-snap-
All I can assume is that all his accounts might got hacked at some point of time and he is unable to retrive his loan. But that leaves to another question, why will he not inform his situation with a new account?
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He's from India,  right?  Can someone who knows his dox (if anyone does) check to see if he's incarcerated or dead?  If neither,  you'd kind of have to assume he scammed.

Muhammed Zakir is (was ?) one of bipolarbob's alts. do your homework fellows.

It seems pretty clear to me that you shouldn't trust him, or at least until this is all sorted out and you have an explanation for the delay as well as your 0.16 BTC back (and of course a generous late repayment fee too). As of right now, he stole 0.16 BTC from you, has been on Bitcointalk multiple times since the loan was due, and hasn't bothered to try and contact you to sort this out.

do you have any newbie with potential hero ?

do you have any potential full member?

OP is alt of chronicsky and many others which I could state. He is angry that I refused to do business with him because he wanted free egifts. Post up pics of me scamming you? I'm waiting...We never did business ever. Fuck off I reported your thread to mod and is trying to get you banned for accusing me of something when we never done business. Also, you posted in wrong thread. Haters gonna hate. Your just angry because I'm selling lots of egifts. Also, how can I fake giving $500 free Walmart egifts to many trusted hero accounts here? They would have been reported me if I didn't give them that.