WOW!!!!   If the above bolded part is true, then that is NOT good for BTC to have a year without improvement(s) in the realm of ease of use, security, etc... ... Although we may need to flesh out what "etc." is?  number of bitcoin applications?  public awareness of BTC?  liquidity options?  purchase options? ability to avoid fees options?  ease of setting up BTC accounts?   fears about legality of BTC? the press's treatment of BTC? 

I want improvements in the BTC space too.. especially ease of use and security and some of the "etc.," as well.. whatever "etc." is?

The above in bold is NOT the question at the moment.  At the moment, the investment question pertains to BTC, and investing into BTC with your fiat. 

If you want to invest into an alt crypto-currency, then you need to ask different questions and consider those questions within a different framework... OP did NOT ask that question, and that question is only tangentially related to the subject of this thread..... However, to play along a little bit with your question, if you invest in BTC, NOW, then you can still continue to monitor the overall BTC situation, standing, adoption, network, long-term security and to switch as needed or if needed if that momentum seems to be changing.. and accordingly, switch, if needed, your investment over to google.. if google ends up taking over yahoo...

Actually, surprisingly, for being a fairly unmodified thread, we are MOSTLY civilized in spite of a few outbursts here and there.

Actually, this seems more realistic.... to achieve $1 million in 5-6 years...  Yet, there are quite a few people  (probably including a large number of those reading this thread) who are going to have trouble accumulating 100BTC within manageable reasonableness and to feel o.k. losing their investment (in the event that the whole BTC thing crashes)..   Currently, 100BTC is a $60k investment, which would be tough to manage for people just starting out... .unless they have accumulated assets in other categories that they are ready, willing and able to diversify into BTC holdings.

The bolded part above sheds some light on Jorge's MO.  Jorge tends to get caught on some narrow detail and then to harp on it, as if he has some enlightened detail that deserves an answer, and really in fact, it remains a means to troll us and to get us off topic and to get us talking about irrelevant triviality... like how many angels can dance on the top of a pin head... very interesting in academia, but very little relevancy in the real world.

More or less you are assuming centralization and then asking for centralization - besides being blinded into NOT seeing positive BTC news and developments and blinded into wanting answers to too many questions that cannot be answered at the moment b/c many of the answers depend upon the evolution of the network and multiple players building the infrastructure.  Further, whether BTC is a long term success in 20 to 100 years does NOT matter to it being a success right NOW... so go out and buy a BTC Jorge, and join the club and become informed rather than an on-the-sidelines mudslinger.   

Disclaimer---- Currently, I hold more than 25 BTC, too.   

Danny:  I think that you and I are on more  or less the same page in our attempts to figure out an investment strategy that an investor who is attempting to achieve 25 BTC in 5-6 years could employ, yet there still do remain some devil in the details regarding current holdings.. and the fact that it will likely take a lot more fiat in the future to buy the same amount of BTC.

For example, if I had ONLY just heard about BTC, yet I was attempting to figure out what to do, I would likely read up upon it quickly in order to figure out my investment strategy, and if I came to the conclusion that BTC seemed to be a good investment avenue, I would likely attempt to front load my investment and then dollar cost average the remaining of the term.  

Also, I would probably end up over achieving the 25 BTC, just to have a cushion.  

Also, it is likely that I would also notice that BTC prices have been in a downward trend for 9 months but that BTC has had history of magnificent exponential growth--- and there is NO real evidence to establish that some similar exponential growth could NOT occur.. and in fact it appears that there could be exponential growth any time in the very near future, which would cause me to invest a lot more early on.

Therefore, I would frontload as much as I could and then just hedge future price downswings by continuing to invest fiat into BTC on a dollar cost basis.... all of this with money that I feel that I could afford to lose... in the event that the whole thing comes crashing down.

I personally subscribe to the philosophy that u gotta get them thin b/c they are only gonna get bigger.   

Details remain important in any financial planning, including questions regarding whether the investor continues to invest and/or monitor over the investment over years, or if the investor just sets aside the investment and hold. 

Setting aside and holding could work, except what does a person do with the ongoing flow of fiat (invest in BTC or some other asset or just blow it)?

And, usually, income goes up through the years, and a person is able to buy more of asset X or Y or Z or to dedicate a higher portion of income to investing... but it is NOT a given that a person will plan to invest over the coming years if the person sets aside and consumes nearly all of his/her paycheck.

In other words, diffuse?; however,  aren't early adopters gonna keep their coins and serve as banks?

In other words:  HODL!!!!   or BUY!!!

Yeah.  I answered the poll, but I did NOT know what I was answering.  Is there a difference between TA and T & A?

Maybe we are stuck in this upper $500s to lower $600s for a reason  - and that is that there is just NOT enough people willing to sell into the lower $500s anymore... and in that regard, it just does NOT seem too likely that BTC prices are going into the lower $500s anymore absent some pretty big time negative news.

I mean, I do NOT even know where Risto is getting this $470 from .. or even imaginging that $470 is possible... Maybe he is just saying $470 to troll us - b/c he really does NOT believe $470 is in the realm of real probabilities?

I voted, but I really do NOT like your questions.. they seem too simple.. and don't quite fit my opinion... but I did my best and voted.   

Ok.... so that would be $1 million if the 25BTC achieves your target price of $40k per BTC. 

a) Are you planning to buy the 25 BTC now?
or
b)  have you already bought some of the 25 BTC?
or
c) will you to just continue to buy them over the coming years?   
or
d) do you continue to buy and trade BTC, but you will just keep 25BTC in a form of cold storage?   

Right now 25 BTC would cost about $15K.

Funny that we are ON page 8, of this thread, and OP has NOT chimed in to clarify his intent and/or to state whether we are getting close to helping him to answer his question.  Surely, there were some individual factors that were left out of the OP - but he did give us quite a bit to work with and to extrapolate upon.. and yes, some of us have deviated to some extent from some of the parameters of the OP.

Even though the various tangents in this thread could be helpful to other readers of the thread, sometimes it is also nice, and helpful, if OP could chime in to let us know if our various responses are helping him/her.

+1... I would like to second that and to "kindly ask" you to check into the matter.... and report back to us...     

What kind of a bag holder are you?  Hopefully BTC!!!  Much better to be in BTC than in fiat... just need a little patients.. could be one day or could be six months.  Yet, in the end, it is going to be better to be a "bag holder," so long the bag that your holding contains BTC rather than fiat.

HELLO??   That is why you live within your means (live within the means of the passive income of the investment), and diversify the principle and possibly even continue to reinvest a portion of your income (meaning do NOT withdraw it). 

The extent to which you draw into your principle depends in part on your expectations and calculations regarding how long you expect to live or how many years you will be needing to draw income off of the principle.   

You should be able to easily live within your means between $5 and $10 million (that is between $20k and $40k per month).... If we are talking about amounts below $2million (b/c that would be less than $8k per month), then it may become a little more difficult, but it should be considerably manageable to figure out a way to live within your means and to allow the principle to continue to increase in value - especially when we are getting into the $5million and above arenas.

In any event with $5 to $10 million in principle, you should be able to figure out a way to live off of half of the interest (that is between $20k/2 and $40k/2 = $10K and $20k per month).  therefore, the principle will continue to increase in value, and you can continue to increase the amount of your withdrawal as your principle continues to grow.  Then you will have more money later in life and also a cushion and also the principle to fall back upon for your final years.

I repeat that if you need more than $10million as principle, then you should specify a reason for such need for more b/c merely stating that there could be unforeseen risks means that you have failed to adequately plan and/or to diversity and/or to live within your means.

Minor technicality:  I would NOT call 3,600 BTC daily as almost 4k BTC daily.