i think i started it all from the faucet and also pay to clicks. I remember that every day I do the same thing only to get $ 40 to $ 50 per month from faucets and PTC. Anyway, I felt like it was a good start because it was really the first time I made money from the internet. After that, these activities allowed me to get to know altcoins, trading, investing, ICO, IEO, and others.

for now, I only invest in two things, namely crypto, and real estate. Until now I support the development of my real estate investment using crypto. However, another thing I think to invest in when both are good enough is gold. we know that gold has a price that increases from year to year, it can be one very good investment whose potential is almost the same as crypto and real estate. Some people may invest by developing the business they own, or making deposits at the bank.

Yes, each investment has its own advantages and disadvantages. banks have better collateral than crypto, but have slow percentage gains. while crypto has greater profits but with very large risks. Which one is better ? well, it depends on the person who will choose it. I prefer something safe, so if I have a lot of money, I might lean towards the bank, but if not, I prefer to take risks to increase my assets.

CEX is a centralized exchange, so they still have full control over what happens there. to minimize the risk of money laundering, and others, CEX requires KYC. Previously, KYC was not mandatory, and there are still many CEXs that can be used even without performing KYC. However, due to government pressure and legal legality, currently most CEXs require KYC. although there are quite a few who challenge this because it is not in accordance with the rules of anonymous crypto, but like it or not they have to comply with the law.

However, both real estate and crypto investments are things that are still very profitable to exploit today. However, I believe that people will tend to choose real estate as their final destination. At first, maybe people who don't have much money or business will choose crypto as a start. This is because crypto can drive huge profits in a short time, but with high risks.
While we have been making so much money from crypto, I firmly believe that real estate will be the next target. many people yearn to buy luxury homes, or luxury vehicles from the cryptocurrencies they have so far.

it is very difficult to convince someone if they don't know about it, especially when it comes to money matters until they learn for themselves and make their own decisions. This makes many people too late to realize something big in front of them and it also makes many people regret it.
Until now, I have also stopped short of actually convincing people that bitcoin is a good investment. I prefer to tell them to do their own research, so that when they're interested, they can ask me, and if not, I don't put much effort into it. Well, I have also done the same thing to other people, but they think that bitcoin is a gambling tool.

well, personally I have also sold the shib that I have, but for some people, I think they are still trying to take advantage of this coin even though the risk is great. I'm pretty sure some people still think that this coin will also pump when crypto prices start to recover, especially if coins like Bitcoin or popular crypto go up, I think they are trying to take advantage of moments like that and hope that this coin can have potential like Doge in the future front. well, that's not wrong, besides that the price is still very cheap. I'm pretty sure they are aware of the risks of this coin.

well, in every country that bans bitcoin, I really believe that every crypto user in each of these countries has made adjustments to what is happening there, except for countries that are really strict about their rules for cryptocurrencies like Bangladesh. However, like it or not, they do it secretly, or move to other places where their activities are legal.
For other countries, I think there will be several other countries that support the banning of crypto if there are a lot of scammers, or it really hurts the country in question.

if it is a matter of long-term storage, then I will choose to store the proceeds from the sale of bitcoins that I have in USD and then store them in the bank. However, if it's just for investment turnover, I prefer to keep it in stable coins like USDT because it's more flexible to buy other cryptos.
Apart from that, if you are looking for something that is like bitcoin, but has a physical form and full control, then I suggest buying gold. Gold has full control such as storage and others, besides that gold is also easy to resell, and the price tends to rise. It's just that, if you are more inclined towards crypto, then saving bitcoin is a better thing.

it might be a long way to go if your goal is $130k. However, you have a great start. Apart from that, the portfolio you have is popular coins that have huge potential in the future. It's just that, I might agree more if the investment you have is more inclined towards bitcoin. considering that this is a long-term investment, it is best to choose the king of crypto. Additionally, I might consider not having as many coins in my portfolio, as having a lot of coins would be more difficult to manage. However, even with the strategy you have, it's a good start. Well, I hope this has been an easy journey for you.

no one knows for sure whether the market will recover soon or not, but in the future, there is a big possibility that the market will recover soon. considering that the halving is imminent, it is likely that the crypto market will also recover, however we don't know what will happen in the near future.
The advice I have is, we need to focus on owning large amounts of the crypto assets we are currently targeting. When the market starts to recover, I think opportunities like today where some popular crypto prices are still affordable will be difficult to find.

If you always pay attention to the market, then you might miss the moment to stock altcoins when the price has risen high. If you plan to collect the altcoins you invest in, then do so from now on. even if it's little by little, it could become a lot in the future without you realizing it. Besides that, altcoin prices are currently still affordable, especially when prices drop, it can be your chance to collect more.
Many people wait for the right moment so that sometimes they actually miss it.

However, these changes are something that you ultimately control. There are many people who benefit from Bitcoin, but if they only use it as a tool for fun, or fulfill their desires so that they waste money, then when the money runs out, there will be no significant changes in their lives.
However, if we use these advantages in building a business or growing a business, then we can feel that it is slowly helping our lives to get better. I've seen enough people who have quite fantastic wealth and changed their lives by using bitcoin and other cryptocurrencies.

So far, the exchange token I'm still holding on to is BNB. although there has been no significant development, I am still optimistic about the development in the coming year. Well, I know that there are enough issues that binance is facing right now that could affect BNB. however, I think they are a very professional team. they have solved enough problems so far, in fact many people think that Binance is the best exchange, and owning BNB at this time is a very good opportunity because the price is still quite cheap.

for point (a), we can increase our knowledge about how to develop the money we have, such as investing, or choosing real estate, to increase the value of the money we have in a certain time. Reading books is important to get this information so you can be free from financial problems.
For point (b) this only applies to people who focus on crypto investment, especially on new and old projects. quite a lot of information about new investments from altcoins, as well as places to trade, staking and others. it will be useful if you really want to face your financial problems by making use of crypto.
And for the last one, namely point (c), getting inspiration from people who have been successful can raise our spirits, and we can get strategies, experiences, important things from these people. This point is the point I do most often.
However, if we face financial problems, then we need to deal with them with action. even with good information, without action, it is impossible to do. try to learn while doing it, because by doing it, if you don't succeed, at least you will gain experience and improve the skills you have in dealing with financial problems.

yes, people are making quite a fortune from memecoin, and people are also enthusiastic about short investing, so it's likely that many developers are racing to make meme coins to profit from the meme coins hype. While we know that investing in popular altcoins is much safer, people are willing to take risks with meme coins, even with enough cash to make a quick profit.

well, you will start to feel it when you make big profits from crypto and build some businesses that become your passive income. people whose lives have changed for the better by leveraging crypto because they have made huge profits and built those businesses. Until now, I'm still trying to do that. So far, the most influential thing about crypto is the addition of income, it's just that I can't do that every month but I'm still working on it.

yes, you're right, even when the business you're running actually makes a profit on the first day, it doesn't necessarily happen on the second day and the following days. I once shared my experience with a businessman, trader, and other business people. Many of them say that when we run a business, even though we have done deep enough research, it takes 3 months to really see the market movement of the business. within 1 to 3 months, they use it to find out the advantages and disadvantages of their business. therefore, I say that even if you are lucky today, it may not happen tomorrow. that's how business works.

So far, the only 2 altcoins I trust the most are Ethereum and BNB. In fact, until now, I'm still trying to collect it bit by bit because I believe it should be able to reach a high price in the future. Apart from that, some of the altcoins that I still use today are XRP, TRX, and Matic. well, those are 5 lists of altcoins that I still believe in from the past until now.

normally, with that amount, we would choose a low risk investment, i would also choose bitcoin for that. However, if it is an altcoin, then the choices are Ethereum and BNB. It's just that, realistically, I might prefer investing in bitcoin with a higher percentage than altcoins. In addition, with $ 40k, we should need to divide some of the investment into several parts. it's better than investing everything in one basket.