probably you can also look at SONM, Centra, Eidoo these are going to make an impact in a month or two but i also heard about Confideal on fb and telegram.
I wont invest into Universa, it is just one more ethereum killer, on the other hand Confideal can be ICO I'll believe — it can be used by any person even he never heard about crypto before. Great choice as for me.
you can also look at SONM, Centra, Eidoo. Last week I heard much about Confideal in Facebook, all the groups I read suddenly started to post about that project.