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321  Economy / Economics / Re: How freelancing websites killed design and developement bussinesses ... on: September 23, 2020, 12:36:40 PM
Web developers are asking for huge amount of money for tiny html/css edits. Their prices aren't fair and now they blame freelancers from all over the world because Indian guy charges 20$ instead of 600$ and they are bad, ruining their "profitable" business.

Do you ever take into account the cost of living in the respective countries? Web devs living in the US/EU ask for considerable amounts because that's the only way they can live in their society where cost of living is very high, this without taking in account the fact that when a dev charges 600$, he doesn't get 600$ in his pockets, there is taxes and a shitload of other expenses; ofcourse they are going to call devs from countries where cost of living is low "bad" because they are breaking the market by charging peanuts for their service...
Apple manufactures Iphone in China because it's cheap to produce in this country. This isn't a business that would work in USA cause even if that happened, price would be hugely high. So, I don't care how much money they need for their daily living when you can get the same quality product in 10x less price. I've got a very professional website on wordpress for 200$ that would cost min 5000$ in US/EU if we consider it's functions, features and etc.

If editing a CSS file was that easy without breaking everything, then the client should do it himself/herself.
It's one of the most easiest thing, believe me. It's super easy to learn html/css, at least was for me but it isn't a thing that I am interested in.

I think it's pretty useless for him to explain such basic truths as the difference in prices in different countries and why editing a couple of lines in a scss file can't cost 500 dollars.
As for the portfolio, this advice is always relevant. The only problem is that the TS portfolio I've seen is quite ordinary skills. I can at least make projects from his portfolio by spending just a little more time than he spent on them (although-who knows).

I understand when a person complains that he has issued a whole project of the level of a professional Studio (with heavy and time-consuming animations with unusual solutions and having at least some uniqueness) - then it's still okay. But just take and pull the psd on the site/make up 10 pages on the layout of figma and complain that you didn't get paid 20 thousand dollars for it BECAUSE YOU TRIED it's completely ridiculous. Usually people with 15 years of experience (like our TS) have a much stronger understanding of the market and are unlikely to have a stable medium-high income at their age and with such experience. Or even more - why not set up a Studio with your own skills? IT needs porfessionals and this is not a myth - but it is a requires for QUALIFIED and cool people.
322  Alternate cryptocurrencies / Altcoin Discussion / Re: Gold or Bitcoin on: September 23, 2020, 12:34:45 PM
The answer lies on the surface - take everything at once!
I would not keep all 100% of the funds in one investment instrument, because diversification saves nerves and keeps the hair on your head.
And in what ratio-depends on how actively you are going to trade and what you want to achieve. I would generally choose 3 directions (precious metals, cryptocurrency, classic shares of it giants) and would divide 33.3% between all my funds. This will save you from unnecessary nerves and allow you to more flexibly control your portfolio as a whole, compensating for drawdowns in one of the instruments with stability and a rise in the price of the other.
323  Economy / Economics / Re: economic loan new money and covid 19 i want fast on: September 23, 2020, 12:25:38 PM
The more money - the more inflation so-and-so. What difference does it make to me if a loaf of bread costs $5 for 2K/month income or$ 10 for 4K/month income? There is more money and prices will adjust to this money supply.
This is why taxes vary depends on the country, because the cost of everything depends on what standards they have on their country. Here in my country, we are paying a low tax, have our goods in low price but the wage is also small, just as proportion as other nations are. Money printing should be align to the reserve, country's worth in all aspect to avoid hyper inflation.

There is no difference how much money you have if everything around you in % ratio costs the same as before. And it doesn't do any good either.
Ever wonder why retired military usually resides in less civilized places? or in third world country? coz there, they are rich.

I do not dispute that taxes can be used to remove the "extra weight" of money from the economy, thereby keeping inflationary processes in check and avoiding the accumulation of a critical mass of money. But many places, unfortunately, they are not used for this purpose - and people just pay 40-60% of taxes on their income and in return receive only a deterioration of the surrounding conditions within the state (Hello benefits for illegal migrants and absolutely useless programs for integrating all sorts of Arabs into society).
I am very sad that I can't choose where my taxes should go. if I had a choice, it would be much more pleasant for me to pay them knowing that they will go to the development of urban infrastructure, space programs or nuclear energy, and not for the lunch of another Shamil who will kill someone in the doorway tomorrow.
324  Economy / Economics / Re: economic loan new money and covid 19 i want fast on: September 23, 2020, 12:18:24 PM
Where does the new money come from? Does the printer do brrr? Well, great, according to this scheme, then maybe there will be just tons of tons of new money, and so what? What is the point of this artificial inflating of the already inflated to the limit of the Fiat bubble? A loan for a loan to pay off another loan to "live normally" is a very strange way out, don't you think?
I already repeatedly have ideas to store all my savings in cryptocurrency, since I cannot be sure of the national currency, especially after the government constantly takes loans and at the same time the IMF approves a new budget with a shortage of about $ 500 million. And you also need to take into account that this problem will be transferred to the budget next year, and neither the IMF nor other countries will give such a loan. The money earned is not enough not only for utilities, but also for groceries, and I'm not talking about clothes.


your duty is to get your hands on money as much is possible becouse of new money the stock market eequityies and crypto are the most beneficial.


benefit of this as much is possible becouse after 10 years party is over and someone need to clean up the mess Smiley


The more money - the more inflation so-and-so. What difference does it make to me if a loaf of bread costs $5 for 2K/month income or$ 10 for 4K/month income? There is more money and prices will adjust to this money supply. There is no difference how much money you have if everything around you in % ratio costs the same as before. And it doesn't do any good either.
I already repeatedly have ideas to store all my savings in cryptocurrency, since I cannot be sure of the national currency, especially after the government constantly takes loans and at the same time the IMF approves a new budget with a shortage of about $ 500 million. And you also need to take into account that this problem will be transferred to the budget next year, and neither the IMF nor other countries will give such a loan. The money earned is not enough not only for utilities, but also for groceries, and I'm not talking about clothes.

As for me - to save savings from inflation it is better to keep them in more traditional things. I really like gold fore this not only because it automatically adjust its price for inflation, but it itself has a rather exceptional property of eternal growth in our world. Gold, even if it falls in price (which is extremely rare), very quickly returns back and continues to grow.
I prefer to use cryptocurrencies for less long-term storage and more for a method of passive earnings. But gold can be called the key to a good life in old age, for example. More reliable than real estate.
325  Alternate cryptocurrencies / Altcoin Discussion / Re: MEME or how to attract new hamsters on: September 22, 2020, 04:26:12 PM
Classic of modern marketing.
And I have an ambiguous position here. On the one hand, it is certainly bad that there are projects that consist of 100% marketing and funny pictures, or even empty promises and one topic on a crypto forum.
But on the other hand, you can consider it an obstacle course for beginners to fill their own bumps. Such projects motivate you to better study what you invest in and teach you that you can not trust every project in the world where you can find word "crypto" in naming (Hello DeFi-scam)
326  Economy / Economics / Re: How freelancing websites killed design and developement bussinesses ... on: September 22, 2020, 04:18:47 PM
WELL, let's sort it out

Quote
Reason 1
This is too local a problem. In some countries, you can easily register as a private entrepreneur/self-employed and your total tax will be at most 5-6%. The same applies to receiving money from customers - if you can't choose a normal payment service with normal conditions, this is a very private problem.

Quote
Reason 2
And also Indian, yeah. I am quite familiar with the market in the EU and neighboring countries, and I can confidently say that local people prefer to hire local / neighbors, rather than turn to Chinese / Indian freelancers - because the reputation for quality of work is ahead of them.

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Reason 3
This is a payment for the fact that you work for yourself. If it is so difficult for you to monitor the space in search of orders, hire a Manager for 10-15% of the receipt from each order and forget about this headache. What is the problem?

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Reason 4
Again, a local problem, prices are different everywhere. And even if you take America into account, it's not that much money, is it?

Quote
Reason 5
So do not take such projects what is the problem? The beauty of freelancing is that you can choose what to work with and your main task is just to sell yourself. Such customers either end up going to the Indians and spit on the quality or understand that they require the impossible and split the entire project into a bunch of small orders, then collecting everything together.

Quote
Reason 6
Again, don't take such orders. What does it have to do with the presence of freaks in the camp of customers and the fact that "the freelance market killed everything"? Does the price of $200 for creating a blockchain prevent you from sleeping?

Quote
Reason 7
So you are against the usual auction / tender system? This is quite normal-the customer wants to get the best price/quality ratio, and the contractor (you) wants money and knows how much it costs.

Quote
Reason 8
Well, there are no comments at all. And people wear the "wrong" clothes and eat the "wrong" food, so what? Yes, even if WID and js.brainfuck are asked to create a project, what do you need, again?

Quote
Reason 9
You can simply do not agree or you can name the appropriate price for such requests. Problems?

This is completely normal  phenomenon. The layout of a website or the design of another online store is no longer a super-complex task that requires extra effort. There are a lot of frameworks for which you can build another blog/landing page/showcase in a couple of days, spending more time on adaptability than on development. It is quite expected that the price of a man-hour has become lower in this area - because even a 15-16 student can master angular / react+scss+html and a couple of frameworks like Symphony and already go to work and gain experience. Many processes are already automated - syntax highlighting, tooltips for functions and classes, autocomplete and so on and so forth. Who are you trying to deceive?

The only question I have left is either you are not very knowledgeable in the field or you are spy100 and then there are no more questions.
327  Economy / Economics / Re: economic loan new money and covid 19 i want fast on: September 22, 2020, 04:12:01 PM
Where does the new money come from? Does the printer do brrr? Well, great, according to this scheme, then maybe there will be just tons of tons of new money, and so what? What is the point of this artificial inflating of the already inflated to the limit of the Fiat bubble? A loan for a loan to pay off another loan to "live normally" is a very strange way out, don't you think?



your duty is to get your hands on money as much is possible becouse of new money the stock market eequityies and crypto are the most beneficial.


benefit of this as much is possible becouse after 10 years party is over and someone need to clean up the mess Smiley




The more money - the more inflation so-and-so. What difference does it make to me if a loaf of bread costs $5 for 2K/month income or$ 10 for 4K/month income? There is more money and prices will adjust to this money supply. There is no difference how much money you have if everything around you in % ratio costs the same as before. And it doesn't do any good either.
328  Economy / Economics / Re: economic loan new money and covid 19 i want fast on: September 19, 2020, 01:00:51 PM
Where does the new money come from? Does the printer do brrr? Well, great, according to this scheme, then maybe there will be just tons of tons of new money, and so what? What is the point of this artificial inflating of the already inflated to the limit of the Fiat bubble? A loan for a loan to pay off another loan to "live normally" is a very strange way out, don't you think?
329  Economy / Economics / Re: bitcoin dont pay our billls we need passive income on: September 19, 2020, 01:00:21 PM
This is probably the worst idea I've seen on this forum in a while. Why you should be payed from someone? For what? I am totally against all and any social parasites. I am against idea that my taxes will be used to give someone free money. I'm damned against even having my taxes go to non-refundable loans to other countries "just because".
I believe that if a person can't earn a living it is solely their problem and they should be ostracized and socially disapproved of as much as possible.
There are so many different ways to make money in the world - that's why I just hate it if someone starts such conversations about. universal income is what will kill any state remember this.
330  Economy / Economics / Re: Sales of wedding rings are increasing on: September 19, 2020, 12:39:15 PM
Finally some good news. I only hope that such unions will not fall apart in a couple of years simply because "we did not get along". I am very sad to see what the institution of marriage has become and I literally cry as I watch it being destroyed more and more.
I want to believe that this increase in sales is due to the fact that people really realized that one in this life is very difficult and much easier if there is a person nearby who loves you and supports you at all costs.
331  Alternate cryptocurrencies / Altcoin Discussion / Re: Importance of social media channels on: September 19, 2020, 11:59:10 AM
The problem is that it is quite difficult to monitor all sources of information in the modern world. In addition crypto news sites you have the usual news + info spam + terabytes of advertising + the God knows what else (+communication on Reddit, Twitter, btt).
You already don’t want to subscribe to another channel or group because you understand that you will be distracted even more.
People are now so clogged with the information flow that more and more often you just want to go to the deep forest and breed foxes and not engage in monitoring the crypto and react to the next sneeze of some official to predict the collapse or rise of the currency.
332  Alternate cryptocurrencies / Altcoin Discussion / Re: How do you guys tackle information overload? on: September 18, 2020, 12:55:28 PM
Quite simply , you should not read all 100% of the news and Analytics that exists on the Internet. It is enough to choose 5-6 publications and sources that are conventionally reliable and, based on the accumulation of information from them, Supplement your vision of the market and update your opinion about it.
It's really a big mistake that the same beginners try to read everything in the world, which makes them even more confused. And given how much, in principle, there is now unnecessary information noise-this leads to the fact that instead of at least some assimilation of information, you start to ignore everything at all.
333  Alternate cryptocurrencies / Altcoin Discussion / Re: Why people are buying when the price is going up and not when it is down on: September 18, 2020, 12:51:59 PM
You answered your own question. People see that the price is rising and believe that this is a great entry point - and Yes, this is at the level of the meme "we buy on heights, we fix on lows". All these newcomers believe that since the price is rising right now if they have time to buy at the current price they will jump on the legendary rocket to the moon. And as soon as the price starts to fall, they panic sell all their tokens with the thought "why did I come here at all? the cryptocurrency is so stupid", thereby generating many different articles, posts, tweets and other content that investing in cryptocurrencies is difficult, difficult and harmful to the heart.
Well, what to take from them? They're all hamsters.
334  Economy / Economics / Re: Our chance to reset on: September 18, 2020, 12:48:59 PM
Still, too one-sided coverage of the situation for me. A small number of people can afford to stay at home - and even fewer can afford to pay these people a full salary. Knowing how the modern business scheme works for small and medium-sized enterprises, you can confidently understand that even a week of downtime can lead to complete bankruptcy and ruin of the above. Is it bad? Yes, because everything is painful and sad. Is it good? Also Yes! After all, in a stagnant market, something happened that it periodically needs-the dumping of excess and inefficient ballast, the release of new places for newcomers, the shake-up of large companies that suddenly remembered that you can't just live on what you have earned and you need to develop forever.
There are good and bad sides everywhere so now is the time for new beginnings rather than more whining about how bad things are.
335  Economy / Economics / Re: Can legalisation of Cannabis help US economy? on: September 18, 2020, 12:42:34 PM
The main question is about legalizing what kind of marijuana we are talking about. Still, we understand that it is bought in those varieties where the THC content is quite good and which has just the effect due to which cannabis has already spread.
No one will legalize cannabis with THC of 15-30% or more because it is clear to everyone that they will be behind this. They will cost very small amounts which in the end will not significantly affect the black market of drugs and will also create additional loopholes for corruption. Legalization is not bad of course but whether it should be considered as a salvation and panacea for the economy is the most controversial decision.
336  Economy / Economics / Re: harmonization of fiat and crypto on: September 18, 2020, 12:35:53 PM
Yes, in the future cryptocurrency will improve a lot but Fiat will never be able to replace it
It is not that cryptocurrency cannot be replaced by fiat because it is the other way around, crypto will never be able to replace fiat for fiat is engrave in our life, in our minds, imagine having to change the way you see money because of the characteristics crypto has, if we are just talking about convenience then digital fiat can do it but still in the field of digital cryptocurrency still have the edge over the fiat, some company might start a collaboration between fiat and crypto to maximize it's potential but i don't see it to boom in like 5 to 10 years, as long as government doesn't take actions about cryptocurrency then it is really hard to see a big progress to it. Crypto now is still dependent to fiat.
"death of the Fiat" means the death of the crypto
Exactly, how can people specifically newbies can buy cryptocurrency without having cryptocurrency in the first place? That is why its dependent to fiat. It will take some years to see a harmonazation between fiat and crypto but if it happens i'm sure it'll be a good one but now i think its hard to implement that thing for lots of people still don't have knowledge about crypto and it will be a hurdle to the progress of fiat-crypto collaboration.


The point is not even in the formation of thinking/consciousness and other such things, but in the fact that the state money must be provided with something. Cryptocurrency does not really imply the presence of physical or valuable security for its issue - this is one time. And two - the implied decentralization of cryptocurrencies as such goes against the principles of control over the issue and turnover of funds.
There are too many subtleties and nuances, as well as quite global things that conceptually make it impossible to reach the stage when the cryptocurrency can be implemented as the base currency of the state.
337  Economy / Economics / Re: get ready guys for this soon on: September 17, 2020, 07:21:53 AM
Every year someone will say that [the currency] is about to die and the economy will crumble to dust because it was created only for [action]. GL is now in principle quite an interesting position - they have started to finish the Bracket and I see a brighter future for them as a separate country than as one of the locomotives of the EU. Why? Because we all see what is happening with the EU now and this can not but upset - a good idea of the past was maximally spoiled by the trends of the current one.
I believe that everything will be much better for you than you are trying to predict here.
338  Alternate cryptocurrencies / Altcoin Discussion / Re: Are you sure crypto is the future currency? on: September 17, 2020, 07:17:53 AM
I have only one question, namely - what kind of cryptocurrency will it be? You don't think that some Mr. trump will decide to burn all the dollars and use eth instead, do you?
First of all, none of the major countries (read first world countries) will use the cryptocurrency of someone else's (independent) production as the main currency.
Secondly, how do you imagine the availability of reserves in cryptocurrency? Either a return to the hard gold standard or something else - but the reserve will still not be in the cryptocurrency because it is impossible to use as a reserve something that "does not exist".
And third , what is the global benefit of this? To be honest, I have been living for a long time, but I still do not understand this desire to use cryptocurrency as the main means of calculations. If you wanted to, you would use it and do everything possible to do it. But what do I see? People just want more dollars and no more. And no one is really interested in what you write about.
339  Economy / Economics / Re: Real estate vs. Bitcoin on: September 17, 2020, 06:14:26 AM
And again-an attempt to compare an apple and an orange.
How many uses does real estate have? Investment as such (land and housing are only getting more expensive), passive income (renting), the ability to live in this very house, the ability to run a small farm on your site. Yes, you can at least put a wind generator and be as Autonomous as possible. No wonder they say that "my home is my fortress".

And what can btc (or any other cryptocurrency) oppose to this? A couple of beautiful candles on the terminal screen, planted nerves from over-volatility? Let's not compare two conceptually different things, please.
340  Economy / Economics / Re: harmonization of fiat and crypto on: September 17, 2020, 06:04:10 AM
So that's the point - that there is no way.
The problem is not even that it is impossible to get rid of Fiat money and not that they print a lot, but that the complete rejection of paper in the use of cryptocurrency is the same bike that has already been invented a thousand times.
What is the difference between printing Fiat money or printing more tokens? How do gov control the total turnover? How to deal with the financing of the terrorism? Money laundering and other financial security issues? Too many questions "how and why" and instead of answers only one: "crypto!!!".
I love crypto and see good potential in them, but I have no illusions about it.
Banknotes are still in its value because not whenever devices are connected to the network, cash is in some cases convenient.
I admit cryptocurrencies have too many advantages, making the world cleaner and saving hundreds of years.
But you should understand that that hasn't happened now, cryptocurrencies will be ubiquitous in the future once regulation and countries are full.
We use them decentralized to some degree, but what about governments? Will they create a centralized or decentralized chain? See how Binance works you will understand why.

World / state decentralized currency-unfortunately this is the same myth as Bigfoot.
To expect the most important overseer of money to reduce his control and authority in favor of the desires of ordinary people is a very big mistake. I think this can be implemented only if you either have nothing to lose, or if you build your country from scratch - then we can build the economy this way.In other cases, we can only wait for the introduction of blockchain in the FINTECH sphere, but not at the same level as everyone wants this crazy.
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