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3381  Alternate cryptocurrencies / Announcements (Altcoins) / Re: [ANN][NOTE]DNotes - CRISP for Students launched! on: April 12, 2015, 02:41:54 PM
It seems to me there is a misconception of about reversible transactions. Fiat itself isn't reversible, nor are transactions inherently reversible. If you deal only in cash, you may only ask the person who you gave the cash to refund it. What makes a transaction refundable is banks and third party involvement. We simply need a new system of handling transaction disputes. This is what Bitrated is attempting to do.

How Bitrated Wants to Put the Trust Back in Bitcoin

...

Unlike credit cards – or other traditional payment methods – bitcoin's transactions are final by design, with almost no recourse for consumers in cases of fraud.

This, in addition to the semi-anonymity afforded by the digital currency, has led some to question how participants in a bitcoin transaction can be trusted.

...

http://www.coindesk.com/how-bitrated-is-aiming-to-put-trust-back-in-bitcoin/
3382  Alternate cryptocurrencies / Announcements (Altcoins) / Re: [ANN][NOTE]DNotes - CRISP for Students launched! on: April 12, 2015, 03:12:08 AM

I'm not sure if this has already been posted, but it's pretty interesting for anyone who hasn't seen it.


"Bitcoin Created More Jobs Than the U.S. Gov't in 2014"

Jobs & Industries That Never Existed Before

Bitcoin and other cryptocurrencies created an estimated 250,000 jobs during 2014. None of these positions existed before 2009 according to Tamer Sameeh of LazyNews (and this list is only partial):

Script and Multisig developers
Java cryptocurrency developers
Microtransaction engineers
UX/UI crypto designers of user-only security protocols
Bitcoin and cryptocurrency crowdfunding planners and consultants
Cryptocurrency journalists
Cryptocurrency traders
Cryptocurrency technical analysts
ASIC chip designers
Bitcoin gambling website operators
Mining pool administrators 
Cryptocurrency escrow agents
Cryptocurrency Exchange-Traded Fund (ETF) operators
Bitcoin fraud detection consultants
Cryptocurrency ATM designers
Virtual currency exchange arbitrators
Federated open transactions’ server operators

full article - http://cointelegraph.com/news/113486/bitcoin-created-more-jobs-than-the-us-govt-in-2014

I've seen something like that before and it is impressive.
3383  Alternate cryptocurrencies / Announcements (Altcoins) / Re: [ANN][NOTE]DNotes - CRISP for Students launched! on: April 11, 2015, 06:16:03 PM

Also, and this is my opinion only, the DNotes I mine go straight to my wallet or DNotesVault. I don't sell any to pay the bills as it is my opinion that DNotes will be far too valuable in the future to spend or sell now, it would be loosing money to me.

I think that many miners are missing the long term picture. If you are mining and selling a coin at USD $0.01 and that coin appreciates to $1.00 in four or 5 years, you have done yourself a series disservice with the coins sold early. As long as you can pay the bills without selling mined coins, I would say hold them all. And this goes back to the first part, choosing the right investment coins in the first place. Good choices make profitable investments, period.


RJF, firstly, I agree.

I know you are pretty well versed when it comes to mining. If someone were to ask you about buying equipment today, would you recommend mining over buying the coins directly?

There are two parts to my answer. Why is the person considering mining over buying?

1. If you are NOT a hobbyist with a serious interest in computers in general, I would say buy your coins. It is no longer possible to amass a serious amount of DNotes buy mining unless you have more than 100 MH/s to dedicate. 40 MHs/ per day, every day, will get you about 50,000 NOTE per year. That's a lot of electricity and time spent keeping the miners going. Not to mention tying up a decent computer for that time period. Initial outlay varies but, a used ZUES X6 40 MH/s SCRIPT ASIC will cost around 350 to 400 USD (ebay). Not too hard to take but, that same 400 dollars will buy you about 40,000 NOTE at todays price. (around  0.00004550) So, after figuring in power cost (not going to place a figure here, varies too much but, several USD a day), upkeep, and lost PC usage, it really makes more sense to buy your DNotes.

2. On the other hand, if you ARE a hobbyist, you will ignore all those downsides mentioned above, cobble something together, and mine for the fun of it with profit secondary. In that case, mine away, it's fun and technically interesting. And, you get the bonus of accumulating something that will have real value in a few years.

So, there is no hard and fast answer to your question other than this:

Mine for fun and possibly a large future return if you know what your doing. Or, buy as an investment if you don't want to be bothered by all the technical stuff. And the third option, which is my strategy, DO BOTH!

PS: I am not a proponent of using a PC for other tasks while mining. It is best to dedicate a machine for the purpose even with external ASICs.

BTW: My answer strictly applies to DNotes. I would not even consider mining Bitcoin, my SHA stuff costs hundreds to run per month and the return is no longer there.




Thanks for the responses all. Sounds like it would make a nice guide on the CryptoMoms brand new guide section http://cryptomoms.com/forum/guides/31/ Wink

3384  Alternate cryptocurrencies / Announcements (Altcoins) / Re: [ANN][NOTE]DNotes - CRISP for Students launched! on: April 11, 2015, 06:14:43 PM
now just need to print it, and go to post tomorrow  Wink

i think will be good add adress of bitcointalk thread in the flyer, like this maybe not only vault grow... comunity grow too.

http://dnotescoin.blogspot.com.es/2015/04/promocion-dnotes-crisp-para-estudiantes.html

Nice infovortice2013 Cheesy
3385  Alternate cryptocurrencies / Announcements (Altcoins) / Re: [ANN][NOTE]DNotes - CRISP for Students launched! on: April 11, 2015, 03:56:02 PM
As well as getting 10 FREE DNotes just for following on twitter: http://altcointalk.org/index.php/topic,255.0.html

You can also win 2000 DNotes just for simple RTing of some tweets: http://altcointalk.org/index.php/topic,264.0.html

Good luck!

Thank you psybits, posted on facebook as well.
3386  Alternate cryptocurrencies / Announcements (Altcoins) / Re: [ANN][NOTE]DNotes - CRISP for Students launched! on: April 11, 2015, 02:44:37 PM

Also, and this is my opinion only, the DNotes I mine go straight to my wallet or DNotesVault. I don't sell any to pay the bills as it is my opinion that DNotes will be far too valuable in the future to spend or sell now, it would be loosing money to me.

I think that many miners are missing the long term picture. If you are mining and selling a coin at USD $0.01 and that coin appreciates to $1.00 in four or 5 years, you have done yourself a series disservice with the coins sold early. As long as you can pay the bills without selling mined coins, I would say hold them all. And this goes back to the first part, choosing the right investment coins in the first place. Good choices make profitable investments, period.


RJF, firstly, I agree.

I know you are pretty well versed when it comes to mining. If someone were to ask you about buying equipment today, would you recommend mining over buying the coins directly?
3387  Alternate cryptocurrencies / Announcements (Altcoins) / Re: [ANN][NOTE]DNotes - CRISP for Students launched! on: April 11, 2015, 01:22:56 AM
This is a must read article. There are very good reasons why some people are consistently successful. They don't depend on good fortune. They have the vision and they bet on it for the long term; a minimum of five years.

There is no sure thing in the investment world but there are many smart guiding principals. Take time to do your home work. Be totally objective and pick the top 10%. If you are correct, pick two to three from this group that you believe are the best in class. Invest in them for the long term. Keep investing more on a regular bases. Stay informed and adjust your investment accordingly.


KIM LACHANCE SHANDROW
ENTREPRENEUR STAF
APRIL 10, 2015

Why Billionaire Investor Reid Hoffman Is Betting Big on Bitcoin

Reid Hoffman has an expert eye for promising tech startups. The LinkedIn chairman and co-founder's early stakes in Facebook, Airbnb and Dropbox prove he's able to see the next big thing before most of us even know what it is -- and it’s paid off for him time and again.

These days, the so-called “startup whisperer” is placing his bets on Bitcoin. As a full-time partner at venture capital firm Greylock Partners, he claims his primary focus is to invest in “world-class entrepreneurs with new categories of ideas with the possibility of massive scale.” One of those entrepreneurs is Wences Casares, co-founder ofXapo, an ambitious, Palo Alto, Calif.-based Bitcoin wallet and storage startup. With Hoffman leading the charge, Greylock invested $20 million in Xapo last year.
 
“Bitcoin has the potential to be a massively disruptive technology,” Hoffman wrote in a post announcing the investment last July. “It is the leading digital currency and it’s growing fast.”

Related: LinkedIn's Reid Hoffman: Success Tips From Silicon Valley

Then, in November -- a month before Bloomberg declared Bitcoin the worst-performing currency of 2014 -- he announced a hefty personal stake in Bitcoin that he brokered, a $21 million investment intoBlockstream. The Montreal-based startup aims toimprove upon Bitcoin’s blockchain backbone, the shared public ledger upon which the virtual currency’s entire network relies.

We caught up with the father of online professional networking recently to find out why he’s betting big on Bitcoin and why he thinks the controversial cryptocurrency is here to stay. What follows are portions of that interview, edited for clarity and brevity.

Related: Why This Internet Pioneer Thinks Bitcoin Has the Power to Break the Cycle of Poverty

When did Bitcoin first pique your curiosity and when did you become a believer?

I first got into it after speaking with Wences Casares, who I refer to as Patient Zero for Bitcoin in Silicon Valley. Patient Zero is the first infection of a viral contagion.

I’d been paying attention to Bitcoin because a couple of other people that Wences had talked with, like Katana Capital founder Charlie Songhurst, had also talked to me about it and said that it was very important. No one had made the argument in a way that stuck yet, but it made me curious. I started to really think about it, so I sought out Wences in the summer of 2013. We had a fairly thorough conversation. He articulated very strong positive theories about Bitcoin and I began to feel empowered.

Related: IBM Looking at Adopting Bitcoin Technology for Major Currencies

What is most interesting about Bitcoin to you? What attracts you to it?
Once I started really digging into it, I came to realize that there are three aspects to Bitcoin that are interwoven and Bitcoin is most interesting because of them. They are: One, it’s an asset, like digital gold 2.0. Two, it’s a currency in as much as currency is like the digital app that allows you to begin to transact and trade. And, three, it’s also a platform where you can build financial and other products on top of it. These attributes all bound together are what convinced me that there’s a certainty that there will be at least one global cryptocurrency and that there’s a good argument that it’s Bitcoin, or that Bitcoin is one of them, if not THE one. And, if Bitcoin isn’t that global cryptocurrency, than something else will be.

I think that a global cryptocurrency that is an asset, a currency and a platform, is pretty essential for good progress in what we can do when it comes to building products and services, banking the unbanked in the third world and creating effective commerce across borders, among other things.


Related: 'Days Felt Like Years': What Morgan Spurlock Found When He Tried to Survive on Bitcoin for a Week

You’ve said that you’re not concerned with the day-to-day price of Bitcoin, that you’re more focused on the long-game outlook of your Bitcoin investments. Why?

My investment philosophy is very much long-term. I don’t do any small trades, like, “Oh, I’ll own this for a year and then I’ll sell it.” I invest only in long-term trends. That’s part of the reason I’m a venture investor. When I invested in Airbnb, when it was totally a new and random thing, most people said, “No way, no one’s gonna’ have strangers over at their house to rent a room, etc.” I saw it differently.
When I invest, I think, “What is the way the world should be and is this investment part of that end? Is this plan the best plan for that to happen?” So that’s minimum five years. When it comes to Bitcoin, that’s the framework that I think about it in.

Why do you think the price of Bitcoin has diminished so much since late 2013, when it soared above $1,000?

I think that the price drop has gotten lost in asset speculation. A lot of people were like, “Oh, my God, I gotta’ get in now!” They thought it was a get rich quick scheme. Obviously the run up was driven by speculation. Speculation tends to be very volatile to, “Oh, my God, it’s headed down now. Oh, get out quick.” Speculators are not long-term buyers. Speculators are cash in on the upswing and know when to get off the boat.

Honestly, I don’t even check the price. I don’t even know what it is right now. I would guess it’s around $200-ish. Once it went down to $200, it’s actually not been that volatile since. The volatility decreased after that big drop and it’s now coming to a point where it’s at the current clearing price.

Related: How a Teenage Entrepreneur Built a Startup on Bitcoin Riches

What are the biggest challenges holding Bitcoin back from mass adoption?

There aren’t enough use cases that make it easy enough to transact in Bitcoin yet. It has to be easy to use and reliably fulfill people’s needs. Most of the places a digital asset is needed very badly are not places like the U.S., where I can sit with my dollars in the bank. It’s more like Argentina or Ukraine or Russia. Those areas still have to get to the point where it’s useful.

Once you get the asset store working in those locations, you have to figure out where people want to transact in Bitcoin. Is it cross-border transactions? Is it other types of transactions that are unique and difficult to do?

While it’s cool that Overstock will accept Bitcoin, a lot of people in the U.S. have credit cards and can buy from Overstock with them, so they don’t need to get Bitcoin in order to buy from Overstock. Most mass adoption of technology doesn’t just go do something just because it’s cool. When you get mass adoption, it’s because it’s serving a need.

Related: Winklevoss Twins: Bitcoin Is Like a 'Child Taking Its First Steps' But Will One Day Win the Finance Marathon

What is your advice to those considering investing in the Bitcoin space?
Roughly speaking, it’s very much like a venture investment. What I tell people who are angel investors investing in it, even though I think that the likelihood that Bitcoin will go to zero is very low, I say don’t invest in something you’re not willing to lose, or lose a good portion of. Now, for portfolio management, like if you have $10,000 and you invest $500, that’s usually kind of an unsafe side bet.

If you’re interested in Bitcoin, if you believe it’s part of how you think the world should be, the way the world will eventually end up going towards and you want to participate in that, then it might be for you. Or, if you’re in some place where you have no real, good asset value store and you’re uncertain about the banks, you’re uncertain about the government currency, then Bitcoin can provide a useful asset store for you.
http://www.entrepreneur.com/article/244859


Must read and read it twice.
3388  Alternate cryptocurrencies / Announcements (Altcoins) / Re: [ANN][NOTE]DNotes - CRISP for Students launched! on: April 10, 2015, 05:55:13 PM
maybe add any web link in QR format, just for scan with android or ios or whatever XD


¡ Its the future, not must write addresses to see it !
                               Grin

http://keremerkan.net/qr-code-and-2d-code-generator/


Oh right! Good call.
All, please take a look at the flyer and provide your comments.

https://dnotesvault.com/crispforstudentsflyer2.png

Looks good. To the point with good introduction explaining what it is.

Good. If there are no further comments on it, I think we will run with that. If anyone who goes to school here would print it out and leave it on their local boards and community rooms, that would be helpful.

I really like this idea and the flyer looks great. 

Question #1 - Is the CRISP For Students initial target market University and College students only?  I think it may be taken advantage of at the high school level - just a thought.

Question #2 - Do you think it is a good idea to post this flyer in places where students' parents, grandparents, etc might see it and take an address for the student?

"Is the CRISP For Students initial target market University and College students only?  I think it may be taken advantage of at the high school level - just a thought."
Absolutely, k-8 is probably better off in the CRISP for Kids, though high school students still apply. High school, colleges, universities are a good fit for the CRISP for Students program.

"Do you think it is a good idea to post this flyer in places where students' parents, grandparents, etc might see it and take an address for the student?"
Certainly, it's not coming to mind what those places might be. Would you give us an idea of places you were thinking?
3389  Alternate cryptocurrencies / Announcements (Altcoins) / Re: [ANN][NOTE]DNotes - CRISP for Students launched! on: April 10, 2015, 05:10:56 PM
This Breaking News is worth noting. This is another piece of solid evidence that within another 3 to 5 years digital currency will be accepted by the mainstream. Typical of early adoption; it is not perfect or pretty. But someone got to get it going. The way it is done through the Paypal system is neither efficient nor cost effective.

For the love of Bitcoin or to those who are fortunate enough to be in the position where money is no object, it is certainly cool. Go for it. But that should not be the ultimate goal in making digital currency to be truly superior to fiat currency. We believe that for it to happen, there must be a stable trustworthy digital currency that can truly be spent as a medium of exchange between two parties without the necessary cost burden of an intermediary. That is what DNotes is striving for. It is a long lonely journey, but that is the best pathway to be true to our mission. Otherwise we might as well stay in the same old camp and be contented with the outdated costly credit/debit card system. It has been useful and convenient. Change is never easy. Most people rather remain in their comfort zone, despite having the cost of having to endure the some pain and suffering.


BREAKING: PAYPAL MERCHANTS CAN NOW ACCEPT BITCOIN

 Justin OConnell  10/04/2015  Announcements, Bitcoin Business, News 4 Comments


In a long SEC filing from today, PayPal states that its merchants can now begin accepting Bitcoin. As the original text to the filing reads:

A merchant can typically open a standard PayPal account and begin accepting payments through PayPal within a few minutes. Most online or mobile merchants can onboard quickly and are not required to invest in new or specialized hardware. Our Payments Platform supports growth with a variety of value-added services designed to help businesses of all sizes manage their cash flow, invoice clients, pay bills, and reduce the need for merchants to receive and store sensitive customer financial information. For our standard service, we do not charge merchants setup or recurring fees. A merchant can also integrate with Braintree to begin accepting payments with credit or debit cards, PayPal, Venmo, digital currencies such as Bitcoin, or other payment solutions with a single integration.

In September 2014, PayPal announced it would accept Bitcoin via integration with Braintree, and the same month announced partnerships with Coinbase, BitPay and GoCoin. Via the PayPal Payment’s Hub merchants could use customizable APIs to integrate Bitcoin into their shops for digital goods. At the time, it released a video hinting at Bitcoin integration.


eBay CEO John Donahoe said in 2014 that Bitcoin would play an “important role” in eBay’s plans before the two companies agreed to a split due to a changing digital payment’s landscape.

 
“PayPal is playing the role of the intermediary, but the cost will be left up to the merchant and the payment processor,” said Scott Ellison, PayPal’s senior director of competitive intelligence and corporate strategy, at the time of the original announcement.

The digital payments firm will split from its former parent company, eBay, Inc., effective at the end of 2015. As eBay writes of the split in the filing:

…The commerce and payments landscape is rapidly changing, and each business faces different competitive opportunities and challenges. Consequently, in September 2014 the board decided to separate the businesses. As independent companies, we expect eBay and PayPal will be sharper and stronger, and more focused and competitive as leading, standalone companies in their respective markets. eBay and PayPal also will benefit from additional flexibility and agility to pursue new market and partnership opportunities.

Whether or not PayPal will pursue a more aggressive Bitcoin policy has yet to be seen.  In 2014, weighing in already on Bitcoin currency regulations, the company told the Australian Senate:

“While the currency itself should not be regulated, and transactions by individual users without the assistance of the intermediaries should not be regulated, companies that provide a financial service for digital currency transmission, for issuance or sale of digital currency, or for exchange with other currencies such as the Australian Dollar, should be regulated in a manner similar to the existing regulations that apply to other payment services… Those regulations, however, should be adapted to recognize the specific details of how different digital currencies work, particularly ‘decentralized’ digital currencies that are not controlled by a specific issuer.”

Updated: April 10, 2015 at 8:22 am CET.

https://www.cryptocoinsnews.com/breaking-paypal-merchants-can-now-accept-bitcoin/


Well, that's nice and all but, they are trying to bend and fold Bitcoin into a system they understand and support. It won't work that way, too high a bar to entry. And, I'm a PayPal merchant, have been since they opened their doors and, I can't find the process for taking payments in Bitcoin. As I understand it, I will need to join Braintree which means more complication, more exposure and more time spent "minding the store" in a world where 24hrs in day is not enough already.

In conclusion, I would rather put a Bitcoin address on my auctions than go through PayPal. It's much easier and less BS. The buyer sends Bitcoin, it gets confirmed in my wallet, I ship the product. 1-2-3 done. Of course this method does not fit into ebay or PayPal's structure directly so, there are no real protections for me or the customer but, anything I sell no matter how it's paid for falls under ebay's money back guarantee.

The only difference here would be ebay and PayPal can't take the money out of my accounts and send it the customer. Yea!

NOTE: I sell specialized electronics, high value items that customers know and understand. Never had a problem. Not like selling widgets or cell phones, not much chance of scam or money back request.


They are using it as most companies do, a third party exchanges it into cash and they treat the rest of the transaction like fiat. It may be an important stepping stone in the growth of digital currency, leading to it's own ecosystem where digital currency is used and traded without being converted to fiat.

Also, as I understand it, the title is misleading, Braintree merchants can accept Bitcoin, not PayPal merchants directly. You have to join Braintree (a PayPal subsidiary). Just another layer of complexity we don't want or need.


Follow up article on CCN asks "WHY IS BITCOIN PRICE NOT ADVANCING ON THE PAYPAL ANNOUNCEMENT?". Using this method of integrating bitcoin does not necessarily have a positive impact on the price. It could have a positive impact on liquidity. It may even have a negative impact on the price as more selling may occur. Until merchants start accepting digital currency as a form of payment rather than gateway to get fiat, i think it is likely large merchants will have a negative impact on bitcoin. As with DNotes, we know it is not ready for mass merchant adoption and we won't push that aspect until it is ready.

https://www.cryptocoinsnews.com/bitcoin-price-not-advancing-paypal-announcement/
3390  Alternate cryptocurrencies / Announcements (Altcoins) / Re: [ANN][NOTE]DNotes - CRISP for Students launched! on: April 10, 2015, 04:46:02 PM
maybe add any web link in QR format, just for scan with android or ios or whatever XD


¡ Its the future, not must write addresses to see it !
                               Grin

http://keremerkan.net/qr-code-and-2d-code-generator/


Oh right! Good call.
All, please take a look at the flyer and provide your comments.

https://dnotesvault.com/crispforstudentsflyer2.png

Looks good. To the point with good introduction explaining what it is.

Good. If there are no further comments on it, I think we will run with that. If anyone who goes to school here would print it out and leave it on their local boards and community rooms, that would be helpful.
3391  Alternate cryptocurrencies / Announcements (Altcoins) / Re: [ANN][NOTE]DNotes - CRISP for Students launched! on: April 10, 2015, 03:06:35 PM
I like DNotes and traiding  Smiley
Small giveaway (YOBITcodes) only for 50 newbies here https://twitter.com/CatLove54851437/status/586538664198537216

Welcome correhidor and thank you.
3392  Alternate cryptocurrencies / Announcements (Altcoins) / Re: [ANN][NOTE]DNotes - CRISP for Students launched! on: April 10, 2015, 03:04:27 PM
This Breaking News is worth noting. This is another piece of solid evidence that within another 3 to 5 years digital currency will be accepted by the mainstream. Typical of early adoption; it is not perfect or pretty. But someone got to get it going. The way it is done through the Paypal system is neither efficient nor cost effective.

For the love of Bitcoin or to those who are fortunate enough to be in the position where money is no object, it is certainly cool. Go for it. But that should not be the ultimate goal in making digital currency to be truly superior to fiat currency. We believe that for it to happen, there must be a stable trustworthy digital currency that can truly be spent as a medium of exchange between two parties without the necessary cost burden of an intermediary. That is what DNotes is striving for. It is a long lonely journey, but that is the best pathway to be true to our mission. Otherwise we might as well stay in the same old camp and be contented with the outdated costly credit/debit card system. It has been useful and convenient. Change is never easy. Most people rather remain in their comfort zone, despite having the cost of having to endure the some pain and suffering.


BREAKING: PAYPAL MERCHANTS CAN NOW ACCEPT BITCOIN

 Justin OConnell  10/04/2015  Announcements, Bitcoin Business, News 4 Comments


In a long SEC filing from today, PayPal states that its merchants can now begin accepting Bitcoin. As the original text to the filing reads:

A merchant can typically open a standard PayPal account and begin accepting payments through PayPal within a few minutes. Most online or mobile merchants can onboard quickly and are not required to invest in new or specialized hardware. Our Payments Platform supports growth with a variety of value-added services designed to help businesses of all sizes manage their cash flow, invoice clients, pay bills, and reduce the need for merchants to receive and store sensitive customer financial information. For our standard service, we do not charge merchants setup or recurring fees. A merchant can also integrate with Braintree to begin accepting payments with credit or debit cards, PayPal, Venmo, digital currencies such as Bitcoin, or other payment solutions with a single integration.

In September 2014, PayPal announced it would accept Bitcoin via integration with Braintree, and the same month announced partnerships with Coinbase, BitPay and GoCoin. Via the PayPal Payment’s Hub merchants could use customizable APIs to integrate Bitcoin into their shops for digital goods. At the time, it released a video hinting at Bitcoin integration.


eBay CEO John Donahoe said in 2014 that Bitcoin would play an “important role” in eBay’s plans before the two companies agreed to a split due to a changing digital payment’s landscape.

 
“PayPal is playing the role of the intermediary, but the cost will be left up to the merchant and the payment processor,” said Scott Ellison, PayPal’s senior director of competitive intelligence and corporate strategy, at the time of the original announcement.

The digital payments firm will split from its former parent company, eBay, Inc., effective at the end of 2015. As eBay writes of the split in the filing:

…The commerce and payments landscape is rapidly changing, and each business faces different competitive opportunities and challenges. Consequently, in September 2014 the board decided to separate the businesses. As independent companies, we expect eBay and PayPal will be sharper and stronger, and more focused and competitive as leading, standalone companies in their respective markets. eBay and PayPal also will benefit from additional flexibility and agility to pursue new market and partnership opportunities.

Whether or not PayPal will pursue a more aggressive Bitcoin policy has yet to be seen.  In 2014, weighing in already on Bitcoin currency regulations, the company told the Australian Senate:

“While the currency itself should not be regulated, and transactions by individual users without the assistance of the intermediaries should not be regulated, companies that provide a financial service for digital currency transmission, for issuance or sale of digital currency, or for exchange with other currencies such as the Australian Dollar, should be regulated in a manner similar to the existing regulations that apply to other payment services… Those regulations, however, should be adapted to recognize the specific details of how different digital currencies work, particularly ‘decentralized’ digital currencies that are not controlled by a specific issuer.”

Updated: April 10, 2015 at 8:22 am CET.

https://www.cryptocoinsnews.com/breaking-paypal-merchants-can-now-accept-bitcoin/


Well, that's nice and all but, they are trying to bend and fold Bitcoin into a system they understand and support. It won't work that way, too high a bar to entry. And, I'm a PayPal merchant, have been since they opened their doors and, I can't find the process for taking payments in Bitcoin. As I understand it, I will need to join Braintree which means more complication, more exposure and more time spent "minding the store" in a world where 24hrs in day is not enough already.

In conclusion, I would rather put a Bitcoin address on my auctions than go through PayPal. It's much easier and less BS. The buyer sends Bitcoin, it gets confirmed in my wallet, I ship the product. 1-2-3 done. Of course this method does not fit into ebay or PayPal's structure directly so, there are no real protections for me or the customer but, anything I sell no matter how it's paid for falls under ebay's money back guarantee.

The only difference here would be ebay and PayPal can't take the money out of my accounts and send it the customer. Yea!

NOTE: I sell specialized electronics, high value items that customers know and understand. Never had a problem. Not like selling widgets or cell phones, not much chance of scam or money back request.

 


They are using it as most companies do, a third party exchanges it into fiat and they treat the rest of the transaction like fiat. It may be an important stepping stone in the growth of digital currency, leading to it's own ecosystem where digital currency is used and traded without being converted to fiat.
3393  Alternate cryptocurrencies / Announcements (Altcoins) / Re: [ANN][NOTE]DNotes - CRISP for Students launched! on: April 09, 2015, 10:12:26 PM
Developers Worldwide Compete in Second Coinbase Bitcoin Hackathon
https://bitcoinmagazine.com/19943/developers-worldwide-compete-second-coinbase-bitcoin-hackathon/

This could be a fun project for DNotes one day to promote the creation of DNotes apps.
3394  Alternate cryptocurrencies / Announcements (Altcoins) / Re: [ANN][NOTE]DNotes - CRISP for Students launched! on: April 09, 2015, 09:18:07 PM
maybe add any web link in QR format, just for scan with android or ios or whatever XD


¡ Its the future, not must write addresses to see it !
                               Grin

http://keremerkan.net/qr-code-and-2d-code-generator/


Oh right! Good call.
All, please take a look at the flyer and provide your comments.

https://dnotesvault.com/crispforstudentsflyer2.png

Looks really good with the QR code! Let me know when it's finalized and get busy copying them for posting!

EDIT: The QR code loads "http://dnotescoin.blogspot.com.es/?=1"  Is that really where we want it to take them? I would think the URL of the DNotesVault page for Student CRISP would be preferable...


The one in the newsletter loads https://dnotesvault.com/crisp-for-students.php just double checked.
3395  Alternate cryptocurrencies / Announcements (Altcoins) / Re: [ANN][NOTE]DNotes - CRISP for Students launched! on: April 09, 2015, 07:52:37 PM
maybe add any web link in QR format, just for scan with android or ios or whatever XD


¡ Its the future, not must write addresses to see it !
                               Grin

http://keremerkan.net/qr-code-and-2d-code-generator/


Oh right! Good call.
All, please take a look at the flyer and provide your comments.

https://dnotesvault.com/crispforstudentsflyer2.png
3396  Alternate cryptocurrencies / Announcements (Altcoins) / Re: [ANN][NOTE]DNotes - CRISP for Students launched! on: April 09, 2015, 07:29:43 PM
maybe add any web link in QR format, just for scan with android or ios or whatever XD


¡ Its the future, not must write addresses to see it !
                               Grin

http://keremerkan.net/qr-code-and-2d-code-generator/


Oh right! Good call.
3397  Alternate cryptocurrencies / Announcements (Altcoins) / Re: [ANN][NOTE]DNotes - CRISP for Students launched! on: April 09, 2015, 06:36:59 PM
CryptoMoms 1st Birthday on April 16, 2015.

CryptoMoms was launched about a year ago “as a digital community center with a dedicated mission to encourage and assist women to participate in the emerging world of crypto currency overwhelmingly dominated by men.”

CryptoMoms 1st Birthday is on April 16, 2915. We invite and encourage all of you to make a special effort to help promote CryptoMoms in celebration of its Birthday. We continue with the strong conviction that CryptoMoms is a good cause that will be instrumental in assisting women in various ways. It will also contribute to the success of our industry.

A full press release will be issued on Thursday next week. Please post your comments and any recommendations you may have.


That's easy to remember, Cryptomoms and I share birthday Smiley I will throw this around my FB wall and other social media. Crypto-currency pages on social media have been lacklustre at best at being on-line for communication to promote student CRISP, will have to do it ourselves, or find active pages. I might have to extend my networking to twitter for a wider audience.

If anyone can help promote CRISP for Students to the right audience (students, colleges, and not necessarily the crypto community) via social media, we can discuss a bounty.


If I could get a brief write up, I'll ask my daughter to post it on the University of Maryland (UMD) campus, students lounge area. That's not social media but, it will reach about 26,000 students. I'll ask if she can add to student social media for UMD as well.



That sounds like a good idea. Would it be flyer format then?

Yes, please...


All, please take a look at the flyer and provide your comments.

https://dnotesvault.com/crispforstudentsflyer.png


3398  Alternate cryptocurrencies / Announcements (Altcoins) / Re: [ANN][NOTE]DNotes - CRISP for Students launched! on: April 09, 2015, 05:06:05 PM
CryptoMoms 1st Birthday on April 16, 2015.

CryptoMoms was launched about a year ago “as a digital community center with a dedicated mission to encourage and assist women to participate in the emerging world of crypto currency overwhelmingly dominated by men.”

CryptoMoms 1st Birthday is on April 16, 2915. We invite and encourage all of you to make a special effort to help promote CryptoMoms in celebration of its Birthday. We continue with the strong conviction that CryptoMoms is a good cause that will be instrumental in assisting women in various ways. It will also contribute to the success of our industry.

A full press release will be issued on Thursday next week. Please post your comments and any recommendations you may have.


That's easy to remember, Cryptomoms and I share birthday Smiley I will throw this around my FB wall and other social media. Crypto-currency pages on social media have been lacklustre at best at being on-line for communication to promote student CRISP, will have to do it ourselves, or find active pages. I might have to extend my networking to twitter for a wider audience.

If anyone can help promote CRISP for Students to the right audience (students, colleges, and not necessarily the crypto community) via social media, we can discuss a bounty.


If I could get a brief write up, I'll ask my daughter to post it on the University of Maryland (UMD) campus, students lounge area. That's not social media but, it will reach about 26,000 students. I'll ask if she can add to student social media for UMD as well.



That sounds like a good idea. Would it be flyer format then?
3399  Alternate cryptocurrencies / Announcements (Altcoins) / Re: [ANN][NOTE]DNotes - CRISP for Students launched! on: April 09, 2015, 03:19:04 PM
Interesting read for the techies here. Detailing some of the issues with bitcoin mining.

Researchers investigate how conflicting interests threaten to negatively impact the Bitcoin ecosystem

Read more at: http://phys.org/news/2015-04-conflicting-threaten-negatively-impact-bitcoin.html#jCp
3400  Alternate cryptocurrencies / Announcements (Altcoins) / Re: [ANN][NOTE]DNotes - CRISP for Students launched! on: April 09, 2015, 02:51:30 PM
As a part of our PR campaign to build awareness for DNotes and its ecosystem we are testing an aggressive Tweeter campaign starting today. If the test is sufficiently successful we will continue with increased intensity till the end of the year.

Here is a sneak peek of our Twitter campaign:


DNotes twitter profile info:

World's first digital currency savings plans for retirees, kids, students and everyday people sponsored by DNotes ($NOTE). Cryptocurrency with unique long term vision.

- There will also be a pinned tweet on DNotes twitter profile that will have a lot of retweets and favorites to show that DNotes is a cryptocurrency with a large community.

DNotes twitter account will auto PM new followers with message and link to http://dnotesvault.com

DNotes twitter account will auto favorite tweets that contain #bitcoin every day to help gain more followers

There will also be a giveaway of 10 DNotes to whoever follows DNotes on twitter. This giveaway will run on altcointalk but also be promoted on bitcointalk

Competition tweets (to be promoted on bitcointalk and altcointalk they will run for 2 weeks):

Long term #cryptocurrency #savings plans 100% deposit guarantee → http://dnotesvault.com RT this tweet NOW for chance to win 2000 #Dnotes!

World's first #student #cryptocurrency #savings plans → http://dnotesvault.com/crisp-for-students.php  RT this NOW for chance to win 2000 #DNotes! #debt

Did you know the #DNotes team has over 20 years experience in #disruptive #tech and #entrepreneurship ? http://finance.yahoo.com/news/digital-currency-student-debt-solutions-094800790.html

Did you know #DNotes co-founder Alan? http://articles.chicagotribune.com/1993-05-20/business/9305200013_1_pen-based-dauphin-technology-risc-system


Very comprehensive and well focused. Nice job Dyna! PR opportunities exist all around us. From conversation with friends to the bulletin board at your local supermarket, we should all be taking advantage of any chance to get DNotes into the public eye. I'm sure a lot of you belong to social clubs or volunteer your time in various unpaid endeavors. All these can be a great networking source to get the word out.

For example, I was in line at a Target store the other day with my daughter and she said "Do you think Target will ever except Bitcoin?" So, I replied "I think most large merchants will accept Bitcoin sooner or later. The question is how do we introduce them to DNotes?" So the person in front of us turned around, apologized for overhearing but said she heard of Bitcoin but what was DNotes?

By the time we done talking, at least 8 people in the line including the cashier learned something about digital currency and DNotes specifically with no negative comments offered. I call that "pocket" marketing with personal PR. It works, try it!



Guerrilla marketing, love it RJF! I wish I could have been nearby to hear it for myself.
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