in the developments that are always carried out by shiba inu, of course it really gives confidence that indeed shiba inu wants to be separated from just being a meme coin. it is not surprising that shiba inu continues to develop and continues to build a good community so that it can give confidence that shiba inu is not just a meme coin, which has been known so far that meme coins will not be able to develop.
I think you are right in doing and determining the shiba inu, as well as proving that the shiba inu will be able to continue to grow and you invest in it and continue to wait until the improvement period will come.

In the end, everything is returned to individuals who do use bitcoin, because bitcoin exists and is known to the public because of the reputation attached to it which can be trusted. Therefore, you really have to know what bitcoin is, before you really jump in and get involved in it to make bitcoin a trust in every action that will be taken. appreciate those of you who really believe in and make bitcoin an option that is always attached to be used in all activities, because I also believe in that and really believe that bitcoin is an attractive investment for now and in the future.

indeed there will always be many perceptions in determining the price that will occur, it can actually decrease or there is also a possibility of increasing, but if it decreases it may not get below $ 10K and if it increases it also won't be able to reach $ 50K. because everything will move in 2024 where the era of the halving will occur, even though the increase to reach ATH will occur in 2025.
but I believe that the world economic situation has not improved and will have an impact on purchasing power, including the movement in crypto.
so this year can really change and certainly the right time to continue to make purchases and hold on to the future, where it's just a matter of waiting.

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pandemic problems will always occur at any time and it cannot be avoided, agree with you that covid is not the first and last pandemic that will continue to be present at any time. because of the development of the world in the current era of renewable technology there will always be dangers that will come at any time, but there will always be a way to solve them even though maybe the scale will always be different every time a pandemic occurs. in every pandemic, it will always have an impact on the world economy, especially it will have an impact on developing countries which may drain their finances, but fortunately there are other countries that are able to provide assistance.
every country must really get used to the existence of a pandemic like covid, and be prepared to resolve it, so it doesn't drag on too late in trouble.

totally agree, you have done your best by buying btc and holding it, even though the price when buying is higher than now, but btc will be able to reach a renewed ATH after the halving period has passed. holding btc really takes patience so that what you want can be achieved because btc is indeed better for long-term investments, although it is possible that it can also be done for the short term, it will be just as profitable if you keep watching every movement. congratulations you just need to be patient at this time that next year has entered the halving period.

it doesn't seem like it will take up to 3 years because it is estimated that there will be an increase after the halving period (halving in 2024) and a year later ATH will be formed (in 2025) which will have an impact on all coins that are likely to reach their ATH too. I think if you want to invest in XRP and ADA it looks good, but you can find something better than that if you want to do an analysis first. ETH, BNB is the best altcoin to date and very likely it will increase several times over the last ATH, especially clearly BNB has been surprising in 2021.

about the benefits, it is clear that by buying gold the value will be better than when we keep money in the bank. but agree with you my friend, the security risk that will be obtained by spending our money in gold by saving money in the bank, it is clear that our money will be safer to put in the bank. I think the value obtained from the Bank with the increase in gold is not significant at this time, what is more profitable is that if money is put into crypto, it only takes patience to wait for the increase, which is indeed quite long.

The crypto market situation is certainly influenced by the world economic situation, where if the world economy is doing well it will also be affected by the crypto market, but we know that there is currently no improvement from the crisis that has hit the world. So it's possible that the price will increase at the end of this year but it can't be too high because apart from the fact that the crisis isn't over yet, the halving era will occur in 2024 and there will be movement. so stay patient to wait for that time to come, so multiply to buy and hold so you can enjoy the upgrade period later.

you are right, that the last ATH XRP could do was on Jan 04, 2018 (5 years ago) at $3.84, now it has decreased almost -88%. Of course, because many problems have occurred and cannot be resolved as quickly as possible, many are doubtful about XRP. So far, even though there is good news about the XRP problem, it hasn't been able to improve, whether it's because the crypto situation isn't good or XRP hasn't been able to move to improve immediately.
hopefully for the era of the upcoming halving period there will be changes with XRP, although it is more certain that as you said you will focus on altcoins such as ETH, BNB.

It seems that if you know about crypto, it's clear that many already know, but those who are directly involved in crypto to be able to earn from there, are probably not as big as those who are already familiar with crypto. because those that are directly related to the goal of getting results from crypto, you must always have capital in advance at this time, unlike in 2016 which you can still get from bounties to be active in crypto.

it is likely that indeed they will be constrained by the funds they need to have first, even though they know that crypto is very profitable when they can invest, those who have clear funds will definitely invest in crypto, especially now that the possibility of crypto prices will increase is fantastic.
In my opinion, what you said about the price which will continue to soar, in fact, more and more people will recognize it because they are tempted by the benefits that will be obtained.

Until now I have never heard that there is collateral for loans at a bank, even with the highest degree, but I think I have heard of a letter of appointment as an employee that this can be done and of course the mechanism for each bank is certain to be different from one another. if someone accepts it maybe with separate rules with the company no longer an individual anymore.
but it seems inappropriate for a certificate to be submitted as collateral for a loan at a bank, because there are other things that can be done.

it is very difficult to hope that even though there is always that opportunity, there will be another surprise like when entering the beginning of the year which was unexpectedly surprising. this month it will seem that there will be no surprise increases or very significant decreases but there will be stagnation at the prices at the beginning of the month. but in my opinion if this year it will increase, it is certain that it will not be more than $ 50K and even if it is corrected it will be able to stay above $ 20K, but indeed it is better to be corrected where usually there will be movement to increase after being corrected.

I think they always have no patience when investing in crypto, actually the problem of a bear market or bull market is something that usually happens in crypto and will continue to repeat things like this. because impatience will obviously cause losses to occur by taking actions that don't really need to be done but are done, so it's not surprising that many experience this. Indeed, everyone hopes to buy during a bear market, not during a bull market, because at that time the price is falling. but it can be meaningless if you don't have the patience to wait for the market to reach its peak, only to want to sell and buy again when the market drops.

you have been right to educate your friend, because investing in crypto is a good thing and even better than other investments. at least now your friend understand more about investing in bitcoin by investing directly, maybe your friend can also understand more and want to learn about the pros and cons of investing in crypto, especially bitcoin.

if what you say is that your friend has invested $ 500 in bitcoin, of course, to also be informed that with small funds, it is more effective not to buy bitcoin but instead to altcoins. there are lots of good altcoins and it remains only to analyze at CMC so that they can adjust to the available funds. apart from really wanting to continue to add more capital so that you can continue to increase your funds, then obviously you can with bitcoin.

it seems you are right, doge is the best meme coin at the moment and has become the target of many meme coin fans, because at least doge has always been a topic of conversation because of a tweet by elon musk. Unfortunately, Elon Musk didn't take Doge's intervention seriously, at least when Doge went down, so Doge could continue to move up. but I doubt that doge will continue to be big in the future, because doge is still a meme coin and can disappear from the market at any time due to the supply being too large.

another year will enter the era of the halving period, of course it is true as you said that it will coincide with the gradual increase of bitcoin, until 2025 where a renewable ATH will be formed. because time is not so long as you said too, so this is an opportunity to continue to buy and hold and no longer need to wait for a correction to occur to buy, because the opportunity to continue to save will be lost by continuing to delay.

everything will be the same as what you said, that it must be admitted that until now eth is still the best for altcoins, and always gets its portion, even though there are many good altcoins, all investors still hope for eth until now. it seems very difficult and irreplaceable, although maybe BNB could very well become eth's rival in the future. if bitcoin improves, then you can be sure that all the best altcoins will also follow and it's not unusual and so far it has been like this, when bitcoin reaches ATH it will also be followed by the best altcoins.

Whatever form of investment it is certain that there will be risks, but everything will be according to the circumstances, and it cannot be equated that all will be the same, some will indeed have a big risk but some are also small and it depends on the investment. but by continuing to increase knowledge about the investments that will be made, it can be ascertained that we can reduce and minimize risks that we do not expect.
indeed there are those who think that trading is equated with gambling, because guessing something even though trading can be learned and able to produce well not just by speculation.

It looks like what you are expecting in my opinion will not be fulfilled, I am not sure before the halving era will form ATH, remember that the halving period is 2024 and usually a year later ATH will start to form.
this year the movement of bitcoin will be in the price range of $ 20K-$ 50K and the highest price is also considered good, it must be remembered that the world has not yet entered an economic recovery and that will be affected by bitcoin.
Precisely now is the opportunity to continue buying and holding until a year after the halving era, you need to be patient for this.