliga matches are clear, that Bayern Munich get opponents that are not easy like Leipzig and Freiburg. Even worse, after these two matches Bayern Munich will play in the Champion League again and of course with a difficult target, because Bayern Munich must be able to turn things around in the second leg later against Lazio. With such a schedule and a bad situation, then of course Bayern Munich will be doubtful to be able to play well for the next three matches, against Leipzig, Freiburg and Lazio.

Bayer Leverkusen is doing just an excellent job trying to keep momentum and charging for the league. The win against Bayern Munich caused more harm than we imagined. The whole Bayern team are feeling low and with the head coach himself under serious pressure as to be sacked it will cause a disorder in the team and it gives doubt within players then and give Leverkusen more time and space to keep the momentum going.

The next two to three weeks is going to be crucial period for not only Bayern Munich but most importantly the manager Tuchel, Bayern Munich are lining up some names already for either a  permanent replacement or just an interim coach. So this  means  Bayern Munich players must start winning matches to safe Tuchel the job.
299  Economy / Gambling discussion / Re: Premier League Prediction Thread 2023/2024 on: February 20, 2024, 09:50:53 PM
Only one goal until the end but they got the job done which is more important to fans. Maybe not so good for bettors who went for handicap or the number of goals hehe.
It's great to see a three-horse race for the title with 13 games remaining for the season and I hope this continues until the final week. Arsenal could be in a better position than City and LFC.

People actually thought this game was supposed to be easy for Manchester city they have forgotten that Brentford have always been stubborn whenever they play against Manchester city. I could remember they were the only club to do a double against Manchester city last Season. Today with city currently out of their own form I actually predicted it would be a tough game for them and it was. Halaand isn’t yet fit to be at his best and we all saw that with chances even missed last match against Chelsea.

Manchester city are now back into the title race with fellow contenders who are ready to challenge and make sure citu doesn’t do a fourth straight win of it. Liverpool looked somewhat more promising to snatch it but there constant team injury has sidelined some of the key players and it could hinder the progress, luckily Salah is back and maybe could help the charge for the title
300  Bitcoin / Development & Technical Discussion / Re: Is there any malware that captures your recovery seed when shown or typed? on: February 20, 2024, 07:54:55 PM

However, some care must be taken, such as not storing the recovery seed and the personalized password in the same place together, but it is challenging, as it requires your creativity to know how to store this data without anyone with knowledge of cryptocurrency finding it and without you losing it. or forget where you stored them.

First is privacy you don’t need to go around talking about you having cryptocurrency because that expose you to search by people. Even if someone sees that seed phrase without the passphrase there are only going to recover a different wallet. As for the storage of seed phrase offline, the same way it is not advisable to store your seed phrase in your head is the same way you shouldn’t rely on your head on where you store the seed phrase. The best thing will be to periodically check that storage location and check if the seed phrase is there. This can be like 6 months or even yearly not necessarily occasionally.
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