I looked into them, but if that's what I decided to do I'd be asking for 0.41 instead of 0.13. :/

I'm guessing a $10 google play gift card won't suffice. I honestly don't have much that would be of value to you at the moment. Perhaps I should just buy the 0.13 with a prepaid visa or something...

It will profit, by the way. So long as BFL holds true to their word.
I'm short about 2 LTC my friend.

Good morning!

As already posted here, https://bitcointalk.org/index.php?topic=336152.new, I'm interested in a small loan to be put towards mining equipment. Having read the "how to spot a scammer" threads, I'm aware my chances of being taken seriously are relatively slim. Some people mentioned Escrow as some form of collateral...I signed up there last night. Haven't a clue how it works. By all means I'm open to suggestions as to what I could use for collat.

Anyways, I appreciate your time.

I had about 3.8BTC in my wallet before my computer broke a year ago, but I didn't think much of it. Really depressing knowing that would be worth over $1600 now! Although I can only predict a steady rise in the near future, I'm praying for a huge drop so I can recover.

Haha, glad it worked out for you! 

Just curious, how bad is the heat without the fan?

The smaller the pool you go for, the better off you'll be just solo mining. For example, if you join a really small pool only generating 1gh/s or so, then you're most likely going to be the one finding all the blocks, yet a portion of that gets distributed to all the slackers. With half a th/s, I'd go with a big pool. That way you have a steady income that averages out to what you'd earn if you were solo mining.

Thanks for the link; I think that might actually be a better option at the moment. Considering it's only $3.80 a share, it would only take about 0.09btc for 5gh/s.

-EDIT-
Just curious, does this service allow you to use your shares towards mining pools, or is it basically a solo mining gig?

Even top-line GPUs don't mine a lot, but it's where you should start.
I'm not sure about this particular miner, (I use guiminer,) but I believe you have to input which device you want to mine with. There's usually a codename for your GPU (mine happens to be Tahiti) which is what you'll use.

Only semi-true. Someone with an old laptop who aspires to make a profit at 50mh/s, is obviously not going anywhere anytime soon. Whereas, an individual with a 5gh/s asic miner could pull in a dollar or so a day. I plan on starting at 5gh/s, and gradually working my way up. BFL cloud mining is perfect for this reason, as I can cheaply add more power as I mine.

(https://products.butterflylabs.com/homepage-new-products/1-gh-cloud-hosted-bitcoin-hashing-power.html)

True.  However, more oft then not, BFL does pull through on their promises.

The unfortunate reality of the situation is, the average Joe can't make a profit bitcoin mining. If you were lucky enough to hear about it back in the day, and were wise enough to cash in, that's a whole different story. (It was also possible to mine with a CPU.) Nowadays, even a few GH/s is on the low end of mining.

I'm really not asking for an amount that could put me in debt. Worse comes to worse and BFL screws me over, I'd go through the hassle of buying the 0.13 with a credit card, and repay the individual that lent it to me. (I'd have to buy a prepaid visa in order to do that though, because I don't use a credit card for the reason of debt.)

I've been reading in the loans subforum, and it appears there's a lack of trust for someone of my status. I'm not sure what I have that I could provide as collateral, but I'm open to suggestions.

Not bad! Is this your first rig?

Haha, unfortunately I still have to post in the newbie section

Hmm, I looked at the cloud service you're using; although it's already here, it's way more expensive than what butterfly labs is offering.

It won't be shipped; it's basically cloud mining. I never see the hardware. Now, why won't I make a profit? It's about 10 times as much power as I have now, and I'll probably end up making about a dollar a day.

About a year ago, I was big on bitcoin mining. I made a decent three or four bitcents a day, until an unfortunate accident damaged my (very expensive) computer. This was slightly depressing, as not only did I lose a supurb graphics card, but also my entire bitcoin wallet. I decided to take a break from the mining gig for a while.

The other day I felt like looking up the value of a bitcoin, and I gasped as I watched it pass the $400 mark. So, using my 7950 GPU, I decided it was time to get back in the game. Ufortunately, now I only make a fraction of what I used to. 0.00003 per block on average (Slush's pool.) A total of one or two pennies by the end of the day, not even enough to break even with the electricity cost. This is disappointing, seen as how it's one of the better cards on the market, and it's over clocked.

I really don't have a spot in my budget for an expensive asic miner at the moment, but the "pay per GH" product on butterfly lab's website caught my eye. I'd like to request a loan of 0.13btc to preorder 5gh/s of hardware from their website. With the equipment expected to be up and running by the end of the year, I hope it's understandable to request 4-6 months for a full return.

I've never asked for a loan before, so I don't have any references; but I'm an honest man and I promise to pay back the full amount asap, with interest if nessicary. Just let me know if you're interested, and I'll pm you with my new wallet address.

Thanks for reading; I appreciate any help!