No excuses, in the end, your ROI is still 0%   Plus, why would you need 17 jobs for 1 company... big investment :O

Never been interested in this sort of thing because frankly, it seems like there is always a catch.  Like it looks good maybe but then you realize hey I have to do something for HOURS and then make another investment just to get a paltry sum of .03 or whatever.  It's like never worth it.

Lets run that through Excel and see how many days Id need without paying anything and ref'ing anyone myself.

Hmm depends on how many digits the take into account, but lets assume its 8.
After 5 days you have 2 exp
After 10 days you have 2.55 exp
After 15 days 2.72 exp
After 20 days 2.77 exp
After 30 days 2.79722701 exp and you wont get much more
After 90 days 2.8 exp (you loos .7 exp each day and gain .7 exp each day)

Note: this assumes that you get .7 first and lose 20% later, not the other way around, but it wont make much difference otherwise.