It's brutal for most people, I think outcasts tend to cope better. I remember watching a reality show called "Million Dollar Traders" - it should be on YouTube, it took regular joes and taught them the basics of stock trading and held a contest to see who could make the most - long story short over half of them had a mental breakdown and quit before it ended.

I don't think new years resolutions is the greatest way to think about improving your life. I think if you -really- wanted to change some aspect of your behaviour, you would not wait for an arbitrary date.

It can't -just- be a coincidence that every government program has centralized more power and wealth to the elites.