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41  Alternate cryptocurrencies / Announcements (Altcoins) / Re: [ANN][CROWDSALE] Global Credit Profile - Pave: A Decentralized Credit Bureau on: October 31, 2017, 01:44:56 AM
what’s the average interest rate you people apply to your loans?
It’s never stable, so we do not track that kind of statistics, and again, this is irrelevant to the GCP
42  Alternate cryptocurrencies / Announcements (Altcoins) / Re: [ANN][CROWDSALE] Global Credit Profile - Pave: A Decentralized Credit Bureau on: October 31, 2017, 01:34:17 AM
how do you lend money?
From technical standpoint, the explanation could take a lot of time. The point is, this is irrelevant to the GCP
43  Alternate cryptocurrencies / Announcements (Altcoins) / Re: [ANN][CROWDSALE] Global Credit Profile - Pave: A Decentralized Credit Bureau on: October 31, 2017, 01:18:44 AM
Is there any difference in min entry threshold for US and non-US residents?
Yes, actually, there is. Regarding the pre-sale stage, we’ve set the $15k minimum for the non-US and retain $50k for US accredited investors
44  Alternate cryptocurrencies / Announcements (Altcoins) / Re: [ANN][CROWDSALE] Global Credit Profile - Pave: A Decentralized Credit Bureau on: October 31, 2017, 01:08:01 AM
Great idea, guyz! Will take a look over it.
We won’t let you down! Wink
45  Alternate cryptocurrencies / Announcements (Altcoins) / Re: [ANN][CROWDSALE] Global Credit Profile - Pave: A Decentralized Credit Bureau on: October 30, 2017, 11:21:00 PM
Will you have minimal cap?
No, there’s no necessity for us set the minimal cap
46  Alternate cryptocurrencies / Announcements (Altcoins) / Re: [ANN][CROWDSALE] Global Credit Profile - Pave: A Decentralized Credit Bureau on: October 30, 2017, 11:11:13 PM
Are you going to loan to organizations, not only, to people?
Yes, we will be signing up lenders of all different types as well as banks to the product. Initially we will focus on integrating our product with all the online lenders as they are the fastest adopters
47  Alternate cryptocurrencies / Announcements (Altcoins) / Re: [ANN][CROWDSALE] Global Credit Profile - Pave: A Decentralized Credit Bureau on: October 30, 2017, 09:59:55 PM
Can people get loan directly from the app?
Yes, you’ll be able to access all financial services rendered by Pave. In addition to seeing your financial and credit profile you will be able to apply for loans, credit cards and personal finance management services.
48  Alternate cryptocurrencies / Announcements (Altcoins) / Re: [ANN][CROWDSALE] Global Credit Profile - Pave: A Decentralized Credit Bureau on: October 30, 2017, 09:40:50 PM
is this platform be protected from DDOS-attacks?
Of course, our cybersecurity unit has got it under control?
49  Alternate cryptocurrencies / Announcements (Altcoins) / Re: [ANN][CROWDSALE] Global Credit Profile - Pave: A Decentralized Credit Bureau on: October 30, 2017, 09:26:38 PM
Will fiat be accepted?
We’re still pondering the idea of accepting fiat and we’ll announce our decision when the ICO kick-off date will be determined
50  Alternate cryptocurrencies / Announcements (Altcoins) / Re: [ANN][CROWDSALE] Global Credit Profile - Pave: A Decentralized Credit Bureau on: October 30, 2017, 07:39:27 PM
How do I participate in the pre-sale?
Contact ir@pave.com
51  Alternate cryptocurrencies / Announcements (Altcoins) / Re: [ANN][CROWDSALE] Global Credit Profile - Pave: A Decentralized Credit Bureau on: October 30, 2017, 07:27:44 PM
Read ‘bout you on ICO press releases, love your project!
Thank you
52  Alternate cryptocurrencies / Announcements (Altcoins) / Re: [ANN][CROWDSALE] Global Credit Profile - Pave: A Decentralized Credit Bureau on: October 27, 2017, 10:52:20 PM
Do you have a bounty campaign to get more people to know about your project?

Yes, the bounty platform will be ready in coming days, we'll inform everyone by pinning it in the top of the thread
53  Alternate cryptocurrencies / Announcements (Altcoins) / Re: [ANN][CROWDSALE] Global Credit Profile - Pave: A Decentralized Credit Bureau on: October 27, 2017, 09:23:26 PM
Nice to see how blockchain is growing in popularity among mindful startups!
In our case, blockchain will simply suit us in the best way
54  Alternate cryptocurrencies / Announcements (Altcoins) / Re: [ANN][CROWDSALE] Global Credit Profile - Pave: A Decentralized Credit Bureau on: October 27, 2017, 09:11:25 PM
What do you need cryptomoney for? Is it for expanding your business?
The token offering is important because it is a way to kick start the platform. Our Global Credit Access Tokens are the means by which users will be able to access and share their data. It is also the means by which we will build in great features for consumers uploading their data, such as real time credit monitoring alerts. Of course, the funding is also important because we are trying to change the system and status quo. We are going up against large well funded institutions so we need the full support of the community
55  Alternate cryptocurrencies / Announcements (Altcoins) / Re: [ANN][CROWDSALE] Global Credit Profile - Pave: A Decentralized Credit Bureau on: October 27, 2017, 07:40:36 PM
Well, the 2 billion people you mention in first several sentences that do not have access to a basic bank account would not have access using a cryptocurrency? I mean, it's even further than bank.

GCP is not about cryptocurrency - it's only powered by blockchain with GCAT token being used within the system without making a real difference for users.  What will help those people is the easiness and accessibility made possible by the app where all the privies are united on one, single platform.
56  Alternate cryptocurrencies / Announcements (Altcoins) / Re: [ANN][CROWDSALE] Global Credit Profile - Pave: A Decentralized Credit Bureau on: October 27, 2017, 07:31:49 PM
What will be the hard cap?
This figure will be announced in mid-November, together with other details of the ICO
57  Alternate cryptocurrencies / Announcements (Altcoins) / Re: [ANN][CROWDSALE] Global Credit Profile - Pave: A Decentralized Credit Bureau on: October 27, 2017, 05:57:14 PM
Are there any financial bigwigs who have already commented on your project and are promoting it?
Depending on whom you consider to be a financial bigwig, but you can find out more about social opinion on us in the Yahoo Finance article: [url]https://finance.yahoo.com/news/pave-decentralized-global-credit-profile-170000591.html[/url}
58  Alternate cryptocurrencies / Announcements (Altcoins) / Re: [ANN][CROWDSALE] Global Credit Profile - Pave: A Decentralized Credit Bureau on: October 27, 2017, 05:38:39 PM
What will the GCP financial profile consist of?
The profile will consist of: alternative data retrieved from user’s application form (which is: income and occupation, monthly expenses and education), credit data pulled from the credit bureaus, alternative payment data pulled from third-party providers and fraud and identity data also retrieved from third-party providers
59  Alternate cryptocurrencies / Announcements (Altcoins) / Re: [ANN][CROWDSALE] Global Credit Profile - Pave: A Decentralized Credit Bureau on: October 27, 2017, 05:28:31 PM
You mentioned the Equifax breach in your post above, could you break down why in your case such an event would be an impossibility?
The reason for that is we’re going to use the IPFS Protocol, and therefore the data will be stored in a distributed way. Hackers would need to hack each user individually which would involve obtaining the individual decryption keys for all GCP users. See https://ipfs.io/ for a full description
60  Alternate cryptocurrencies / Announcements (Altcoins) / Re: [ANN][CROWDSALE] Global Credit Profile - Pave: A Decentralized Credit Bureau on: October 27, 2017, 03:49:28 PM
What’s the size of the revenue of Pave in the last three months?
In 2016 it was approximately $500k and this year we do not have revenue as we have focused on launching the GCP
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