The savings account ties in with the Loan Accounts, but the Savings cannot be touched if there's an outstanding loan unless hardship can be proved. Here's an example of how this works:
If John has savings of 30Bitcoins, he can then take a loan with us, for a total amount of 30bitcoins from his loaning account. Johns savings is still there, but because he's asked for a loan against his savings, the bank puts a hold on the savings, and cannot then cannot be withdrawn. But if he has taken a loan of 25bitcoins, he can take 5bitcoins from his savings but not be able to take the remaining 25 as there is a loan against his savings.
If the loan is partially paid back, so once again if he had taken a loan of 30bitcoins but has paid back 20bitcoins of the total 30bitcoins, he can ask for a topup on his loan upto the amount of savings that he has.
If John defaults on his loan amount, we can take the savings etc...
Eveytime a loan is approved there is a small fee to apply, this is to help cover admin costs etc,
So you will lend their own money to them and charge fees. Great (Joke of the day)
Let me tell you, your plan is a big fail and no one will put money in your bank to get same amount of loan.
and no one will trust your bank website unless you register a company. (even companies can do scam but still people trust them) and please don't lie about SWIFT.
And i checked your website, it's not even completed yet.
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