No thanks, I've gotten decent profit off of loans to people like max2607 who offer valid altcoin collateral that covers all of their loan. Newbies looking for a loan are usually scammers, but not always. I'd hate to lose the legitimate loan requests just because someone was stupid enough to lend to a very new account without any collateral.

There are a lot of people fighting scams too, and restricting those with negative trust from opening marketplace threads doesn't really help; they'll just switch to a new account. You don't hear about the scammers very often because scamming someone is black and white, unlike spamming/merit farming. If you're scammed; you don't trust that user. I doubt scammers will bother asking people to reconsider

He didn't even lose 561 bits, if you read my post, you'd see that it's 561 bits wagered. He has a whopping 21 bits lost, so if you could do a basic fact check (I linked to his account!) before signature spamming posting, that would be great.

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Investors are now positive again! 

I've awarded the 8 merits to butka. Congratulations! This post and this post were merited.

BTC sent, sorry for the delay. tx: http://btc.com/8963600b543261728cefb6210b7a6131823feba2c7e862bd88370df55dfd8c17
Same repayment address as the DOGE loan.

I trust Binance the most, and have the highest limits there. I only have 0.4BTC daily withdraw on Bittrex and $2000 USD on Poloniex last I checked. It's the most convenient for me, and I doubt there are any coins that aren't on Binance but are on Poloniex/Bittrex anyway. Those limits might not be an issue for a small loan, but if someone is borrowing 2 BTC or something, I wouldn't be able to easily liquidate on request. If someone defaults, I'm fine waiting a few days my coins. I've also had dumb issues with Bittrex in the past, they decided to lock my account for whatever reason and it was a pain to deal with.


Thanks for keeping me updated.

I assume you'll sign the collateral return address with the address 1JPHtpKDsZ5ZdS2P1vQb2pqdD4xTcEKFGz that you've used with zarzab? Just want to confirm, as a hacker could just sign using some random address. I can also fund the TRON loan:

Here's the transaction for future reference. https://dogechain.info/tx/2edc9ca3119b232d32fc5e70de1f768366151b4eca6e998f9096181700e2619a
Reasonable extensions should be fine.

Your BTC has also been sent. tx: https://www.blocktrail.com/BTC/tx/c59943b3493551b255c104f4c832ee7456e422b213b83392ef7f3052ae594263
Please repay to 3NUGv46QtRuFoe6k7i3o5wzFJbCW6shUNN

Your house edge is actually much higher than 0.5%, probably more in the range of 1.5%. It's kinda misleading, given that you charge a 1% withdraw fee ontop of what I assume would be the normal miners fee. While this is not a direct house edge on each bet, it gives you a large edge. This kind of game would be good without a regular house edge, but combining both gives the player a very bad expected value. Stay away, unless you like losing.

Also, what kind of VPS costs $70 for an entire month? Even if you need to manually set it up, that's still overpriced.

Turns out that although Trezor supports DOGE, there are no wallets for it 
Above DOGE address is in my own wallet, and not on an exchange.

Sure, I can fund this. I won't keep it on an exchange. Let me get a DOGE address, give me a sec.


Denied, 3 months is a bit too long for me I think. Sorry.

paused

New loans are paused for the time being. Existing loans are still due - please contact me if you need extensions.

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DarkStar's Lending Service
The borrower friendly lending service

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I'm aiming to run a more transparent and fairer lending service that is borrower friendly with more reasonable terms. I am relaunching as I feel that the lending section needs more competition again for no collateral loans.

• Ran into issues and need a few more days to repay? No problem! I won't consider it a loan default and extort the interest out of you, especially if you communicate.
• Need an extension and don't want to pay unreasonable 1% daily extension rates? You got it! [1][2][3]
• Want slightly fairer interest amounts and transparent interest rates? You've come to the right place!

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No Collateral Loans
The information below this header only applies to loans that are not covered by collateral.

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Currencies:
Loans in BTC and USDT (over the TRX network) are available.

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Interest:
The below interest rates are daily rates, and interest is calculated as simple interest. The minimum interest is 0.3 mBTC (0.0003BTC) and $10 USDT respectively. Rates for new loans are subject to change. However, existing loans will be unaffected or given the lowest rate (if applicable).

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|	Loan Type	|	Interest Rate	|
|	Bitcoin	|	0.117% Daily (3.51% monthly)	|
|	USDT (TRC20)	|	0.167% Daily (5.01% monthly)	|

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Terms:
1. No collateral is required for loans. If you have valid collateral, please see the second post in this thread for better rates.
2. You must have a minimum of 25 earned merit to apply for a loan. I delete all applications that do not meet the bare minimum requirements.
3. I reserve the right to deny any loan for any reason without explanation.
4. There is a soft maximum loan term of 3 months. Please let me know if you're looking for a loan over a longer time period and we can discuss further.
5. A one time fee of 2% of the loan principal will be charged if more than a month has passed after borrower's estimated loan duration and the borrower did not inform me of the delay. This fee is charged in addition to normal interest, and no fee (besides normal interest) will apply if I am informed of the delay.
6. I may or may not leave positive/neutral trust feedback after a loan is repaid. Do not borrow from me expecting to get positive trust.
7. A signed message is required for a no collateral loan.
8. The spreadsheet with loan repayment amounts may be incorrect for whatever reason and is only meant to serve as an aid for the borrower. I try to ensure the accuracy but bugs and errors can happen. If the spreadsheet is found to be incorrect, you will be reimbursed any extra paid or be expected to make up the difference if you underpaid.
10. I reserve the right to modify these terms at any time. New terms will apply to new loans only.

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You can view the information on all loans as well as the auto updating repayment amount in the spreadsheet here.

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Repayment Information:

I can't imagine their Bitcoin volume to be that high, and I'm guessing a large percentage comes from miners who need GPUs (maybe not with the recent crash though). With the crazy markup on GPUs, they'd be able to profit quite a bit. Overstock saves up a portion of their BTC as well, and they seem to do fine. USD does make more sense though, I assume their US suppliers want USD so this is just a way to gain some USD.

Looks like you aren't Canadian enough, eh?

Ayy, Canadian politeness pays off!

I'll sell a post fork roll for 0.115BTC 

Payments for this week have been sent. (598f7a6694af8d207b977f2a7962c4ba6fe79c7952d79760d541c25ec775f7da)

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Fair enough, although I assumed he was applying as a 'trusted' member.

Updated.

Where do you live? Newegg USA has accepted Bitcoin via Bitpay for multiple years now, and as far as I know, they are only present in Canada and USA. I suppose you could be talking about Newegg Business, but you can always shop at their normal store.

Also, the issue was that they lost their 'banking partner', so Bitpay was no longer to settle purchases in CAD. Therefore, Newegg stopped using them, as they don't want BTC and or USD. Odd thing is that Bitpay still doesn't settle in CAD, so I wonder if Newegg is using them to actually take BTC (yay!), or if they're taking USD for whatever reason.