Your Bitcoin transaction fees will depend on two main factors:
Transaction size
Fee rate

You can control them both.
Controlling transaction size by choosing appropriate address type like Segwit (Bech32) starts with bc1q as well as consolidate your small inputs to reduce transaction size when you need to move your coins.
Choosing a feasible fee rate to use for your transaction (after consolidate your small inputs when mempools give you cheap fee rate for consolidation).

A chart for mempool history from which you can see it barely has congestion or periods in which people have to accept Deadly Red Fee Rate Bands. Only three times and I made screenshots for you.


December 2017

April 2021

May 2023


Only about 2 weeks ago, mempools were cleared but now things are worse and worse day by day.
[May 2023] Fees not low! Wait for opportunity to Consolidate your small inputs.

You can wait for cheaper fee, if you join the fee race, you will help miners richer easily.
Currently they have very joyful time with massive transaction fee. Fee in block reward is very high at the moment and it is up to 42%, a second highest value in history.
Bitcoin fee in reward

Reminder: do not keep your money in online accounts was written in November 2022 but maybe people did not learn this reminder.

These days, Ordinals, BRC-20 tokens, Unisat.io are spamming Bitcoin mempools and triggering the fee rate race that causes very expensive transaction fee and long waiting time.

Along these crazy days, Binance postponed withdrawal of Bitcoin in Bitcoin network a few times. If you store your bitcoins on Binance, you will not be able to withdraw it.

It is funny fact as in normal days, exchanges charge very expensive withdrawal fee on users and now they reject to support users, waive the withdrawal fee for their users but simply benefit themselves by putting withdrawal on hold.

Again, do you want to have control of your coins?
Use self custody wallet.

With self custody wallet, you can control your coins, can broadcast your transaction anytime and can choose fee rate to have waiting time you are ready to take.

Do mempools checking with
https://jochen-hoenicke.de/queue/#BTC%20(default%20mempool),24h,weight
https://mempool.space/graphs/mempool

You can broadcast your transaction with any fee rate you want. But you must know that if you use too low fee rate, your transaction will probably be dropped of mempools after a while. Usually mempools make drop on waiting transaction (with very low fee rate) after 2016 blocks or 14 days approximately.

Like on Mempool.space or jochen-hoenicke.de, you will see different charts. With full waiting transactions (bigger size) and with possible remaining waiting transaction after dropping of low fee rate transactions. See screenshots.



From 250 vMB (second chart, BTC) to about 35 vMB (third chart, BTC default mempool), difference is around 210 vMB. Network difficulty will be retarget after 2016 blocks (14 days) and the estimator uses it for estimation of possible dropped transactions.

When you check fee rate, use the third chart is better. If you see fee rate is too high, you can wait for a few days, two weeks to broadcast your transaction with cheaper fee rate. You can make your transaction like 5 - 10 vMB from tip of mempool and wait for your luckiness.

Use Segwit address to save your transaction fee.

Exchanges
Binance
They charge same withdrawal fee for Legacy and Segwit address. They don't want to force users to use Segwit address.

Binance is the same and they even charged more expensive withdrawal fee on Segwit address.
Archive of BTC withdrawal fee on Binance in April. It is the same hours ago today.

Fortunately they changed it recently and now withdrawal fee with Segwit is cheaper than with Legacy.


Kraken
https://support.kraken.com/hc/en-us/articles/360000767986-Cryptocurrency-withdrawal-fees-and-minimums


Kucoin
https://www.kucoin.com/vip/level


Bitstamp
https://www.bitstamp.net/fee-schedule/

Best 2FA applications to use. Open source, free, secure. Better than Google's.

Some 2FA applications are better than Google Authy, Twilio.

With Electrum wallet, you can create a Standard wallet (Single signature wallet), Wallet with two-factor authentication, Multi-signature wallet, Import Bitcoin address or private keys.

Because you only start, you can use a Standard wallet. It requires only one signer (one private key) to sign your transaction.

Don't use Wallet with two-factor authentication because it will cost you more fee from Trustedcoin that is a party provides 2FA for your wallet.

If you one to have a more secure wallet, use Multi-signature wallet.

Import Bitcoin address if you want to have a Watch-only wallet. Watch-only means you can only see transactions in and out but can not sign any transaction from that wallet.

Import private keys will create a wallet that allows you to sign a transaction.

---

Always backup the wallet seed. You need it to recover your wallet later.

Don't show your wallet seed online to anyone, any place. Show it means you give access to that wallet to many people who see it.

Bitcoin network can not be DDos attacked. You can make 51% attack but it requires to own 51%+ hashrate to do it. It is impossible.

Dust attacks are not strange and it happens many times on the network. Attackers do that to mislead bad fee rate estimators and force people to pay very expensive fee rate for their transactions. It is very bad if they don't know methodology to check fee rate and pick a good one. Or if they rely on estimators which are bad in formulas and give a overpaid suggested fee rate. Or if they use exchange wallet, they will have to accept withdrawal fee of exchange that is expensive.

You can prevent dust attacks to your wallet (non custodial).
Dust Attack, what it is, why it is dangerous and how to prevent falling to it

Bitcoin or satoshi (sat) is not a matter. Satoshi is one of Bitcoin units and if you can have a magic to double 100 sats each day, you can double your bitcoin BTC each day, for a month.

You can not have one but don't have another.

[Did you know?] Bitcoin Table of Units

You will not see the Next button available to use (Clickable) if you type one or some of your words inaccurately.

Any word at any position in the seed, if is typed inaccurately will disable the Next button.

In Electrum wallet, if you type a word, you will see potential correct word in the drop-down list in a light blue color. If you type it inaccurately but are not aware about that typo, and move to a next word, this drop-down list will no longer appear.

You can try to type "Clari" and you will see only "Clarify" in the drop-down list.

 Always backup a code you use to activate your 2FA.
You need it to recover your 2FA later or to import it on other devices.
Always backup in cryptocurrency.  



If you already used or want to use Google Aunthenticator, let's read 2FA - Important Precautions with Google Authenticator and consider to use alternatives.

• Aegis Authenticator ^{Android, F-droid}
• Tofu Authenticator ^iOS
• Raivo OTP ^{iOS, Mac}
• Ente Authenticator ^{Android, iOS}
• andOTP - OTP Authenticator ^{Android, F-droid}

 Aegis Authenticator  _____ ^{Android, F-droid}

• Website: https://getaegis.app/
• Github: https://github.com/beemdevelopment/Aegis

 Tofu Authenticator  _____ ^iOS

• Website: https://www.tofuauth.com/
• Github: https://github.com/iKenndac/Tofu

 Raivo OTP  _____ ^{iOS, Mac}

• App Store: https://apps.apple.com/us/app/raivo-otp/id1459042137#?platform=iphone

 Ente Authenticator  _____ ^{Android, FiOS}

• Github: https://github.com/ente-io/auth/#readme

 andOTP - OTP Authenticator  ____ ^{Android, F-droid}

• Google Play: https://play.google.com/store/apps/details?id=org.shadowice.flocke.andotp

With Proof of Work, no risk to see developers to mint new supply by a key board touch. New coin circulating supply will be released by miners from their mining process.

Block reward halvings are great events to help miners and investors get more profit if they can hold their coins they got from previous epoch era.

With block reward halving of Litecoin is coming, I did my own research and found some websites for Block reward halving countdown for Proof of Work altcoins.

https://www.nicehash.com/countdown
https://halvingdates.com/
https://altcoinsbox.com/crypto-halving-dates-calendar/
https://cointool.app/tools/halving

Only about 104 more days till Litecoin halving date, what do you expect with Litecoin price on market in next three months?
https://www.nicehash.com/countdown/ltc-halving-2023-08-06-11-00
In its previous halving, Litecoin had a very good pump.

If you are not running any business, bank, exchange, you are not responsible to handle withdrawal request of anyone, any user, so no insolvency risk.

Your question is very misleading and confusing. Cryptocurrency owner or cryptocurrency founder, what do you mean?

As a cryptocurrency owner, you are not providing any service and won't become insolvent. You only face with risk of loss your capital because the cryptocurrency you invest in turns to 0 in value and nobody trades it on exchange.

As a cryptocurrency founder, especially if you are running an exchange (CEX or DEX), you are responsible for solvency or insolvency for your users.

Example is FTX exchange, which filed bankruptcy after it became insolvent.
https://www.coindesk.com/policy/2022/11/11/ftx-files-for-bankruptcy-protections-in-us/

You forgot about Bitcoin Difficulty Estimator

https://www.bitrawr.com/difficulty-estimator

Arbitrarily and carelessly connect your debit card to any platform is very risky. There are dark market which has many information of debit cards for sale.
[BIG LIST] Crypto Debit Cards

You can do it but don't store your cryptocurrency on centralized exchanges too long. It's risky.
Reminder: do not keep your money in online accounts

Not all P2P exchanges are decentralized. Most of them are centralized. This P2P branch industry lately is under attack of regulatory authorities and many big names proactively shut down their businesses, Localcryptos, localbitcoins, Paxful.
Help: A list of LocalBitcoin alternatives (P2P marketplaces)

Bitcoin ATM is very last choices to choose. You will have to spend very expensive fee with Bitcoin ATMs. Fee can be up to 15%. Can you afford to pay such expensive fee?

That man paid an expensive cost by carelessness.
Bitcoin ATM Deposit Exchange Rate shocks

Many gift card traders are scammers and it is not a safe trading method.

Contacting first and claiming to be someone, representative of any organization, entity, company is like scam. Later, if the offer is related to money and worse you have to go first by sending your money, your bitcoins, it is surely a scam attack.

Bitcoin.org is an organization [dot] org. It's not a business company.

Use what is correct but use Who is is not good.

Domain name update
Since April 17, 2020, 07:13:47 PM, the Bitcointalk.org forum is no longer related to both Cøbra and bitcoin.org.

Bitcoin 2008-2024 History Paperback/Hardcover Book 📚

Not printed yet but it's coming.

More details
Bitcoin Block Reward Halving Countdown
Controlled supply
Equivalent Network Time

The next halving is one year ahead and in the meantime, you can watch the Halving progress chart and compare bull markets.

I am not sure what is 'our' calculation and how it is made. You did not explain how you calculate the price of next bull run.

From $150k to $350k is very wide range and it is not like a good calculation but only a blinded guess.

With Electrum wallets, you can set up cold wallets or multisig wallets that are more secured than single-sig wallets.

Creating a cold storage wallet in Electrum
Creating a multisig wallet in Electrum
[GUIDE] How to Safely Download and Verify Electrum [Guide]
Old phone as cold storage?

It is the best wallet software if you want to run a Bitcoin full node.

[Guide] How to run a Bitcoin Core full node for under 50 bucks!
It does not cost you too much to run a Bitcoin full node which is better for your privacy and anonymity somewhat.

You applications are not accepted.

Lock your topic please

Paxful is shutting down
Paxful - Deposits are not being credited
Paxful have stopped their trading like LCB = GAMEOVER

Your opinion is insightful and I did bookmarked that page https://token.unlocks.app/arbitrum

I did it to not forget about Vesting allocation, Vesting Schedule and next unlock of $ARB token.

Two other sites don't have information for $ARB but I usually use those sites too.
https://vestlab.io/
https://www.team.finance/